I have been scammed twice in the last two years (not by TEMU), and had to get a new debit card each time. I have tried to limit use of my debit card online to just Amazon. My phone rings three times a day with scammers, and they have phony sites on the internet. Unless or until this stops, I will continue to solo with Amazon. I especially do not intend to deal with Chinese companies. I have had previous experience with other Chinese companies (not TEMU), and have received damaged goods, and lost all but 20% of my money. Cheat me once, shame on you. Cheat me twice, shame on me. China has become synonymous with dishonest.