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1st CENTRAL Reviews

4.0 Rating 5,221 Reviews
75 %
of reviewers recommend 1st CENTRAL
4.0
Based on 5,221 reviews
Shipping & Delivery
Delivery Methods
Own Driver, Postal Service
On-time Delivery
99%
Customer Service
Communication Channels
Telephone, Email, Live Chat
Queries Resolved In
Under An Hour
Customer Service
4.1 out of 5
Read 1st CENTRAL Reviews
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Phone:

0333 043 2066

Email:

marketing@1stcentral.co.uk

Location:

Capital House, Perrymount Road, Haywards Heath
RH16 3SY

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1st CENTRAL 1 star review on 22nd August 2024
Mehrdad
1st CENTRAL 1 star review on 21st August 2024
Valeria
1st CENTRAL 1 star review on 21st August 2024
Valeria
1st CENTRAL 1 star review on 21st August 2024
Valeria
1st CENTRAL 1 star review on 9th May 2024
Marcus Wickwar
1st CENTRAL 1 star review on 20th December 2023
Scam Insurance
1st CENTRAL 1 star review on 30th November 2023
Attila Balogh
3
Anonymous
Anonymous  // 01/01/2019
Never use.Extremely unhelpful insurance company. You must avoid at all cost. Over a month since the claim and not fully settled yet. Despite I paid for excess protect this has not been returned. The policy has not been settled despite multiple emails. Despite I paid for a courtesy car, the car has been collected after 48 hrs without consideration for my needs or my situation.
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Posted 3 weeks ago
ABSOLUTELY SHOCKING COMPANY AVOID AT ALL COSTS IF YOU HAVE A CLAIM THEY DO.NOT FIGHT IT. I KNOW I WAS NOT AT FAULT AS THE OTHER CAR TURNED INTO MY REAR QUARTER INTO MY LANE AND HIT ME I DID NOT MOVE YET APPARENTLY ITS 50%MY FAULT AS I SHOULD HAVE CHECKED HIS LANE WAS CLEAR? WHY? I WASNT GOING INTO HIS LANE STAYED IN MY OWN LANE YET THEY FIGHT NOTHING, YOU HAVE TO DO IT ALL YOURSELF THEN THEY SAY TOUGH ITS CASE LAW THAT ITS 50 50 AND YOU LOSE EVERYTHING WHEN YOU KNOW 110% THAT YOU DID NOTHING WRONG AND CAN DO NOTHING AS THEY WONT LISTEN TO YOU. THEY ARE CHEAPER FOR A REASON AVOID AVOID AVOID
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Posted 1 month ago
Used these for years. left and came back for a quote. asked to check price with a remap. they wouldn't quote. asked for a quote without to see if worth doing or not. refused to quote and hung up on me. Awful since their call centre went to South Africa
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Posted 1 month ago
Really high £30 admin charge when calling them. You can't always update everything online. They don't let you know at beginning of call. Like a tax on doing the right thing.
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Posted 1 month ago
I send them email to not renew my policy 4 weeks before end. I bought other insurance, much cheaper. They renewed by themselves, took money from my account, didn't respond for emails. And at the end , after cancellation gave me back £36 less what they took it...
Helpful Report
Posted 1 month ago
cancel renewal of my policy by email 1 month before end of first policy. I bought new insurance with other company. 1 central renewed my policy, collect money by DD, not replied on my email.
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Posted 1 month ago
Losing a staggering $544,777. Initially, the experience was incredibly distressing as I felt hopeless and overwhelmed. However, I decided to take action and filed a complaint with TheresachinRecovery Inc I was pleasantly surprised by how quickly they responded to my concerns. In less than 96hours, the dedicated team at TheresachinRecovery Inc worked tirelessly to investigate my case and helped recover my lost funds. Their professionalism, expertise, and commitment to customer service made a world of difference during this difficult time. I genuinely appreciate the support and guidance they provided throughout the entire process. Here is their details incase you're having related issues Email:  t  h  e  r  e  s  a  c  h  i  n  1  2  1  2  @  g  m  a  i  l  .  c  o  m Call/whatsapp:  +  1  4  3  5  5  0  0  8  3  0  4
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Posted 1 month ago
stay clear, they canceled my car insurance out of the blue. and instead of calling me about it, they sent me an email that landed in my spam. I marked when signing up to contact me via phone call and SMS , but they did not really care for that, the reason they cancelled me , was due to me not supplying enough NCD info, even though past NCD emails where sent to them, for 3 different sources, and they never called to say there was in issue till I called them after being warned I was driving without insurance. joke of a company.
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Posted 2 months ago
Review of 1st Central Car Insurance: Avoid at All Costs I had an incredibly frustrating and disappointing experience with 1st Central Car Insurance, and I would strongly advise anyone considering this company to look elsewhere. Despite initially being drawn in by their competitive pricing, the subsequent complications and poor customer service have convinced me that the cheaper rates are not worth the hassle or hidden costs. My Experience: I’ve had three cars insured with 1st Central under a multi-car policy. When I sold one of my cars and wanted to transfer the insurance to my new car, I encountered several issues that made the entire process difficult and costly. Here’s what happened: • Unfair Cancellation Fees: When I informed them that I was selling my car and transferring the insurance to my new car, they treated this as a policy cancellation rather than a transfer. This distinction resulted in unexpected cancellation fees, despite my intention to stay with the company under a multi-car policy. I ended up being charged £111 in fees for the last three months of coverage, even though my monthly premiums were only £90. This makes no sense and seems like a deliberate way to penalize customers who make changes mid-policy. • Loss of No-Claims Bonus: Because they considered it a cancellation, I also lost the no-claims bonus I had accumulated over the previous nine months. This was completely unfair, as I was still continuing my insurance with them on the new car. Despite my numerous attempts to explain that I hadn’t really “cancelled” but merely transferred the policy to a different vehicle, they refused to reconsider. • Confusing and Unclear Policy Terms: When I asked if this meant I could not buy a new car mid-policy without incurring cancellation fees, the customer service representative confirmed that was the case. This essentially locks you into the 12-month policy period, making it prohibitively expensive to make any changes, even when you’re not leaving the company. If you buy a new car, expect to be hit with cancellation fees as if you’ve decided to terminate your policy altogether. Terrible Customer Service: • Long Wait Times: Trying to get help or even a straightforward answer from customer service was a nightmare. I called four separate times about the same issue, each time getting a different response that did not solve the problem. It took an excruciating four hours to get through their chat service, and in the end, I had to abandon the conversation due to sheer frustration. • Inadequate Support: The customer service representatives I spoke to were unable to grasp the nature of my problem and offered no practical solutions. It seemed as though their systems and policies are designed to confuse customers and discourage them from seeking help. • Multi-Car Policy Issues: If you have multiple cars insured with 1st Central, be aware that you will need a different email address for each policy. This is extremely inconvenient and prevents you from seeing all your cars under a single “dashboard” view. It’s a logistical nightmare that makes managing your policies unnecessarily complicated. Hidden Costs and Potential Risk: While 1st Central may offer lower premiums than many competitors, the hidden fees and penalties for making any changes to your policy can end up costing much more in the long run. My experience with their customer service has also made me very skeptical about how they would handle an actual claim. If it’s this difficult to get basic questions answered, I shudder to think what it would be like to pursue a claim in the event of an accident or damage. Overall Rating: 1/10 The only positive aspect I can mention is the initially lower price, but even that doesn’t make up for the significant drawbacks. I’ve decided to stay with them for my other two cars only until the end of their 12-month policies to avoid further cancellation fees. After that, I will never deal with this company again. Conclusion: If you’re considering 1st Central Car Insurance because of their attractive rates, I urge you to think twice. The money saved upfront will likely be lost in hidden fees, lost bonuses, and hours of frustration. They make it extremely difficult to get anything done, making you feel trapped and ultimately powerless. I would never recommend 1st Central to anyone and would advise anyone in the market for car insurance to steer clear. Save yourself the trouble and look for a more transparent, customer-friendly insurance provider.
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Posted 2 months ago
Like the person below, they have requested an extra £900 30 days into the policy and refuse to provide evidence/terms/policy. They've quoted almost £300 to cancel and refuse to put their fees in writing to me. Avoid this company. Its like a scam
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Posted 2 months ago
Terrible company. They took extra charges of about £900 and when I asked for refund , said that they have a policy that refunds will happen in 10 days. When I asked them to show the policy, they did not. AVOID, STAY AWAY, DONT EVEN LOOK AT THEM
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Posted 2 months ago
Awful customer services
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Posted 3 months ago
Frustrating experience and poor customer service My experience with this company has been extremely disappointing I Made a claim in 13th July and since then I've been given the run around by 1st Central. They told us we can not repair you car you need to repair it by yourself then they sent me an email with threatening me if you don't agree with this opinion we need the courtesy car return and that will mean you are not claiming through with us. Overall 1st central has been a source of constant frustration.their lack of transparency,poor customer service and unprofessional handling of claims have left me regretting my decision to choose them. I would strongly advise anyone to look elsewhere for insurance
1st CENTRAL 1 star review on 22nd August 2024
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Posted 3 months ago
Very poor customer service. Just cancelled my insurance with them and i will never ever use them again. I've been asked to pay £417.60 on top of my insurance because i don't remember exactly when i passed my driving licence / last century in my homeland/ date, month and year. Absolutely unacceptable reason to increase the price. The second price-increasing information was have 3 points penalty THIS year. Absolute fair enough about that. Something else which i noticed yesterday on my policy was written that my penalty is since March 2023. When i ask them to explain why they put wrong year i felt like an idiot. Few different people /policy analysis, customer service etc/ tried to convince me that cannot see, read my policy properly. I told them that my policy is on front of me and is written penalty points 16-03-2023, but their answer was " I don't know what you see and where, but is not 2023 is 2024". I ask where and to who i can send proof of my policy I've been told to send email to policy department. When i did that I received two automated emails that had nothing to do with my case. At the and i found a different phone number. I spoke with someone from policy analysis department. She confirmed that someone by mistake wrote it wrong. My last question was if the year was written correctly how the price will be changed or will be the same £417.60? She was confused but eventually forced to say the price would be different and most likely lower. Today I logged into my policy again, I wanted to see again if they had made a change, but I was surprised to find that the data had been deleted. How i said never again with them.
1st CENTRAL 1 star review on 21st August 2024 1st CENTRAL 1 star review on 21st August 2024 1st CENTRAL 1 star review on 21st August 2024
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Posted 3 months ago
Terrible thiefs this insurance company should be considered illegal. Don't believe trustpilot by stars because my other review got deleted :/
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Posted 3 months ago
The worst insurance company on the market keep well away they are just a ripped off give all the info they need then cancel your insurance if I was not on top off my email i would have been driving around with no insurance not even a phone call to let you no so dangerous do not trust not worth the risk no manther how cheap they say you getting insurance as your not realy Think it just a scam
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Posted 4 months ago
I attempted to withdraw my money, but they abandoned me. refuses to reply to emails. The website's phone number is not secure. My emails to the company are not sent. tried to convince me to make a larger investment, but when I said that I didn't feel comfortable doing so, they cut me off and refused to return my money. No matter how legitimate their website appears, don't engage with them. It took MADACOVI. CO and his team a short while to help me get my money back from this scammers.
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Posted 4 months ago
They look real and very serious until you gave them a try. They  ask you ton of documents to prove your identity until you get tired to do so. They suspended my withdrawals as well as my balance of $187,900. Stay away from this broker because they don't allow withdrawal after you invested until I report them and got recoup my funds back. GALWAYRELIANCE they have a good consultation...
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Posted 4 months ago
Once they have your deposit, they will charge you to withdraw money which incidentally never happens.even if you are profitable. For me, it took filing a claim at S I M O N C H. C O M in order to receive my deposits and profits for a portion of the profits.
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Posted 5 months ago
Policy cancellation made intentionally difficult. Their own system does not process this properly and it is concluded that this is deliberately so to avoid the policy being cancelled through that platform and thus incur further cost. Assistance via live chat is equally as obstructive and unnecessarily prolonged. Repeated requests for transfer to a senior manager are declined and details of their complaints procedure had to be asked for on several occasions. Attempts to block that. My experience of 1st Central Insurance has been awful.
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Posted 5 months ago
1st CENTRAL is rated 4.0 based on 5,221 reviews