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Cheers Reviews

4.7 Rating 101 Reviews
99 %
of reviewers recommend Cheers
Read Cheers Reviews

About Cheers:

Cheers is committed to building credit on autopilot, empowering 45 million underserved Americans to achieve financial freedom.

Visit Website

Email:

support@cheers.credit

Location:

130 W Union St,
Pasadena
California
91103

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Anonymous
Anonymous  // 01/01/2019
Didn’t think small monthly payments would actually help, but my score already went up 11 points.
Cheers 5 star review on 8th May 2026
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Posted 1 day ago
My credit score has improved more than I expected and the price is very reasonable. Just want it to move a little quicker!
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Posted 1 day ago
Affordable plan and real progress. Can’t wait to see where my score goes from here
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Posted 1 day ago
I can see the difference in my credit score since using Cheers. Worth every penny, just want more speed!
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Posted 1 day ago
Solid product, fair price, would love faster progress but no complaints overall
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Posted 1 day ago
Oh my gosh Cheers has actually made a difference in my credit score!! The price is amazing and I’m loving the progress, just need it to go a little faster please!!
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Posted 1 day ago
I have been pleasantly impressed with the results Cheers has delivered. The pricing is very reasonable and I have noticed a meaningful improvement in my credit score. I would simply appreciate seeing progress at a faster pace.
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Posted 1 day ago
Seen real impact on my credit score since using Cheers. Good price, good results. Just want faster progress — but overall worth it
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Posted 1 day ago
dude, just got a notification that my score went up 13 points while I am in the gym, that makes me very happy! Cheers helps me build credit even when I am working out! 🏋️ amazing!
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Posted 1 day ago
I definitely recommend this credit builder! tho I'm still a new user, my credit score has started to increase since I use Cheers!
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Posted 2 days ago
I like it so far, my escrow went up 39 points already, got a good deal from a lease.
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Posted 2 days ago
Good value for the price and I have noticed my credit score moving in the right direction. Would love to see faster results but I understand it takes time. So far so good!
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Posted 2 days ago
I wasn't expecting much when I first signed up but Cheers has actually impressed me. My score has been climbing steadily and the process has been way simpler than I expected. A few small improvements to the app would make it perfect!
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Posted 2 days ago
I'm still relatively new to Cheers but so far I'm really impressed with the progress I've seen. My credit score has already gone up and I'm looking forward to seeing where it goes from here. So far so good!
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Posted 2 days ago
Dude, you have to try Cheers. They showed up on my credit report crazy fast — like within 2 weeks. I’ve used other credit-building tools before, and some of them literally took 2 months to report. Cheers is fast. You’ll see the account show up as “Cheers-SB” on your credit report. “SB” stands for Sunrise Bank, which is the legit bank partner behind Cheers. Your deposit is FDIC-insured through Sunrise Bank, and honestly, safety is the #1 thing for me when it comes to my money. If it’s FDIC-insured, that gives me real peace of mind. Fast reporting, legit bank partner, and FDIC insurance — that’s why I trust Cheers.
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Posted 2 days ago
The $7 plan is a game changer, much more cheaper than kickoff if you know the money will refund to you at the end. My score is back to 600 now, 🙏
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Posted 2 days ago
I used it for 3 months so far and my score went up 23 points already, i think it works.
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Posted 2 days ago
Finally a product that actually works for building credit. My score has been going up every month since I started!
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Posted 3 days ago
Super easy to use and the results are real. Highly recommend Cheers to anyone who wants to take their credit score seriously.
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Posted 3 days ago
Moving to a new country and starting your credit from scratch is really tough. Cheers was the first thing that actually made a noticeable difference. I finally feel like I belong financially in this country!
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Posted 3 days ago
Cheers is rated 4.7 based on 101 reviews