Row.co.uk Reviews

Name: Row.co.uk
Rating: 4.72

4.7 Rating 4,542 Reviews

96 %

of reviewers recommend Row.co.uk

Company Reviews

Questions

Metrics

4.7

Based on 4,542 reviews

Shipping & Delivery
Delivery Methods	Courier
Average Delivery Time	Next Day
On-time Delivery	Greater than 88%
Customer Service
Communication Channels	Email, Telephone, Live Chat
Queries Resolved In	Under An Hour
Customer Service	4.3 out of 5

Visit Website

Phone:

0844 3186870

Email:

customerservices@row.co.uk

Write Your review

Tell us how Row.co.uk made you happy

Minimum 10 characters

Would you like to add a photos or videos?

Strengthen your review by uploading photos & videos.

Drag files here or browse

(Supported files: jpg, png, mpeg, ogg, mp4 & webm)

What's your name?

What's your email?

We need your email address to verify that your review is genuine

Please note that we may share your email with the company to verify your order.

Row.co.uk 1 star review on 27th August 2025

Anonymous

Anonymous // 01/01/2019

Filter: Rated 1 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Insured a TV with ROW after moving it all space of 5 meters accidentally clipped the door would think this was covered under accidental damage... apparently not the reason I was given should of moved it with two people so if you live on your own don't bother in fact don't bother at all.”

Helpful Report

Posted 8 years ago

“I have been with row for over one year and when I actually needed them it took 3 days for them to email me back for me to send proof of purchase and so on which I did and since then nothing it's been a week so I cancelled my direct debit and guess what I get a phone call not about my claim but about why I stopped my direct debit don't waste your money they are rubbish”

Helpful Report

Posted 8 years ago

Hi, thank you for being a customer and sorry to hear you feel this way regarding your claim. On receiving your claim form we immediately sent out an email with the instructions for how to proceed. Over the week we sent a further 3 emails requesting information but unfortunately did not hear back from you. We are sorry to see you go.

Posted 8 years ago

“Report my tablet smashed it's taken 5 weeks and it's still not fixed. Awful company and customer service. Because I claimed in the first 3 months the excess was 1 and half times plus all premiums in advance. Hopefully being picked up tomorrow. Avoid like the Mother in law!!”

Helpful Report

Posted 8 years ago

“After getting a phone as gift, then subsequently paying my insurance every month for three years. ROW wouldn't even look into fixing my phone due to the fact I couldn't provide the receipt (from three years ago - if that is company policy why do they not ask for that when you take the agreement out?!) - they said this was mentioned in the initial documents but I cannot remember receiving those otherwise I would not have continued to pay them!! I wasn't asking for a new phone, just for my battery to be replaced - I ended up paying more in insurance than what the phone was worth. Absolutely appalling. Very unhelpful, rude staff members when I did try to cancel. Would never take out anything with you again nor would I recommend you to anyone.”

Helpful Report

Posted 8 years ago

Hi Natalie, we're sorry to read your review. As with the majority of product insurance companies, we do require a proof of purchase when making a claim. We understand this can be frustrating and do encourage customers to send us a copy when the policy is taken out. It's unfortunate we couldn't help on this occasion and we're sorry to see you go.

Posted 8 years ago

“Poor communication, False claims on website, avoid at all costs.”

Helpful Report

Posted 8 years ago

Sorry to hear you are not happy with the service, despite your successful claim saving you over £970 in getting a replacement. We take your comments about false claims on our website very seriously, especially as an FCA regulated business. Please do get in contact so we can look into this.

Posted 8 years ago

“took two payments in one month then took over 1 hour on 3 calls to sort out only to be told that I would get a refund by cheque. BUT 6 weeks later still waiting... YOU cant pay by cheque BUT they can ???? and guess what they did not pay :( policy now cancelled. my advice to anyone using this company CHECK your statements”

Helpful Report

Posted 8 years ago

Hello Mr Oaks, we're sorry to see you go. Due to a system error a very small number of customers were charged twice. We made all affected customers aware of this mistake and informed that refunds would be made by cheque as soon as possible. If you need any clarification please don't hesitate to call us on 0844 318 6870.

Posted 8 years ago

“Refused to pay out on claim and took 6 weeks for the decision”

Helpful Report

Posted 8 years ago

Hi Carl, we're sorry to read your review. We aim to always pay out but unfortunately this particular claim fell outside of our terms and conditions. We apologise that this claim took a lot longer than usual due to a delay in important documents being received. A Manager is due to call you today regarding your experience.

Posted 8 years ago

“I would rate them a zero I have just looked into taking court action against them. Made the mistake of paying up front.”

Helpful Report

Posted 8 years ago

“Horrible services. I payed years. They not accepting my insurance because I bought insurance after a year from purchased. Not for a lost. Becerfull whatbyou buing”

Helpful Report

Posted 8 years ago

“Please do not sign up with this insurance coming if you do not want to fight a losing battle. I have never claimed on insurance before but few weeks back I lost my phone and I did what was needed. I was then asked to send proof of purchase and usage and Itemised bills(I found this odd), which I believe were standard stuff. I was then asked to register the phone lost with “ReportMyLost”, which I did. Then they started asking for all sorts. The worst was them asking me to send the picture of my "pocket" were the phone was. I was shocked. I took out phones for my sister and my friend and I was grilled for this like I committed a crime. These phone were on the bills sent to them, I told them if it was a crime to do that I wouldn't have and they can call the network providers to find out, if the bills were being paid or not. I was told they might need the details of the people I got the other phones for because they did know why I have 3 phones under my name. I told them I wasn't claiming for those phones but the S7 that was lost and what business of theirs was it anyway. I got everything they needed relating to the lost phone. The treatment was so degrading. I will never ever use or recommend the company to anyone. I was asked how many bags was I carrying on the day the phone was lost I explained to them like I previously did, I had few shopping bags and my back pack and the reason I put the phone in my pocket. I was asked how many kilometre or mile the journey was, crazy question. I just thought I was wasting my time and cancelled the policy to save money and buy another phone for myself. I was asked to send the picture of inside of the pocket again to see how dip it was. The whole thing was stressful going to a month I couldn't carry on. If I knew they were this bad I wouldn’t have crossed their path but all the review you read on their site is about how easy it is to access but not about how they give you hell when you claim. I don’t know if they filter the reviews.”

Helpful Report

Posted 8 years ago

Hello, we're sorry to hear you feel this way. We endeavour to make our claims process as simple and quick as possible, so appreciate your feedback. We did not intend to make you feel like a criminal and understand your frustration with your claim experience. Our questioning and required documentation is necessary in order to protect our current and future customers. Again, we're sorry to hear of your negative experience and if we can be of any assistance please do not hesitate to call us free on 0844 318 6870.

Posted 8 years ago

“Customer service team trying everything in their power to deny my claim, they took money out of my account early and tried to cancel my policy. I took the policy out in October and made a claim in December, they told me this concerned them as i made a claim only a month after purchasing there service- absolutely ridiculous (especially when they have a 14 day no claim policy) . Had taken them until February to tell me my claim was denied - over three months waiting!! Paying for a service which they do not provide.”

Helpful Report

Posted 8 years ago

Sorry to hear you have not received the experience you expected. If you would like to discuss in more detail our Customer Services team will be happy to take your call on 0844 318 6870

Posted 8 years ago

“Had a terrible time trying to get my dishwasher repaired. I feel that the insurance was misrepresented to me when I bought it. I was not told I would have to pay an excess or the remaining years worth of premium before it would be repaired (an excess for a repair?). I was made to feel like a liar when trying to get a repair and they seemed to want to put every obstacle in my way. In the end I gave up and just bought a new dishwasher. Avoid like the plague!”

Helpful Report

Posted 8 years ago

Hi, we're sorry you feel this way. We aim to be as transparent as possible in regards to excess, and although it can be frustrating when claiming, all polices are annual with the option to pay monthly, so all premiums must be paid in full. If there's anything we can do for you, please do not hesitate to contact our Customer Services on 0844 3186 870.

Posted 8 years ago

“they went out of their way to avoid settling a claim”

Helpful Report

Posted 8 years ago

Hi, we're sorry to hear you feel this way. If our Customer Services can be of any help please don't hesitate to call us on 0844 318 6870.

Posted 8 years ago

“Ridiculous company. Got a policy out made a claim they took over a month. Lack of communication. At the end of it all was told nothing will be repaired made out to be a liar. Horrible service and a joke. Would not recommend them at all.”

Helpful Report

Posted 8 years ago

Hi, we recognise the service provided to you wasn't as quick as we'd have liked, and we're sorry about this. We did attempt to contact you on several occasions regarding your claim but were unable to get through using the number associated with your policy, causing some delays.

Posted 8 years ago

“Cost me £19 in phone calls to customer services. They wanted proof of purchase on a 6 year old tumble dryer. Then when I provided that they wanted £50 Excess plus the rest of the years instalments up front which was more expensive than a new dryer, so take my advice and don't touch these with a barge pole”

Helpful Report

Posted 8 years ago

Hi, we're sorry to hear your experience was not as expected. The call charges you have incurred are from your network provider, not Row. All polices are annual with an option to pay monthly, meaning any unpaid premiums must be paid before a claim is processed.

Posted 8 years ago

“Really wish I had reviews before taking out insurance. Used a comparison site where I said my oven was 8years old. Paid for policy for the year upfront - DO NOT DO THIS! put in a claim - they rejected it as they don't unsure items over 6 years old and they won't give me a refund as I've made a claim even though they haven't paid out. About to complain, report to ombudsman and watchdog. Do yourself a favour and shop elsewhere. Im sure positive feedback is fake”

Helpful Report

Posted 8 years ago

We're sorry to hear you are unhappy with the service. Appliances must be under 6 years old at the time the cover is purchased. This is stated in the 2nd stage of our 4 step sign-up process and policies cannot be taken out without first confirming this.

Posted 8 years ago

“Basically this company can refuse to pay out on anything because of their terms and conditions; specifically section 2. d. I made a claim for accidentally damaging a Television waited 2 weeks to have my claim be denied. I moved some furniture in a small room, accidentally damaged a TV they refused to pay out because they believed "I didn't take reasonable precautions" (surely this is why we have accidental insurance, accidents happen). The best part is they grill you on the phone multiple times and ask you to send multiple pictures then dismiss your claim on their "beliefs" without evidence. When I asked them how they came to that conclusion and what a reasonable precaution would've been in that situation they wouldn't and still haven't given me an answer. So if you have insurance with this company make sure you plan and take precautions before you accidentally damage your gadgets. AVOID.”

Helpful Report

Posted 8 years ago

We're sorry that you feel disappointed with your experience. We aim to pay out on every claim but must adhere to our terms and conditions to ensure we continue providing great value policies and fairness to our customers. If you would like to discuss your claim in more detail please do call our Customer Services team on 0844 318 6870.

Posted 8 years ago

“Refund still not given waiting 5 weeks. Insurance cover is not the same as offers on the site. Once you read the terms and conditions they are not transparent and differ to the site claims that Row.co.uk make. Very disappointed with this company. Had to call their 0844 number and just had the bill of £19.00 as they do not answer for ages. Still unable to obtain refund of insurance for two items. PLEASE BUYER BEWARE OF THIS COMPANY ROW. CO.UK. you are not covered the way you think you are. REPORTED them to trading standards”

Helpful Report

Posted 8 years ago

Hi Poppy. We can confirm the refund was sent last month. If this is not showing we suggest speaking to your bank. It sounds like the vast majority of your phone charges have come from your network provider, not us. We're sorry to hear you have had a negative experience and we welcome feedback on our terms/website as we work very hard to ensure complete transparency.

Posted 8 years ago

“I lost my phone on 19/12/2016. My claim was accepted and I paid £163 excess on the 22/12/2016. I was then informed that I had an unusual handset and it took until the 04/01/2017 to send me a reconditioned phone, The headphone jack didn't work, but with the constant phone calls to their office and every deadline the customer services team gave me being missed, the whole thing has been so stressful, I was prepared to ignore this fault. However on the 11/01/2017 the phone would not charge. I tried three different chargers, all compatible, and nothing. I was so frustrated with having to deal with this company again, I bought a new phone so I can run my business. They picked up the faulty handset on 16/01/2017. I spoke to them this morning and apparently the handset was able to be charged by their engineers, and they offered to send it back with a new charger. It is now 1 month after the loss of my phone, and I would happily never have anything to do with this company again. Their website maybe easy to navigate when they want to take your money, but when making a claim, it is difficult, very time consuming and unnecessarily frustrating. I am now still without the replacement handset, which apparently now cannot be tested without giving them access to my google account. They now have access to all my private details as I was unable to delete the contents, as it wouldn't charge, they want access to my password to my google account, and I can look forward to a replacement with an intermittent fault, a new charger, and complete strangers trawling through my private details both on my mobile and online. Not sure how this qualifies as insurance, customer service or value for money. I would recommend that any potential client look elsewhere.”

Helpful Report

Posted 8 years ago

Hi, we're very sorry to hear your experience has not been as expected. The vast majority of our claims are fast and without issues. We always aim to send replacements within 24 hours, however this can be affected by external things such as supply issues. Problems with replacement handsets are unusual and our team are working hard to sort this for you asap.

Posted 8 years ago

“Bad company, everything is fine until you make a claim very slow and demanding at the end of the day they aim to getaway without paying. Dozens of silly questions about your claim etc. Never again. Cancelled immediately not recommended to anyone.”

Helpful Report

Posted 8 years ago

Thank you for your feedback, Dagmara. We're sorry to hear that your experience has not been as expected. We are dedicated to making our claims process as simple as possible, although it is vital we ask a number of important questions to determine which are valid claims, allowing us to continue providing a great affordable service.

Posted 8 years ago

Row.co.uk is rated 4.7 based on 4,542 reviews