first direct Reviews

1.72 Rating 25 Reviews
16 %
of reviewers recommend first direct
Merchant Metrics
Customer Service
Communication Channels
Telephone, Live Chat
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Anonymous  // 01/01/2019
Like many other reviewers, I am seriously disappointed with their customer service. Wait times are terrible and they just don't have the same quality of customer service they were once famous for. Will be moving to another bank soon.
Posted 1 week ago
I received a phone asking if the could review my account which I have had for 3 years, they scrutinised my account about transactions I had made on my account, it was more of an interrogation than a review. I am a part time self employed hairdresser who is on a low income, they even asked if I had an off shore account, the call was a disgrace stilled shocked and I am now left feeling as if they are looking at anything I spend On my account. I have now lost trust in there banking system. I have now moved banks today an absolute disgrace, they should be looking at accounts that have large amounts and not a low income earner trying to make an honest living. Absolutely furious.
Posted 2 months ago
After being a customer for 20 years of first direct, I will be closing my account and going elsewhere due to the lack of customer services received on a complaint.
Customer relations do not care about the rude and unhelpful service.
Will be raising a complaint with the financial ombudsman!
Posted 2 months ago
Appalling. It is now day 9 that I am - urgently - trying to call FD. I usually give up after 20 minutes. I wrote a complaint only to receive the suggestion I should call !???
two days later: calls now take 40 minutes !! and written stuff 4 weeks !! Sent emails and no responses
Posted 3 months ago
the company now had 6 months to adjust to Covid - with an increase in customers trying to call. Clearly FD is incapable of doing so. I have now, on an urgent matter, tried for 7 days, multiple times a day to call. On average I give up after 20 minutes
Posted 3 months ago
Appalling. Have waited almost all year to get a mortgage sorted to purchase a new house. 6 week wait for a mortgage appointment. Then certain terms not explained properly leading to more wait times. Saying that they have sent out letters that they haven't. Absolutely appalling, go elsewhere for your mortgage. If I could give it minus stars, I would.
Posted 3 months ago
Absolutely worst bank I have had the displease of dealing with. They take no responsibility for their own mistakes and never have solutions to the problems they cause. Don't believe the mostly good name they seem to have its al nonsense.
Posted 5 months ago
Terrible customer service.
With Coronavirus, First Direct Mortgage team push customers to the edge.
Not helpful, not honest. Avoid this bank.
Posted 7 months ago
As a self-employed business owner with two shops, both profitable but affected by the Coronavirus I spent 4 hours on the phone to them yesterday, the first two hours I was told because they were very busy, in fact the customer adviser put me through to a phone in an office no one was located in. I spent the next 2 hours speaking to a lovely young lady but her hands were tied and because i did not fit their criteria they were not even willing to offer me a temporary loan till the Government pays me a self-employment grant in June. Shame on you First Direct, you have left my family penniless because of your greedy policies. I have been a loyal customer since 1996 and during that time have taken out several loans and paid them all back, I have a very good credit report with no missed payments, no CCJ's and no previous bankruptcies, shame on you First Direct you are a disgrace.
Posted 9 months ago
yes they answer the phone quickly but then put you on hold for 20 minutes! Made me waste an hour and parking fees to take a passport in to prove god knows what? Born and lived in uk for 50 years, shouldn't be treated like this imo
Posted 10 months ago
Dire. The changes to the online banking login coupled with the app are appalling. They just don't work properly and are clumsy. So bad I'll be leaving them.
Posted 10 months ago
First Direct Bank was extremely customer focused, yet with the forced use of the Secure Key reader no longer cares, it is complicated, to many numbers to input and most times does not work, customer services told me I needed to use their on line app, dont really like banking on the telephone but took their word for it, tried to use, extremely non customer focused, easy to make input errors and if you done have a smart phone (like me) you cannot do your banking, told needed to call them but due to high level of call (due to Secure Key) it can now take some time to get through, then implied its not going to change so possibly change banks, not what I wanted to hear after being a customer for 25 years.
Posted 10 months ago
Alas, the demise of good customer service...I have used First Direct for over 25 years, I used to feel that their excellent customer service was the best, with friendly, knowledgable, approachable and caring staff...Unfortunately, this is no longer the case - for the past few months First Direct’s customer service has been replaced by rude staff with an ‘Attitude’ of couldn’t care less. I am sad to say I am now seriously considering moving to a new bank.
Posted 11 months ago
Difficult to use and understand new banking app and software. Can't get through on phone without waiting half an hour. After 18 years banking with them. I'm leaving. All their great customer service staff seem to have gone also. Replaced by those who don't care less. Couldn't score them zero that's the only reason I gave them one point. One point too many.
Posted 1 year ago
Atrocious new online banking platform. Now using their telephone banking only.
Posted 1 year ago
There new online platform is atrocious, unhelpful, unclear and completely user-unfriendly
Posted 1 year ago
I used to rave about First Direct, and recommend it to all my friends (I was one of the first customers - switched from HSBC). Unfortunately it has really lost the plot. For a start, to get into one's account is like Fort Knox: you have to have a special pad and create a unique number, takes hours. Second - one of the biggies, for me - it has a clunky, cumbersome not-state-of-the-art online system which is an absolute nightmare when it comes to tax time (or any time!!!) However, the reason I'm leaving (for Metro, I think but watch this space) is because of the patronizing, self-satisfied attitude of its current staff, who these days have not the slightest notion of service, or any sense of obligation towards long-suffering (and long-standing!) customers. So: three reasons why I'm off!!! Hope this is useful to somebody, at least!
Posted 1 year ago
After 5 years of trouble free banking First Direct declined to pay a Direct Debit of £50 that would have taken me £23 over my agreed limit. My mix up, my fault, no quibble there. The company the payment was for took payment over the phone next day with no issues and no repercussions of any kind. However First Direct informed me that they would report this to Credit Reference agencies as a missed payment and that this would have an adverse effect on my credit score. If you value your credit rating do not bank with First Direct. This extremely Draconian policy appears to be unique to First Direct/HSBC group. Please be aware that they will happily harm the credit rating of their own customers even when there is no requirement for them to do so. Most banks do not do this for single missed payments. First Direct will.
Posted 2 years ago
after banking with them for over 30 years having a LOT of savings with them, my mortgage and my partners banking plus recommending countless friends, they have refused to give my 18 year old daughter an account. cant supply a reason why.
goodbye first direct - feels like the ultimate betrayal.
Posted 3 years ago
first direct is rated 1.72 based on 25 reviews