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Dear 13 year old me Reviews

4 Rating 98 Reviews
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Meredith E
Verified Reviewer
Understanding compound interest (what it is and how it works) is a big part of this kit. What percentage of your students demonstrated a clear understanding of the power of compound interest by the end of the learning? 60%-75%
How easy did your students find the Sorted Calculators to use?
Difficult
Easy enough
Very easy
Which part/s of the kit did you find the most useful in supporting you to teach financial literacy and why? The most useful parts of the kit were the real-life scenarios and structured discussion activities. These supported students to make connections between financial concepts and their own lives, particularly around choices, consequences, and long-term impact. The prompts and tasks helped scaffold conversations about money in a way that was age-appropriate, engaging, and easy to facilitate within the classroom.
How would you rate the change in your own understanding of compound interest, KiwiSaver and debt, prior to engaging with this kit?
No change
Understand some more
Understand a lot more
Can you share any standout moments or student reactions while using the kit? Several students were particularly engaged during discussions around future income, debt, and financial decision-making. There were strong reactions when students realised how small financial choices can have long-term impacts, which led to thoughtful questions and peer discussion. The activities prompted genuine reflection, with many students relating the scenarios back to their own goals and aspirations, showing a deeper level of engagement than is often seen with more abstract financial literacy lessons.
How have conversations in your classroom changed over the course of teaching this kit? Over the course of teaching the kit, classroom conversations became more reflective and informed. Students began using more precise financial language and were more confident discussing choices, consequences, and long-term impacts. There was a noticeable shift from surface-level responses to more thoughtful questioning, with students increasingly drawing on the scenarios from the kit to justify their thinking and relate ideas to real-life contexts.
How would you rate the change in your students understanding of compound interest, KiwiSaver and debt prior to engaging with this kit?
No change
Understand some more
Understand a lot more
How useful would you say the kit was at extending students overall financial literacy?
Completely useless
Somewhat useful
Extremely useful
“The engagement and learning value of this kit is strong. It uses relevant, real-world financial contexts such as compound interest, credit and debt, and pay equity to make financial concepts meaningful and accessible for students. The activities are hands-on and support student decision-making and reflection. The kit fits well within classroom programmes, with clear links to social sciences, mathematics, financial capability, and literacy, and supports the development of practical, transferable skills.”
Helpful Report
Posted 3 months ago
Lynley M
Verified Reviewer
Understanding compound interest (what it is and how it works) is a big part of this kit. What percentage of your students demonstrated a clear understanding of the power of compound interest by the end of the learning? 30%-45%
How easy did your students find the Sorted Calculators to use?
Difficult
Easy enough
Very easy
Which part/s of the kit did you find the most useful in supporting you to teach financial literacy and why? the worksheets were very engaging
How would you rate the change in your own understanding of compound interest, KiwiSaver and debt, prior to engaging with this kit?
No change
Understand some more
Understand a lot more
Can you share any standout moments or student reactions while using the kit? Can't remember anything really standing out
How have conversations in your classroom changed over the course of teaching this kit? We will look to include more time in 2026 to cover some of these skills
How would you rate the change in your students understanding of compound interest, KiwiSaver and debt prior to engaging with this kit?
No change
Understand some more
Understand a lot more
How useful would you say the kit was at extending students overall financial literacy?
Completely useless
Somewhat useful
Extremely useful
“We found that we couldn't find the time to do this resource justice. Although we had a good look at what was sent and it seemed very good with limited amount of time to teach our syllabus we couldn't find time to justify giving this resource the time to make it as successful as we think it could be. we would, though, like to commend you on the ideas and proactiveness of getting this resource to students. Thanks”
Helpful Report
Posted 3 months ago
Aarti M
Verified Reviewer
Understanding compound interest (what it is and how it works) is a big part of this kit. What percentage of your students demonstrated a clear understanding of the power of compound interest by the end of the learning? <15%
How easy did your students find the Sorted Calculators to use?
Difficult
Easy enough
Very easy
Which part/s of the kit did you find the most useful in supporting you to teach financial literacy and why? The quiz cards
How would you rate the change in your own understanding of compound interest, KiwiSaver and debt, prior to engaging with this kit?
No change
Understand some more
Understand a lot more
Can you share any standout moments or student reactions while using the kit? Students were initially hesitant to try this out but gradually took over once I provided them with leadership skills.
How have conversations in your classroom changed over the course of teaching this kit? Students have been very inquisitive about Finance as a subject but more importantly how it works in a real life scenario.
How would you rate the change in your students understanding of compound interest, KiwiSaver and debt prior to engaging with this kit?
No change
Understand some more
Understand a lot more
How useful would you say the kit was at extending students overall financial literacy?
Completely useless
Somewhat useful
Extremely useful
“1. The kit was enjoyable by some students who had prior knowledge of the subject. 2. Some parts of the kit I had to study outside of my knowledge and research about which was a bit of a time consuming task.”
Helpful Report
Posted 3 months ago
Carter M
Verified Reviewer
Understanding compound interest (what it is and how it works) is a big part of this kit. What percentage of your students demonstrated a clear understanding of the power of compound interest by the end of the learning? 30%-45%
How easy did your students find the Sorted Calculators to use?
Difficult
Easy enough
Very easy
Which part/s of the kit did you find the most useful in supporting you to teach financial literacy and why? All the resources were clear for a range of learners. Teachers from a range of subject areas were able to use them
How would you rate the change in your own understanding of compound interest, KiwiSaver and debt, prior to engaging with this kit?
No change
Understand some more
Understand a lot more
Can you share any standout moments or student reactions while using the kit? They found the kiwisaver info particularly engaging and relevant
How have conversations in your classroom changed over the course of teaching this kit? They were keen to ask questions and complete the unit of work
How would you rate the change in your students understanding of compound interest, KiwiSaver and debt prior to engaging with this kit?
No change
Understand some more
Understand a lot more
How useful would you say the kit was at extending students overall financial literacy?
Completely useless
Somewhat useful
Extremely useful
“This resource is very relevant to our junior students. It helped them stay engaged at the end of the year once exams were over. Such a worthwhile unit”
Helpful Report
Posted 3 months ago
Marlize G
Verified Reviewer
Understanding compound interest (what it is and how it works) is a big part of this kit. What percentage of your students demonstrated a clear understanding of the power of compound interest by the end of the learning? >75%
How easy did your students find the Sorted Calculators to use?
Difficult
Easy enough
Very easy
Which part/s of the kit did you find the most useful in supporting you to teach financial literacy and why? Compound interest as the students activities supported understanding.
How would you rate the change in your own understanding of compound interest, KiwiSaver and debt, prior to engaging with this kit?
No change
Understand some more
Understand a lot more
Can you share any standout moments or student reactions while using the kit? The engagement from all students was excellent, including those who usually find the work more challenging.
How have conversations in your classroom changed over the course of teaching this kit? Better understanding. They went home and engaged in conversation about compound interest with their parents.
How would you rate the change in your students understanding of compound interest, KiwiSaver and debt prior to engaging with this kit?
No change
Understand some more
Understand a lot more
How useful would you say the kit was at extending students overall financial literacy?
Completely useless
Somewhat useful
Extremely useful
“We really enjoyed watching the students engage in the practical activity. They showed strong understanding and stayed focused throughout.”
Helpful Report
Posted 3 months ago
Clive A
Verified Reviewer
Understanding compound interest (what it is and how it works) is a big part of this kit. What percentage of your students demonstrated a clear understanding of the power of compound interest by the end of the learning? 60%-75%
How easy did your students find the Sorted Calculators to use?
Difficult
Easy enough
Very easy
Which part/s of the kit did you find the most useful in supporting you to teach financial literacy and why? I especially found the part of the government and tax interesting as most of them never had a clue why we paying tax and what the money is used for.
How would you rate the change in your own understanding of compound interest, KiwiSaver and debt, prior to engaging with this kit?
No change
Understand some more
Understand a lot more
Can you share any standout moments or student reactions while using the kit? After doing this , we had a discussion about their viewpoint about the whole topic.
How have conversations in your classroom changed over the course of teaching this kit? More respect for the financial side of live.
How would you rate the change in your students understanding of compound interest, KiwiSaver and debt prior to engaging with this kit?
No change
Understand some more
Understand a lot more
How useful would you say the kit was at extending students overall financial literacy?
Completely useless
Somewhat useful
Extremely useful
“I found this kit extremely useful in this sense that it is very hands on. Good correlation between the kit and the real world. Dtudents did find it very interesting.”
Helpful Report
Posted 3 months ago
Karl G
Verified Reviewer
Understanding compound interest (what it is and how it works) is a big part of this kit. What percentage of your students demonstrated a clear understanding of the power of compound interest by the end of the learning? 45%-60%
How easy did your students find the Sorted Calculators to use?
Difficult
Easy enough
Very easy
Which part/s of the kit did you find the most useful in supporting you to teach financial literacy and why? The Quinn Quadruplets activity was very helpful
How would you rate the change in your own understanding of compound interest, KiwiSaver and debt, prior to engaging with this kit?
No change
Understand some more
Understand a lot more
Can you share any standout moments or student reactions while using the kit? Many students were unaware of the sheer size - and impact - of the difference in salaries for different occupations. We also looked at what you'd get on the Unemployment Benefit to give a clearer idea of why it was better to be working.
How have conversations in your classroom changed over the course of teaching this kit? Over several weeks following the lessons there was more discussion about saving money rather than spending it, and several students expressed an interest in looking further into how they could invest money.
How would you rate the change in your students understanding of compound interest, KiwiSaver and debt prior to engaging with this kit?
No change
Understand some more
Understand a lot more
How useful would you say the kit was at extending students overall financial literacy?
Completely useless
Somewhat useful
Extremely useful
“This was a useful activity in getting students to understand the importance of saving and also the difference that your occupation makes in terms of overall earning and saving power. This pivoted into a later lesson about careers.”
Helpful Report
Posted 3 months ago
Anonymous
Verified Reviewer
Understanding compound interest (what it is and how it works) is a big part of this kit. What percentage of your students demonstrated a clear understanding of the power of compound interest by the end of the learning? 30%-45%
How easy did your students find the Sorted Calculators to use?
Difficult
Easy enough
Very easy
Which part/s of the kit did you find the most useful in supporting you to teach financial literacy and why? Making decisions, impulse versus needs
How would you rate the change in your own understanding of compound interest, KiwiSaver and debt, prior to engaging with this kit?
No change
Understand some more
Understand a lot more
Can you share any standout moments or student reactions while using the kit? Seeing the 'penny drop' when understanding compound interest!
How have conversations in your classroom changed over the course of teaching this kit? A stronger number sense over all.
How would you rate the change in your students understanding of compound interest, KiwiSaver and debt prior to engaging with this kit?
No change
Understand some more
Understand a lot more
How useful would you say the kit was at extending students overall financial literacy?
Completely useless
Somewhat useful
Extremely useful
“This kit elevated and egnaged our ākonga with intergrated math in a meaningful way, that made sense to them! We have had our students ask for more financial literacy for quite a while. We know that some of our ākonga are heading into next year with some beginnings of solid understandings of the impact they can have on their own worlds, in the short term, medium term and long term! ka pai!”
Helpful Report
Posted 3 months ago
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