We purchased AIG Travel Insurance for a flight to Atlanta, GA in September, knowing it was hurricane season. The day before our flight (less than 24 hours in advance), the conference was postponed due to Hurricane Helene, being a category 4 hurricane headed right for Atlanta GA. Insurance claim was denied because Atlanta didn't become uninhabitable due to the hurricane. We weren't willing to fly there and put our lives at risk, and didn't realize we'd only get our claim approved IF WE WERE DEAD.