“Saving and investing my money.
when the salary hits nowadays im not putting what i have in savins anymore. 10% of that going to investing. especially when bunq offers stocks and crypto. i gotta use it in the beginning and build portfolio”
“Came recently from Thailand,🛬 and I want to say that whenever you go abroad, you gotta ensure you have a digital bank. I was lucky to have bunq because I didn't have issues with foreign exchanges, and compared to my peers- they didn't have it and they had to pay elevated fees at local exchange points. With bunq, I saved quite a buck”
“The free trial with all features sound too good to be true, however, they really gave me a chance to test everything they had at once. I did. The problem that I face after, is that their subscriptions are unbalanced. Like I didn’t need travel insurance and atm withdrawals, but at the same time, needed features like salary sorter and invoice scanner were missing on cheaper core plans that I wanted to use initially. If only they allow you to build up a subscription on your own, picking up only what you truly need… Their banking features are great after all.”
“Always had a neglected with money when it come to making impulse purchases. 6 month ago decided to open a account tried to make changes to my financial situation by tracing them.
Separated into pockets and i could say that in had some impact. I mean couldnt ignore what i seeing right, buy a junks online did not improve life. Im grateful for that day when saw this app and decided give shot!”
“Feature wise: everything is nice. they have a lot of features for daily banking, obviously the salary sorters and money pots. and the investing feature is very big. Like people who wanted to actually startt investing dont need to go anywhere and begin here.
SecuritY: in this case I think everything is nice too, like 100k insured and many features for safety.
Pricing: not sure here, they have a big rough pricing. like for outgoing payments and more.”
“Solid interest for first 6 months, later - not that much. Its about on par with everybody else after 6 months, maybe just a touch higher. But why Bunq wins over others to me is that I can invest in stocks at the same time, and even partial stocks, whatever sum I have available to me at the moment. Tons of other stuff available as well. There's even Money Pockets, to organise my separate goals. And its all one app, not two or thrree.”
“When it comes to digital banks, bunq definitely stands out with their different perks offered. bunq offers four different plans, and one of them is really free. I was using that free plan to get accustomed to their features and just recently chose bunq Pro, and I don't have any regrets.”
“It’s a balanced digital bank for saving and spending. I can’t say that they have better rates, but they offer more flexibility to withdraw your money and more transparency that ordinary banks lack. And in fact the deposit is well protected by the Dutch government, unless you have millions of euros.”
“I dont think theres much at fault can be found here. For savings, investings, and everyday banking, its pretty great. The interest rate is NOT 1.5% or whatever, its 3.01% during the bonus time (which every new client gets), and its paid weekly, one of the best interest rates in EU right now, at no risk, since its backed by ECB and Netherland government.
Main drawback is that some features are in paid plans, but full interest rate and full UI is not, its there on free plan as well.”
“For 2 years I’ve been hesitant to start banking with bunq, until I made sure that it’s a safe option. Well, I lost something… Banking could be much more effective than saving, if I was bolder. Simply, all transactions that you can do at a physical bank were in the app with not bad fees. Plus, investing and saving accounts with sweet rates.”
“The interface of the app is good. It’s easy to locate things even though there are a lot of features to explore. A couple of days to get how it works, at least from my experience. The design is a little dark, not good for my eyes, I prefer something lighter. Anyway, convenience was more important than looks for me.”
“Stocks trading is nice there. They didn’t charge any fees for the first 3 months, they didn’t ask to fill any docs, and offer fractional shares (well I can’t pay like $500 to get one stocks). Tbh couldn’t say the same about usual saving accounts. Interest rate is not the highest for euro and I don’t think it outperforms stocks as a saving option.”
“Not bad bank, but some thing threw me off in the beginning. but i used it anyway after trrial and i got used to it. Now i think it has more things i can appreciate as a user than critize, so I,m on pro plan.”
