“Been on bunq Pro for about 14 months and it has become my go-to. The multi-currency accounts are the main reason I stayed. I hold EUR, USD and GBP without paying conversion fees which is essential for my work
The budgeting sub-accounts work well. I have them set up so rent, utilities, savings and a travel fund all get auto-distributed on payday. Takes the manual work out of managing money each month.
but what I appreciate most is the security side. Instant notifications for every transaction and the ability to freeze cards instantly from the app”
“Zat te denken wat ik moest kiezen: Pro-plan of Elite-plan...besloot voor de laatste te gaan want die heeft alle functies die Bunq Pro heeft, en biedt ook reisverzekering. Ik reis gewoon veel”
“Tried bunq because everyone was raving about it. Its good, not revolutionary. The multi-currency accounts work well for travel but the Core plan feels limited.”
“Interface, particulièrement bordélique… refuse d’extourner une opération carte bancaire, frauduleuse, neobznk d’occasion, franchement il y a largement mieux sur le marché largement, aucune recommandation fuyez”
“i compared bunq to other online banking apps, and i noted one thing: fast support replies. At least I sent them multiple questions within the last 3 weeks, and they handled them really fast and provided me with neecessary links with extra info for me. It was good like providing full info, not just short answers with 1-2 paragarphs in the chat. Really could see they treat their customers seriously and professionally. Nice job.”
“I think i understand why the plans are priced this way. you are equal in temrsof pure banking, but gotta pay extra for some more features. i like the overall fairness in their operations. for me pro plan is the golden middle.”
“j'ai eu l'appli la semaine dernière et je vois déjà que c'était une bonne décision de prendre le plan core parce que payer avec bunq c'est rapide et facile”
“Using bunq as my bank for more than a year. Multi-currency accounts are the main draw since I receive EUR, USD and GBP for work. No conversion fees saves maybe 50-60 euros monthly.
Security is top. Virtual cards, instant freeze, real-time alerts. Finn AI handles simple questions without waiting for a human.
Stock investing exists but is still basic. Good for small regular amounts, not a full brokerage replacement.”
“I cant believe I spent 3 years overpaying my old bank for international transfers when bunq was RIGHT THERE the whole time! Switched 6 months ago and the multi-currency accounts have saved me so much money on work trips. The app is beautiful and everything just works. Im genuinely upset at myself for not switching sooner!”
“Took bunq on a 2-week trip across 4 countries and paid zero foreign exchange fees on every transaction. That alone justified the subscription for me.”
“Switched to bunq Core about 8 months ago. The digital cards are convenient for online purchases and the spending analytics give a clear picture of where money goes each month. International transfers are fast and the exchange rates are competitive.
The one thing that holds it back for me is the limited ATM withdrawal options on the Core plan.”
“First time using Finn AI for a banking question and it actually understood what I was asking!! No more waiting on hold for simple stuff. This is how modern banking should work!”
