“Did a comparison with n26 and bunq, and im here because i feel like its better overall. feature wise, and cost wise too. outgoing payments in euro good. but saving is low. 1.51% only - base.”
“it was interesting for me seeing they have licene first in so many years, dnb licence too. €100k insurance , not only this feature they have more stuff for protecting money.
22M+ people mean its great but support is going to struggle ,so i can see already.”
“Aktien ist definitiv interessant zum Lernen, bin neu dabei. Aber anscheinend bekommt man mit einem besseren Plan günstigere Gebühren, das find ich nicht gut.”
“Been using bunq for a while…like 4 months or so and it’s been chill. The feature I like the most is automatic budgeting - makes keeping track of spending way less annoying. I’m on the core plan and it’s been enough for my everyday stuff. The app setup was quick, everything is easy to find, and I like how little hassle there is for basic stuff. So far, no major complaints tbh and I’ll probably stick with it.”
“app works as they promised. i am glad with this, because i dont ;like when it freezes in app. i use some of the features, and joint account too this help me stay on same side about finance. i send some money each month, its not expensive.”
“As a bank for travelling, it’s a convenient option. The functionality is much bigger compared to any local I used. It was possible to open bank accounts in different currencies, exchange at nice rates, and even forget about converting currency, thanks to holiday mode. Tested it during my trips in Asia and it’s nice.”
“The multiple IBAN setups sounded interesting to me, the value seemed to be there. The monthly fees are a bit high, but on the core version, its not bad. budgeting also adds to it, and overall interest rate seems to offset the sub fee by about how much its worth. So it could be great value, but as it stands, its ok value.”
“Les insights de dépenses c'est assez utile. Je pensais pas qu'ils pouvaient changer ma façon de gérer l'argent et surtout d'être conscient de où va mon argent. Essaie juste un mois de suivre chacune de tes dépenses et je parie que tu seras surpris par le rapport”
“Je suis arrivé chez bunq directement depuis une banque traditionnelle et j'avais aucune expérience avec les banques digitales avant. Ça a été une expérience enrichissante en général. Pour tellement de choses j'ai dû me dire un truc genre : hm, donc c'était possible d'implémenter cette fonctionnalité dans une appli bancaire.”
“bunq gets credit for travel features but the budgeting sub-accounts are what keep me. Automatic salary distribution on payday into rent savings and travel. automation is the real value.
if premium pricing goes up again without new features I will reconsider my mark”
“Initially I didn’t see any value in all those instant card control features, but now I get it. It’s designed mostly for online shopping and with so many shady firms operating online, these features comes really handy in situation when you need to act quickly”
