mypolicy Reviews

1.4 Rating 100 Reviews
9 %
of reviewers recommend mypolicy
1.4
Based on 100 reviews
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Anonymous
Anonymous  // 01/01/2019
Thank you to those who have written a review. I will save myself the headache and opt for the bus and train until I can purchase another insurance.
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Posted 1 year ago
Please read the terms and conditions properly. I was excited to drive my first car and skim read the terms and conditions like an idiot. On the front page, 'No curfew' it says. And under it, it says 'this may affect your driving score'. Now I didn't cross examine this with the terms and conditions and assumed it meant my score would just be a little low, because what they don't tell you on the front page is that if you drive at night your driver score will go to -6 out of 10! and if more than 3 times in a month and you will have penalties and possible cancellation of policy. Being penalised for driving at night is a 'curfew' but they can get away with it on a technicality based on semantics. You can go out at night (but do it more than 3 or more times and you're screwed!). No matter how safely I drive, at the safest possible time on quiet roads, my 'usage' score never goes above 5/10. It is designed to screw you over and they know it. I tested this by driving down the road to the shop at 11:30am and then came straight back. No traffic, perfect speed and braking and no issues whatsoever. The least risky time of the day, on the quietest road just half a mile down the road and what usage rating did they give me? 5/10. And there is zero information on how they came to that score specifically because they know it's poppycock. I should have paid the extra grand for insurance without telematics. It's a scam.
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Posted 2 years ago
Looks great online with very competitive quotes. Got to final page and noticed the extortionate charges for installation of a "self-installed device" (£350.00!!) as well as renewal, cancellation and other charges. Thanks heavens for these reviews and have decided to stay away.
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Posted 3 years ago
mypolicy is rated 1.4 based on 100 reviews