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Creditfix Reviews

4.3 Rating 1,942 Reviews

83 %

of reviewers recommend Creditfix

Company Reviews

4.3

Based on 1,942 reviews


Customer Service
Communication Channels	Telephone, Email
Queries Resolved In	Over A Week

Visit Website

Phone:

01415651300

Email:

customerservice@creditfix.co.uk

Location:

4 West Regent Street
Glasgow
g2 1rw

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Creditfix 5 star review on 22nd March 2024

Creditfix 5 star review on 9th February 2024

Creditfix 5 star review on 19th January 2024

Creditfix 4 star review on 1st November 2023

Creditfix 5 star review on 19th October 2023

Creditfix 2 star review on 3rd October 2023

"JameS Cliford "

Creditfix 5 star review on 23rd September 2023

6

Anonymous

Anonymous // 01/01/2019

Filter: Rated 1 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“I have been told various ways that I could cancel my membership. I told rep. when I signed up that I was on a fixed income living in a rehab. center and wanted to see about getting my credit repaired. The rep. said that CreditFix would work with me collecting the monthly fee. This also was not true. I was also told that I would have access to a website for rent to own homes which was not true. I was told my due date was on 1/27/2019 and when I saw that I could not pay CreditFix had already charged my account the monthly fee and there would be no refund. I was also told that the agreement states that I had to cancel the day before my due date which I have read over the agreement and cannot find that statement anywhere. I have never had such bad customer service in my life. As a matter of fact this is the first time I have ever lodged a complaint. GOOD LUCK IF YOU USE CREDITFIX.”

Posted 5 years ago

“Credit fix promise me the earth now they’ve increased my payments and I’m struggling as bad as I was without them. DONT USE IM MOVING FROM THEM.”

Posted 5 years ago

“I just wanted to thank the people who have filled out the survey. They just saved me from making a big mistake and I let them know that I will not be doing business with them based on the reviews they've received! I literally saw just 1 semi kind and positive review! Because of that, I will not be able to do business with creditfix! So thank you for your reviews. That's at least one good thing that has come from your bad experiences! If you hadn't of written THESE reviews I would have been screwed out of yet more money I can't afford to lose! Thanks everyone! Sincerely, Carolyn Greco”

Posted 5 years ago

“I am not happy with signing with Creditfix for my IVA. I am not happy to give my online banking details to you (Knightsbridge never asked for this) and I am not happy that you want an increased fee for supervisors. I will not be entering into my IVA with you. I made my agreement and signed a contract with Knightsbridge which I was not previously told about until it happened. My contract is nor with Creditfix. Knightsbridge knew my change of address - Creditfix have obviously not informed of this. I am not even that much in debt compared to most. I would rather not deal with you at all so please stop sending me emails. I feel more ripped off by this uninformed change of company than the debt I was trying to clear.”

Posted 5 years ago

“rubbish company arrogant agents.I WOULD HAVE GIVEN NO STARS AT ALL .”

Posted 5 years ago

“Do not use this company I started my iva in September 2014 with Knightsbridge they were a great company everything was explained and they were very helpful my total debt was just under £11320.78my payments started off at £70 a month then they went up to £109.00 per month then credit fix took over and they put them up to £297.00 then they went up to £357.00 and they have now risen the payment to £417.00 a month up to now I have paid £10254 and they reckon my iva doesn’t finish until September 2020 which will total £21000 on a £11000 debt this is now going to be in the hands of the financial ombudsmen and I will be quiet happy for this to end up in a court case. DO NOT USE THIS COMPANY”

Posted 5 years ago

“They use people to make money . You paid they for nothing . Always they say you have to wait little more and this little more is the money for them . They destroyed my credit score . The beginning they say your case is very easy to resolve and month after month nothing happens . Do not trust them”

Posted 5 years ago

“People go to step change it's great set up by the government.i am over a year into getting debt free.. No hassle at all ... they have a very high success rate of debtors acceptance”

Posted 5 years ago

“Did not call me back when they said they would, went elsewhere”

Posted 5 years ago

“Terrible after initial communications no contact whatsoever, even contacted The Ombudsman about my PPI claim and now have £1,900.00 of my money. Kept waiting on phone 15-20 mins each time I rang then cut off ! Lack of communication is appauling.”

Posted 5 years ago

“I was told that all of my debts would get sorted out. I realise its not what you think. I rang them up to cancel the IVA and they was so rude and spoke to me like shit. I dont advise anyone go through credit fix”

Posted 5 years ago

“Awful service. Too long to even write on here. But I recommend NO ONE uses this service. There are always other options people do not be scared or fooled I'll give you my own advice! But I have a question.. Why when I ask to speak to a manager there never seems to be one around or they will call back but never do? If you have a head office number, I'm determined to find it and”

Posted 5 years ago

“They took over my Iva from another company it has been a nightmare my Iva started in 2013 was for five years they’ve taken it on and apparently I still have another year to go they phoned me 27 times in 2 days todo my annual review I work a lot of hours just to get enough money to pay normal house bills and they don’t believe my income a load of shite whatever you do do not get an Iva with them if I knew how I would continue the payments myself they don’t listen and they don’t believe anything you tell them STAY AWAY PLEASE”

Posted 5 years ago

“Ok so where do I start, firstly the consistent calls from creditfix at the beginning to get us to sign up, then we made our first payment in February when we wasn't approved until 21st of March, we was still getting harressed by creditors everytime I have phoned creditfix about these was told it was the creditors fault bla bla bla for a month everything has been quite so thought great finally creditfix are doing their jobs... Oh was I wrong this morning I have woken to a letter from a creditor that is in the iva saying they now have a liability order!!! Thanks creditfix you have done nothing just taken money and caused more debt and issues. This is completely unfair I am disabled and in a difficult situation which you was ment to help with. Also you as creditfix are not even on the insolvency practitioners register!!! I am now seeking legal advice on this matter, and hope to find a company that can deal with my debt professionally and correctly. Don't waste your time or limited money on them creditfix in my eyes pray on the vulnerable and leave them in a worse situation. Disgusted do not even cover it.”

Posted 5 years ago

Good Morning Kirsty, We are really sorry to learn the service you have received has not been to your satisfaction. Feedback is always vital whether positive or negative to help improve our services. Creditors contacting you is common and in general terms your creditors are afforded an 8 - 12 week allowance period to update their records to reflect your IVA. It may just be the case that they have yet to do so. You will continue to get statements and periodic notices that are “sent in compliance with the Consumer Credit Act.” Your creditors are legally obliged under this act to keep you aware of any changes to your original agreement and to inform you of your balance on a periodic basis. These letters require no action unless they are demanding payment. If you have received a document from a court (such as a blue Claim Form) please call us immediately. If you receive any letters that are not sent by a creditor listed in your arrangement, this may indicate that one of your debts have been passed to a third party. All we require is a copy of the letter and we will contact said company and update our records accordingly. If convenient could you contact us to discuss further the recent letter you have received, so we can take appropriate action were necessary to contact the creditor. With regards to the other comments in relation to more debt and issues caused we would like to have the opportunity to discuss this further. If you have any questions please give us a call on 0800 0431 431 and or send an email to customerservice@creditfix.co.uk or contact us by way of our Live Chat feature which is accessible via our website at www.creditfix.com I hope this clarifies any concerns raised and we hope to hear back from you soon in regards to this matters. Kind Regards, James - Creditfix

Posted 5 years ago

“It took 6 weeks for them to tell me they can't help with an IVA. I am now in a worst position than before, as I was told to contact creditors and put account on h8ld for 30 days. During which time credit fix would be in contact with the creditors, absolutely appalling.”

Posted 5 years ago

“I have overpaid and was told that I would be getting refunded, but all of a sudden it appears that although I have overpaid by £ 1914 pounds their will be no refund from their closure department in no less Mauritius the same department who told me that I was due the refund, totally struggled for 3 years which this extra money could have helped me as a single parent with 2 kids, absolute discrace from this company”

Posted 5 years ago

Good Afternoon Jim, I do apologise for the service you have received thus far, in relation to your case I can see we are currently in discussions with yourself in regards to your case. We do appreciate your feedback whether this is negative or positive as this assist's with us improving upon our services. If you require further assistance please contact us on 0800 0431 431 and or send an email to customerservice@creditfix.co.uk alternatively reach us on Live Chat at www.creditfix.co.uk. Kind Regards James - Creditfix

Posted 5 years ago

“I keep asking for a statement! Nearly 3 years down the line I’ve still not received one ! As far as I can see they haven’t really done anything! I was better off not going down the IVA route with them ! Very sad as they seamed to help me out b4 I was convinced to go the IVA route ! Let’s see what happens now I’ve asked again ! No communication from them !”

Posted 5 years ago

Good Morning, I do apologise for the service you have received to date. At Creditfix we strive to improve upon our services we provide to our clients, any feedback whether negative or positive is vital is helping us to do so. We would like the opportunity to discuss this further so we can address any concerns you may have in regards to the arrangement. If you feel this is appropriate then please contact us to speak with our Customer Service team who will be more than happy to assist. You can contact us on 0800 0431 431 and or send an email to customerservice@creditfix.co.uk alternatively reaching us on live chat at www.creditfix.co.uk We look forward to hearing from you. Kind Regards James - Creditfix

Posted 5 years ago

“I am 42yrs old I had an iva with Knightsbridge. It was tranfured to you lot. I was a sucessfull Porsche technician. After a stroke an 36 Unfortunately I ended up with an Iva Knightsbridge were fantastic. Completely understood my situation, after it was creditfix who collected my payment I apparently got behind but I didn't realise. So my payments are more than twice. I'm disabled and really don't know why”

Posted 5 years ago

Good Morning Keith, Thank you for leaving a review, this is appreciated and is vital to help us improve upon our services. We do apologise for any inconvenience caused due to the switch from Knightsbridge to Creditfix. In any case were arrears are accrued we will always try to find a remedy suitable for you. If you would like to discuss this further you can call us and our Customer Service team will be more than happy to explain. You can contact us on 0800 0431 431 and or send an email to customerservice@creditfix.co.uk and we will endeavour to assist further. We look forward to hearing from you. Kind Regards

Posted 5 years ago

“After reading all this I am not going to use them as this people seems careless I was about to fill the form once they pop up in my screen but I wrote their name to check them out as the seems too good to be true to do all that stuff my gut feeling was dead right . David Jones”

Posted 5 years ago

Good Afternoon David, Thanks very much for your feedback, As a company we understand we do not always get things right, however the majority of our feedback is positive, I understand that you may have read some negative reviews, however I would guide you to our trust pilot site and would encourage you to read through some of our positive reviews as this may provide a better understanding as to how we operate as a company.https://www.trustpilot.com/evaluate/creditfix.co.uk If you would like to discuss some of our reviews and or the support we offer then contact us on 0800 0431 431 or reach us on Live Chat at www.creditfix.co.uk alternatively you an also email us at customerservice@creditfix.co.uk. Thanks again for your feedback and hope to hear from you soon Kind Regards James - Creditfix

Posted 5 years ago

“I work in the sales department and know it's a joke. You can literally do all of this for free. Type letters and send them to the credit bureaus. We spam people all day nonstop and every time I receive a phone call, it's someone pissed that we have been blowing them up. $129.95 a month to do the same shit you can do free at home. If you want 20 minute wait times, be hung up on every time you try and speak customer service, throw away a few hundred bucks a month, go ahead and give us $12 so we can charge you $129 a month for not doing shit!”

Posted 5 years ago

Good Afternoon, In relation to this review I believe this is directed for Creditfix USA and not Creditfix UK, based off of the numeration listed within the contents of the review, Please note Creditfix UK don't have any affiliation with Creditfix USA. Could you kindly consider removing this review and directing this towards the appropriate company. Kind Regards James - Creditfix

Posted 5 years ago

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Creditfix is rated 4.3 based on 1,942 reviews