“Het is de makkelijkste bank om mee te werken en het feit dat de support voornamelijk AI-gebaseerd is, is eigenlijk goed: op elke vraag die ik heb, krijg ik direct antwoord, ik hoef niet minuten- of urenlang te wachten.”
“When I signed up and got the bunq elite tariff without charge, I was literally dumbfounded. However, after ending the subscription I was struggling a lot trying to choose the next subscription between:
—bunq free
—bunq core
—bunq pro
—bunq elite
After checking all the terms and conditions, i decided to choose the bunq free. Ya know it’s not worse than other ones and it has everything I need for convenient banking. I can even use joint accounts and already created one for my family member and now we started saving money together to buy a house in the future. Everything is pretty good here!”
“Suitable to my needs. They offer multiple account options, which is great because I don’t want to overpay for features I don’t need and will never use. After taking the free trial of the elite version I decided to settle down for the core one because it’s cost offective and simple. Other than that, the android app is easy to navigate and the card delivery is reasonably fast. I don’t lose my cards often but I needed to replace it once and thankfully was able to do it for free.”
“I couldn’t believe it at first when I heard that people are ready to trust this bank 100%. I mean, how could someone join a bank and carry money to an online bank without any bank branches in the world. Nonetheless, I found out that the bunq is regulated by the European Central Bank which is a game-changer situation.
As far as I know, not every bank is able to be approved by the ECB nowadays. I read all the terms and conditions and liked everything from the services to the support team. But I think the price on plans could be lower than usual. I hope they’ll decrease in the future!”
“Avec quelques améliorations, cela pourrait devenir une banque en ligne parfaite pour de nombreux utilisations, comme faciliter et rendre raisonnables les paiements à travers les frontières. Un point vraiment fort du service.👍”
“I dropped my jaw when I received the coolest banking plan without charge. I thought it was a prank or something like that when people were sharing in reviews their experiences that all of them got this plan for free.
I haven’t passed the verification process yet but already have this privilege. Nonetheless, navigation around my personal area was challenging, and perhaps it will take some time to adjust to it. In urgent situations, I always contact the support team via phone, and they’re really competent guys. I'm definitely staying here for a long time!”
“Redelijk positieve ervaring met het gebruik van deze bank. De meeste dingen zijn gemiddeld, niet uniek, maar toch van een hoog niveau, zoals budgettering en informatie over uitgaven.
Wat uniek is, is hun AI-assistent, mijn maatje Finn. En deze jongen maakt overuren😂 Hij kent alle informatie en geeft me zelfs tips over wat ik deze maand aan uitgaven had kunnen besparen. Als je me vraagt naar beleggen en aandelen, dan weet ik het niet zo goed. De Vegas plannen lijken erg risicovol en passen niet bij een bank. De eerste zijn wel oké als je weinig risico loopt, je geld zou hier veilig moeten zijn.”
“Funny story, how I first signed up with this app. I saw some guy in the cafe with his wife that shared the bill together through the one account I asked what app will make me sharing the expenses with my wife, it appeared to be joining banking functions of bunq. Now, I can control the expenses of my wife we can save money under the one banking account and share money. I like this split system.”
“I’ll start with being positive… 0.5% conversion fees on foreign currencies is a great offering! ZeroFX rules!. But bunq is not without issues, and it is mostly about support responses. Waiting time could be shorter, as well as the time of delivery of reply that really addresses the issue. Hope you guys willt ake time to read it.”
“I didn`t believe that some features, bunq provides, can be really charge free. I mean at the ordinary banks, where you need to pay some money for cash withdrawals, money transfers, or if you want to open a card. So, here is a little not like this, because you pay a subscription in order to benefit from this commission's free banking. But, if calculating the monthly charges on the subscription, paying 10euros seems to be much more reasonable, to use good exchange rates abroad and few free atm withdrawals per month. I wish they add this to the free plan, but it`s too much to ask for this.”
“Bunq is as interesting bank and great alternative to many neobanks on the market right now. I have tried its competitors but wasn't really satisfied. In fact, i can't state that it's an excellent bank either, still it offers much more appealing conditions, plans, insurance, full-fledged protection and all that. I believe these are those things which make it competitive! WKeep working on it!”
“it is free to send and receive money, aside from the payments SEPA and SWIFT needs. Especially vs other bunq customers, any amounts, and the QR-codes help a lot too.
That is good.
On the other hand, there exists top -up fees, so when I need to add money to my account, it takes 0.5% (for non-EEA countries is 2.5 afaik).
So its easy to choose: what do you do more, top-up or send/receive. If first, bunq is best, if second, there are options.
That's my view on this, hope my review was helpful in this.”
“Gotta swear, I didn`t ever consider doing all my financial transactions via mobile banking app. But, times change, so to be more flexible and for the sake of convenience, I subscribed to bunq. I`m glad that the functionality is almost the same as usual physical banks provide, of course some features need to be improved, but for the digital bank, very decent service, they offer, unquestionably.”
“I switched to a paid subscription after a free trial in order tp get access to foreign IBAN payment options. That’s rather helpful, a IBAN is generated to enable you pay from your particular place of residence with zero fees. But what you should keep in mind is that you will be paying 10 euros for this subscription plan. So check it on a trial month like I did. Well, recommended.”
“Works well for me. I would not call it a breakthrough though. By the way,with bunq, you can set up a shared account with any individual not limited to a family member circle. It is quite useful! If you have joint financial issues and you have to find bank bills of certain value to exchange money all the time… Just drop it and use any service like this to start sharing access and forget about tiresome mutual payment settlement. AI-powered FINN is another immensely helpful thing.”
“The app’s good, like REALLY good… but, man, sometimes it just lags at the worst moments! 💔 Everything else is smooth as butter, but that tiny hiccup cost it a perfect score. 😭”
“Man it feels nice to pay with your watch😂 I've got my bunq account (ELITE) and all is well. Got gifted an Apple watch a while ago, I wouldnt buy such thing myself, but as a gift its not half bad😅
So they set up bunq and apple pay to my watch, the card wasnt here yet and I still used to make payments from my watch. Still I useit for mostly miscellaneous payments, but anyway it feels good. Anothere surprising thing is that opening a card was much faster and easier than I thought, it was time consuming in physical branches, but here its couple of clicks.”
“Bunq hat super Funktionen und einen guten Kundenservice. Macht es super einfach die Finanznen und Transkationen im Überblick zu behalten. Leider erlebe ich manchmal so kleine Störungen und das nicht nur ein oder zweimal. Sehr frustierend und muss definitiv verbessert werden.”
