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Cheers Reviews

4.7 Rating 101 Reviews
99 %
of reviewers recommend Cheers
Read Cheers Reviews

About Cheers:

Cheers is committed to building credit on autopilot, empowering 45 million underserved Americans to achieve financial freedom.

Visit Website

Email:

support@cheers.credit

Location:

130 W Union St,
Pasadena
California
91103

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Anonymous
Anonymous  // 01/01/2019
Cheers made credit building actually feel achievable. My score has been climbing steadily ever since I signed up!
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Posted 3 days ago
Cheers Credit has been reliable, easy to use, and consistent from day one. The platform works smoothly, payments and tracking are straightforward, and everything feels secure and well-designed. I appreciate how simple they make the process without unnecessary complications. Highly recommend Cheers Credit to anyone looking for reliable and trustworthy help with their credit!
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Posted 3 days ago
Super smooth experience overall. The ordering process was easy, delivery was fast, and the customer support team was actually responsive and helpful when I had questions. Everything felt very modern and efficient compared to a lot of other companies. Definitely a great experience and I’d order again :)
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Posted 3 days ago
I like the $7 plan, you get your money back at the end and the cost is very low compare with kikoff and self, if they are doing the same thing then why not use Cheers! Great for anyone who are on a budget.
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Posted 3 days ago
I like this credit builder, my score was in low 500 but heading to 600 now in just 3 months. Nice!
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Posted 3 days ago
A really efficient way to start building credit score. Especially for someone that never had a credit score before.
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Posted 3 days ago
I’ve been trying to build my credit for years but the progress was so little it was almost discouraging. Then I found Cheers, and my score has been climbing steadily ever since. Finally seeing real results!​​​​​​​​​​​​​​​​
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Posted 4 days ago
I tried everything to build my credit when I first moved to the US, from secured cards to becoming an authorized user, you name it. My score was still moving at a snail's pace. Then I found Cheers, and within two months, my score went up 30 points. Wish I had found this sooner!
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Posted 5 days ago
I tried a few things, but my score barely moved. A friend recommended Cheers, so I gave it a shot, and I'm really glad I did! In about two months, my score jumped 30 points. It's not just the number that matters, it's the confidence that comes with it. I feel like I'm finally heading in the right direction. If you're new to the US and struggling with credit, Cheers is 100% worth trying!
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Posted 5 days ago
I started using Cheers because I wanted a way to start building my credit without opening another credit card. The signup process was pretty simple and didn’t take very long. One thing I like is that it reports to the credit bureaus, so you can actually see progress over time. After a few months I started noticing small improvements in my credit score, which was honestly pretty encouraging. It feels good knowing that the payments you’re making are actually helping your credit history. The monthly amount is manageable, and I also like that most of the money comes back to you at the end, so it feels a bit more like saving than just paying a fee. Overall my experience has been positive and the platform has been easy to use. If you’re trying to build or rebuild your credit and aren’t sure where to start, this could be a good option to look into.
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Posted 5 days ago
When I first moved to the US, building my credit score felt really slow and frustrating. But since I started using Cheers, my credit score has gone up by 30 points in just two months! It's made such a difference; I finally feel like I'm making real progress. Definitely recommend Cheers to anyone new to the US who wants to build their credit faster!
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Posted 5 days ago
Cheers helped me reach a 700 credit score! I’ve been using Cheers along with my credit card to build my credit, and I’m really happy with the results. Reaching 700 is a big milestone for me, and it could save me a lot of money when I refinance my mortgage. I’m also feeling more confident about applying for cards like the American Express Gold or Platinum so I can earn more rewards on my everyday spending. Definitely recommend giving Cheers a try!
Cheers 5 star review on 3rd May 2026
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Posted 6 days ago
Cheers is rated 4.7 based on 101 reviews