Been a Member since 2017 and always qualified for the 4-Pay program, purchasing TENS OF THOUSANDS of dollars through them. My latest 4-Pay order for a pistol was routed through a company call Sezzle and was approved, so I purchased a bumch of stuff to go with the new pistol when it arrives. A day after approval and Sezzle having taken my 1st payment, I get an email that the order was canceled!(?) Both companies claim it was the other who canceled, but Sportsman's Guide customer service could care less that I was a 6+ year Member and offered no solution. I am also an FFL Dealer and will NOT be shopping through them again and will advise my clients to steer clear of them as well