I have paid my premium to this company for years, They had no problem taking auto drafts from my account, but Lord forbids you make a claim. I start this claim in October 2024 , it's now December 2024 and they have not paid out yet. They told me I would receive in 14 days. I have called numerous times and it's always something. It is the worse company I have EVER dealt with. There was always an excuse. I have 3 policies with them ,When I made a claim on one of the polices they cancel the auto drafts on the others and then send a letter stating the premium was due and could be canceled, I made payment but you can bet it was MORE than my usual payment. They do not pay claims. They only want YOUR money.