“Bunq macht es mir leicht, mein Geld zu organisieren. Die App ist einfach zu bedienen und ich finde es klasse, dass ich Konten für verschiedene Kategorie einrichten kann. So kann ich mein Budget gut im Blick behalten. Einziger Wermutstropfen ist, dass der Kundenservice ab und zu etwas langsam ist.. Aber insgesamt bin ich echt zufrieden. Ich kann bunq nur jedem empfehlen, der eine digitale Bank sucht!”
“Man I don't really aruge that for so many features they provide, the price for Elite is fair, this is for sure! But still it's a bit much expensive for me sadly... but I am using core for now and I can say it has good options also... I am thinking about upgrading to pro, when I do, I'll let you know how it works out, I have a feeling it's gonna be great.”
“Het is de makkelijkste bank om mee te werken en het feit dat de support voornamelijk AI-gebaseerd is, is eigenlijk goed: op elke vraag die ik heb, krijg ik direct antwoord, ik hoef niet minuten- of urenlang te wachten.”
“When I signed up and got the bunq elite tariff without charge, I was literally dumbfounded. However, after ending the subscription I was struggling a lot trying to choose the next subscription between:
—bunq free
—bunq core
—bunq pro
—bunq elite
After checking all the terms and conditions, i decided to choose the bunq free. Ya know it’s not worse than other ones and it has everything I need for convenient banking. I can even use joint accounts and already created one for my family member and now we started saving money together to buy a house in the future. Everything is pretty good here!”
“After 3 Months of patiently waiting for my funds to be refunded to me after the closure of my BUNQ account. I have not received any of my funds as I constantly only get excuses that "there is a backlog" and it will take longer than expected. I have email receipts proving that I was guaranteed to receive my funds refunded to me by the 13th of March 2025, however, i still have not received my funds. The most disappointing part of this is that I was expecting Bunq to professionally handle this situation. At this point I will keep this review posted until my funds that exceed 10,000 Euros have been refunded to me. I hope I do not have to escalate this situation to legal representatives.”
“Easy to sign up and no headaches with paperwok, the start of my banking here was pretty smooth. And I like using the plan so far - PRO is mine and has good features. Also like free chashouts, I do like twice a month so I don't pay. The best about this bank is how you can divide your salary into various accounts like one for groceries and entertianment and etc.”
“I registered on this banking application for business needs and didn’t take it too seriously because the budgeting and expense tools looked like it would serve my business more than me personally. As I mentioned earlier the budgeting and expense tools really did make a positive impact with my business and the plan was so much worth it as I was able to properly finance and understand what needed more attention.”
“Top Neobank, meine Erwartungen wurden definitv erfüllt. Alles geht online, also keine Filialbesuche nötig. Auch alle Funktionen in der App funktionieren bei mir prima.”
“Suitable to my needs. They offer multiple account options, which is great because I don’t want to overpay for features I don’t need and will never use. After taking the free trial of the elite version I decided to settle down for the core one because it’s cost offective and simple. Other than that, the android app is easy to navigate and the card delivery is reasonably fast. I don’t lose my cards often but I needed to replace it once and thankfully was able to do it for free.”
“I couldn’t believe it at first when I heard that people are ready to trust this bank 100%. I mean, how could someone join a bank and carry money to an online bank without any bank branches in the world. Nonetheless, I found out that the bunq is regulated by the European Central Bank which is a game-changer situation.
As far as I know, not every bank is able to be approved by the ECB nowadays. I read all the terms and conditions and liked everything from the services to the support team. But I think the price on plans could be lower than usual. I hope they’ll decrease in the future!”
“As a person who’s always on the go and doesn’t have the time to bother with the bureaucracy of opening local bank accounts, seeing that conversion rate fee in addition to the ATM fee, which often happens when dealing with traditional banks(even international ones) is not the most pleasant surprise.
Zero forex fees plus the travel insurance included in the elite plan makes it a good alternative to other online banks.
P.S. As I’m aware, other tiers also offer the zero fx fee option, so keep that in mind.”
“Il n'est pas surprenant que cette banque soit toujours sous les projecteurs, car elle offre tant d'avantages à ses clients et les gens en parlent en bien partout. Je n'ai pas pu m'empêcher de remarquer à quel point les rumeurs à leur sujet se répandaient rapidement et bien sûr, j'ai été intéressé à m'inscrire chez eux.
J'ai obtenu l'abonnement bunq ELITE gratuitement et c'est vraiment admirable de la part de bunq. Ça montre à quel point ils se soucient du confort de leurs clients. Ils ne courent pas après l'argent, mais cherchent avant tout à offrir des conditions favorables. Je pense que je vais rester ici sans hésitation !”
“Something to know is that YOU have to pay taxes, here. They don't pay taxes for you.
I get an interest rate on my local IBAN at bunq. Normally this kind of tax is deducted automatically by the banks by law. However, there is no Information of tax statement in my accounts, I noticed. So I found out and asked on reddits, and turns out, I have to be the one paying taxes on my income from bunq.
Earnings are very good, but this is a bit inconvenient. Still, for the higher interest percentage, its worth the inconvenience for me.
But I wish bunq did this automatically, or had a setting.”
“Many banks have different features or services that makes them stand out and it doesn’t matter what services they provide, that is all perfect if the customer service staff are great then it’s a waste. Here I have 24/7 Access to them and they are polite.”
“My budgeting skil grow since last year thankfully to bunq. I even set up spacial accounts for different expenses and it seemed to be a working system because now You can automuatically redistribute money from one source to a few other sources, and all again thankfully to bunq”
“Avec quelques améliorations, cela pourrait devenir une banque en ligne parfaite pour de nombreux utilisations, comme faciliter et rendre raisonnables les paiements à travers les frontières. Un point vraiment fort du service.👍”
“I dropped my jaw when I received the coolest banking plan without charge. I thought it was a prank or something like that when people were sharing in reviews their experiences that all of them got this plan for free.
I haven’t passed the verification process yet but already have this privilege. Nonetheless, navigation around my personal area was challenging, and perhaps it will take some time to adjust to it. In urgent situations, I always contact the support team via phone, and they’re really competent guys. I'm definitely staying here for a long time!”
“Redelijk positieve ervaring met het gebruik van deze bank. De meeste dingen zijn gemiddeld, niet uniek, maar toch van een hoog niveau, zoals budgettering en informatie over uitgaven.
Wat uniek is, is hun AI-assistent, mijn maatje Finn. En deze jongen maakt overuren😂 Hij kent alle informatie en geeft me zelfs tips over wat ik deze maand aan uitgaven had kunnen besparen. Als je me vraagt naar beleggen en aandelen, dan weet ik het niet zo goed. De Vegas plannen lijken erg risicovol en passen niet bij een bank. De eerste zijn wel oké als je weinig risico loopt, je geld zou hier veilig moeten zijn.”
