Row.co.uk Reviews

Name: Row.co.uk
Rating: 4.72

4.7 Rating 4,542 Reviews

96 %

of reviewers recommend Row.co.uk

Company Reviews

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Metrics

4.7

Based on 4,542 reviews

Shipping & Delivery
Delivery Methods	Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 88%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.3 out of 5

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Phone:

0844 3186870

Email:

customerservices@row.co.uk

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Row.co.uk 1 star review on 27th August 2025

Anonymous

Anonymous // 01/01/2019

Filter: Rated 1 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Beware of the small print if you buy from anywhere other than a UK vat registered site will not pay out. What that has to do with it I fail to see”

Helpful Report

Posted 8 years ago

Hi, sorry to hear you are unsatisfied. Mobile Phones must be purchased from a UK VAT registered shop to be eligible. This is stated in the 2nd stage of our 4 step sign-up process and policies cannot be taken out without first confirming this.

Posted 8 years ago

“I've done an insurance plan for £5.99 a month for my TV and when I claimed repair they refused to do it!!! However they charged me.”

Helpful Report

Posted 8 years ago

Hello. Unfortunately as your policy had only been active for 1 day and the incident took place prior to the cover starting, your claim was declined. Under our terms and conditions we cannot provide a refund.

Posted 8 years ago

“Don't go near this company accidentally damaged my tv 17days after taking the cover out and they are accusing me of insurance fraud !! Cancelled my policy and won't refund the money I've already paid !! Disgusting”

Helpful Report

Posted 8 years ago

“Claim no:CLM23382 One of the worse service I have been ever served in my life. I claimed my tv insurance 4 months ago last week I got frustrated as they asked me some more irrelevant papers to be sent to them which I did . While I was explaining my family situation that my 2 kids have no tv for past 4 month and I am regretting over the decision that my husband suggested me to do the insurance with Row insurance . So they came with the idea that I had no knowledge over this insurance and we are paying for last 8 months from our joint account. Such a poor judgement. I am so frustrated that I have decided to write this review. I am so gutted. I have spoken to citizen advise bureau and FOS. Now I am going to make a appeal to reconsider my application . And let's see !! Hope for the best!!”

Helpful Report

Posted 8 years ago

Hi Sabrina, sorry to hear you feel this way. The decision to decline the claim was based on admission the policy was purchased by a third party, without your knowledge. We understand your frustration, but our terms are there to protect our current and future customers. You have been provided with the details to make an appeal.

Posted 8 years ago

“Very very poor customer service. Slow and unprofessional. Submitted a mobile phone claim last month after it was stolen and it's still not been processed despite their website saying "within 24 hours". I won't be using them again.”

Helpful Report

Posted 8 years ago

Sorry to hear you feel this way. We wrote to you on 3rd December regarding your claim and requested some documentation from you to be sent to us, which we have not received. We hope to hear from you soon as we cannot proceed without it.

Posted 8 years ago

“Very poor service, going through a claim now, tv was accidentally damaged and I'm still waiting for Row to process my claim. Kids have no tv for xmas. Manager from customer service team grilled me with questions as if i was lying about cause of the accident. Very stressful process, going to take legal proceedings.”

Helpful Report

Posted 8 years ago

Hello Anthony, sorry to hear you are unhappy with your experience. We also wish to get this claim resolved as quick as possible. Due to a high rate of insurance fraud we do need to ask a lot of questions and appreciate your patience with these. If we can provide you with an update please don't hesitate to get in contact.

Posted 8 years ago

“As everyone seems to mention, yes, the site is easy to navigate. Yes, its cheap and easy to insure.... Just be aware that you will need your original receipt of purchase otherwise you will not be able to make a claim. I have insured 4 appliances and since moving home no longer have the receipts so my insurance is not valid. Please be aware of this as I now have to pay to get my cooker repaired.”

Helpful Report

Posted 8 years ago

Sorry to hear you have not received the experience you expected. To ensure all customers are treated fairly we must adhere to the agreed Terms & Conditions, which state that proof of purchase is required if and when a claim is made.

Posted 8 years ago

“After making a full annual payment, they didn't insure because I didn't have a receipt and refused to give me a refund. Staff don't have a clue on what's going on and the customer care was not good”

Helpful Report

Posted 8 years ago

Hello, we're sorry to hear you have not had the experience you expected. To ensure all customers are treated fairly we must adhere to our Terms & Conditions. In this particular case a refund is not due. If you would like to discuss in more detail our Customer Services team will be happy to take your call: 0844 318 6870

Posted 8 years ago

“They quote 24hr turn round. Make that 24days. Also they forgot to mention that when you claim, they stick the remaining cost of your policy onto the excess!! WTF that all about?”

Helpful Report

Posted 8 years ago

All our polices are annual with the option to pay monthly. Although we understand this can be frustrating, all policies must be paid in full if submitting a claim. We're sorry to hear your experience hasn't been as expected.

Posted 8 years ago

“Been trying to claim over an issue and I am continuously asked to provide proof of purchase on my dishwasher that came with a brand new build appartment. This is not something I can get hold of easily and the developers who are long gone cannot provide me with anything here. The property is just about 2 years old with all appliances fully fitted. This was not stipulated when registering for covering my appliance and I am very disappointed that they just won't budge. They will not even refund my premium & so the cover is useless. Would not recommend this company at all.”

Helpful Report

Posted 8 years ago

Hi, sorry to hear you are disappointed with the service. We do require proof of purchase, which is stated and was agreed to during the sign-up process.

Posted 8 years ago

“DO NOT read the reviews of a cheap insurance cover , read reviews of those who have made a claim. Will show the true colours of this company. They are not worth it!”

Helpful Report

Posted 8 years ago

Hi, we're sorry to hear you feel this way. If our Customer Services can be of any help please don't hesitate to call us on 0844 318 6870.

Posted 8 years ago

“Had to go online to process claim wont process a claim as cant provide proof of prchade after 4 years ... domestic and general never asked for this will be switching insurers”

Helpful Report

Posted 8 years ago

Hi Kerrie, sorry to hear we did not meet your expectations. In the terms & conditions you agreed to it states that appliances must have been purchased as new, as evidenced by a valid and relevant Proof of Purchase.

Posted 8 years ago

“1.- the day I igree a policy with Row, they tell me I can cover how many items I can... unlimited cover!! LIE 2.- they don't tell you about any device have to be 12 months old... but they you can doit no matter how old is you TV or Tablet... you will continued paying money but actually nothing will be cover 3.- when I submit a claim for one of my TV... they tell me they can go ahead with the claim, because my tv is 2 years old... and they tell before me before could be cover...LIE 4.- they say the system online don't ask how old is your device...LIE.. does ask you .... but still let you go ahead PROFESIONAL THIEFS BECARFULLY”

Helpful Report

Posted 8 years ago

We're sorry to hear you are unsatisfied. Gadgets, including TVs, must be under 12 months old at the time the cover is purchased. This is stated in the 2nd stage of our 4 step sign-up process and policies cannot be taken out without first confirming this.

Posted 8 years ago

“The most deceitful company. In the middle of a claim when my policy was cancelled by customer service. It states in their terms that they can freely cancel the policy at any point. What part of that is helpful for a consumer? Also, hidden costs around premium excess due to be paid. Interrogation upon making a claim. I really would avoid this company, nothing is transparent in their terms.”

Helpful Report

Posted 8 years ago

Dear Miss Lewis, we're sorry to hear you have not received the service you expected. As explained in communications with our Customer Services team, we cancelled the policy as per your wishes. All policies are annual, with an option to pay monthly, and therefore remaining premiums must be paid upon making a claim.

Posted 8 years ago

“Very poor service. Rip-off ......save yourself the headache of chasing.”

Helpful Report

Posted 8 years ago

We're sorry to hear you feel this way, especially after your recent claim was accepted. If we can be of any help please don't hesitate to contact our Customer Services team on 0844 318 6870.

Posted 8 years ago

“My phone got damaged and at the time of claim they just said sorry we can not do anything because my phone is over 1 year old. Doggy people, because they knew that since day one. Why did they offered me insurance at first place if my phone fore over 1 year old. Avoid them. They just look for an excuse. With insurance coverage customers need help at their difficult time not just excuse specialists.”

Helpful Report

Posted 8 years ago

We're sorry to hear of your disappointment. Gadgets must be under 12 months old at the time the cover is purchased. This is stated in the 2nd stage of our 4 step sign-up process and policies cannot be taken out without first confirming this.

Posted 8 years ago

“Really easy to set up and very affordable BUT! Customer service is rubbish once you need something repaired they treat you like a criminal!! All the good reviews are at the start because they are cheap. Read all the reviews before buying especially the ones in an event of a claim!”

Helpful Report

Posted 8 years ago

Thank you for your feedback. We're sorry to hear that your experience has not been as expected. We are dedicated to making our claims process as simple as possible, although with high rates of insurance fraud it is vital we ask a number of important questions to determine which are valid claims, allowing us to continue providing a great affordable service.

Posted 8 years ago

“Very deceiving beware! Had an appliance that was a 2 years old and repaired under warranty. This company will not cover you if you have had a repair even if it's a different fault than what was repaired.”

Helpful Report

Posted 8 years ago

Hi Kath, sorry to hear you feel deceived. We can understand your disappointment, however within our General Exclusions it does state 'Any Appliance having been previously repaired'. We do try and be completely transparent, so we welcome your feedback regarding this and will look to make it clearer for future customers.

Posted 8 years ago

“Very noticeable how all the best reviews are at the start of the process - ie when ROW are signing you up and taking your money. The worst reviews are all concerned with how they deal with a claim. I'm in the middle of making a claim at the moment, and although it hasn't been resolved at this stage, I have to say its a 1 star review for their performance so far!!”

Helpful Report

Posted 8 years ago

We are sorry to hear you feel this way. If you require further support with your claim please do contact us. We appreciate your feedback and will continue to look into ways to make the claims process simpler and quicker for our customers.

Posted 8 years ago

“'Gavin' the claims handler, was very obnoxious, and handled my claim poorly, they are a very petty company that do not look after their customers. I would not recommend this company as they are very dishonest people. I have just tried to make a claim since my phone was stolen, they told me because it was within the 14 days that i will be declined. Even after making multiple payments they would not even see the bigger picture and resolve my issue, this caused me to loose out on a lot of business and waste of money spent a month, which wouldn't even be refunded back. Totally unfair and the worse customer service treatment. They have problems with emailing system - they stated their if you send emails from yahoo they cannot receive it, which i think is bizarre they had me waiting almost 3 weeks to get a response and i had to contact them. Good luck!”

Helpful Report

Posted 8 years ago

Hi Louis, thank you for leaving feedback. Like many other gadget insurance companies we do not cover incidents within the first 14 days of an active policy and therefore could not process your claim on this occasion. We understand this is disappointing, however we need to stick by our terms and conditions to ensure all our customers receive a fair and value-for-money service.

Posted 8 years ago

Row.co.uk is rated 4.7 based on 4,542 reviews