i applied for a credit account but was refused. and their excuse was they could not identify me at my home address through the credit reference agencies. i contacted all 3 credit agencies who told me they do NOT understand why i was told that i could not be identified when i am on the electoral register. and have been for many years. so this was a LIE by La Redoute. i have an asian name by the way. i then used my moms name (my mom is english) name to apply for a credit account. and got accepted straight away. even though my mother has NEVER lived in this area. or even at my address. so therefore was NOT on the electoral register either. cut a long story short . . . i ordered goods in my mothers name. and paid them off. a while after i then get accepted an account. but when i explain to them (after being honest) that i opened an account before in my mothers name, paid it off, and then told them my asian i was then being treated differently. i then had an issue of logging in to my account. of course La Redoute caused this problem themselves for me. i complained about this. but no joy. and their response was (in other words) go to the ombudsman. and that is what i will now be diong. if you are a black or asian person? do NOT bother with these types of people