“I have Pro plan and I like almost everything about it. the banking side is awesome with all the budgeting stuff and high saving interest it’s definitely worth trying.
I think the price for it could be cheaper but right now everything is getting expensive”
“Well they don’t lie that it’s possible to open an account in 5 min even without docs (for some limited period of time). Took me basic KYC and boom I could budget, send money in the EU, and even invest. The thing is that I needed to buy a subscription to really enjoy the app. Without a paid plan, features are limited. Couldn’t even have a physical card, until I subscribed for a core plan. But it turns out this one has its own limitations too. Poorer budgeting tools for example. Anyway, never disappointed me whatever feature i USED.”
“they are definiely in the discussion when people talk about the best neobanks in eu. some of the competitors may have some more users or maybe a bit bigger interest rate. but on features and overall quality i think bunq has an advantage. Unlike in other neobanks, you dont get better interest rate for a better plan here, all are the same and its the concept of fairness that caught my attention. they do it well, in features too”
“For now using it for my lesser payments, like it can be some bills or maybe online shopping.
Its not a bad bank to be honest, they have the licence and security is there.
Support is lacking, and maybe some more community features.”
“bonus rates can change, and they have changed a lot in the past. I'm always confused if its 2%, 2.5%, 3.01% (like now), or smth else. Changes every few months, feels like. Plan benefits also vary by country, I think NL gets the most benefits, for improving the plan. Have to check for your own country, if there are even advantages to paying like 10 euro more. For me, there wasnt, I am on simple core, and doing more than fine. Have no reaasons to switch to pro...”
“bunq’s auto round up is what I’d like to talk about. You know every payment saves a little bit without me thinking about it, and after a month there is a nice small amount sitting there. I just use this money to spend on fun stuff.”
“bunq is a nice bank if you want to use it mainly for budgeting. I opened a few IBAN accounts which help me send abroad without any restraints. When my salary comes in, I just distribute my money into diff categories: bills, food, and savings. It keeps me from touching money I should not touch. xD”
“Not gonna lie, my experience with bunq isn’t perfect, but mostly good. I’m glad that my account opening was smooth, and I didn’t have any troubles with KYC procedure.
It took me a while to understand how to navigate through the bunq app, but thanks to AI finn assistant, it was a bit easier. Glad that when I asked some questions from the support, they weren’t giving just generic responses, they actually went deep and explained all the subtleties.”
“I mainly use bunq because it offers multiple accounts for different purposes. I just use one bank card, but I created a few accounts for different money pockets, one for small stuff, one for big purchases, another one for subscriptions and so on. That actually changed how I spend because I no longer mix money and that helps me to keep track of my budget more efficiently. Overall, the app feels reliable and I didn’t notice any serious drawbacks while using their services.”
“It’s not my first experience with a digital bank. I had an account with another one and one day out of nowhere they blocked my account with some money in my account. It took me so long to get those money back and I still have no idea why I got blocked. I opened bunq acc pretty quickly and in the last three months I had no issue whatsoever.”
“Using bunq as my primary bank. The salary auto-distribution into sub-accounts freally affectedmy financial habits in a better way. Rent savings and travel sort themselves.
investment features need some improvement still altjough I use it from time to time.”
“saving is now harder and less profitable than it used to be. you gotta invest, and they have the conditions for investing. though having better plan saves you on pricing”
