“Easy to make foreign transfers inside the app Two taps and money are sent. I used to wait for weeks, fill in bunch of paper, to make simple swift transactions…JUST for this I can praise them/”
“considering locking up the money for 12 months.
24 is too much though, maybe if interest was higher id consider.
but 2.11% is not bad, higher than bonus rate even”
“solid digital bank, fr... way better than most traditional banks because everything is managed from a fast mobile app. good features and never had any issues using”
“It has its advantages and disadvantages, like any other normal service. This was perfectly reflected in the feedback that was in general positive, but not excluding negative too. I was just ok with their license and the fact that millions of people around the EU use their app.
The primary feature was their foreign banking features, such as a chance to open bank accounts in many currencies and exchange currencies without additional fees. As someone who relocates quite often, bunq was a suitable banking app for not spending time on looking for local options,.”
“Agreed with the guy that said that core is enough. I have . similar view. Sure you get more with payijng more for a sub, but who needs 25, I dont get it. For more than doulbe or triple the cost. Out of the 5 I have, I use onluy 3 currently, and thats because I'm saving for a downpayment. Otherwise, I would be using 2.
Also main feature of bunq is not the sub-accs, its the qiaulity of the app I would say. To me the fact that it loads fast is more important than anyting else.”
“the one that makes sense to me is core...
4 euro per month, and I got 5 sub-accs (main feature of bunq, to me)
for 10 euro - I would get 25
for 19 euro - I would get 25.
I think core is enough.”
“The bunq apps high yield interest options offer such a nice home for temporary cash allocations. I try to reinvest money into a savings account, hope compound math will help me to make good wealth over the years. Apart from that, the interface allows for instant multi currency sub divisions, while direct SEPA instant rails clear funding pools cleanly without standard banking bottlenecks. The app interface still lacks some distinct features, but the banking core remains fully reliable for managing money.”
“All the plans with same conditions for saving. I feel like at least Elite should have permament bonus rate for the money we pay.
Pro is golden middle as of now”
“het was leuk om van al die functies te genieten. maar ik ben voor nu oké met gratis, sparen is hetzelfde dus ik waardeer bunq enorm dat ze het Eerlijk maken.”
“Voglio dire, sembra tutto così ben organizzato quando si tratta di tutte le cose che fanno.
In primo luogo, riguarda la funzionalità della loro app. Non ho problemi quando la uso, sembra tutto così fluido - passare da una sezione all'altra è semplice.
In secondo luogo, sono le loro offerte. Ad esempio, ho impostato alcuni dei miei contatti per essere accettati automaticamente per i pagamenti (principalmente, amici). Mi piace anche l'integrazione con google pay - rende i miei pagamenti molto più facili e veloci.
E ogni volta che uso la mia app, non sembra un'app in senso tradizionale. È anche un portafoglio digitale:=)”
“There were so many payment options that I could use for international transfers. My head went dizzy actually. 😆
After all, the WISE system works nicely for me.”
“bunq app working fast for my daily transactions. I use the CORE plan - i feel it's more than enough for basic needs. Other more advanced plans seem to be reduntdant especially for people like me - i mean those who don't travel much and just need making regular banking faster a bit. The app does this job well.”
“Finally decided to open an account after my friend kept recommending it. I went with the Bunq Pro plan ;because it has basically everything I need, and around €10 a month is honestly not much, considering all the features”
“The CORE BANKING engine is highly reliable for handling continuous payment extraction. Transaction matching tracks stably during peak volume hours with out delays,, On top of that, the application interface manages HIGH SPEED logs without disconnections, which was always the problem with the traditional banking. So yeah, I pretty much enjoy using this bank, despite the fact that I started quite recently (2 months ago)”
“The app has many features:
- automatic payments
- savings accounts in diff currencies
- bunq.me
- AI assistant FINN
Ngl, all of this creates a comfortable environment for smooth banking.”
“The interface simplifies daily capital distribution by allowing immediate sub acc isolation. I have several money pots used for completely different reasons, but it’s still easy to manage them all. Apart from that, money management tools are very helpful. I particularly like the spending insights, because it helped me to reshape my habits. I used to spend way too much money on snacks and drinks, but I didn’t even realise that before the clear statistics 😅”
“Using bunq for a while now, and being with a formal European banking licensed company establishes high transparency. They adhere tightly to deposit protection regulations, which essentially ensures capital security parameters are met. But they could lower the prices for better accs such as elite”
