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Lancaster Insurance Reviews

1.9 Rating 220 Reviews

22 %

of reviewers recommend Lancaster Insurance

Company Reviews

1.9

Based on 220 reviews


Customer Service
Communication Channels	Telephone, Email
Queries Resolved In	Over A Week

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Anonymous

Anonymous // 01/01/2019

Filter: Rated 1 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Insured my land rover for 295 in Dec 18 and cancelled the policy January 18 probably drove a total of 100 miles. According to Lancaster my total cancellation fee was 295 all in oddly enough the same as my total policy. These guys are legitimate thieves do not under any circumstances insure with them. Pass any relevant information you have onto the ombudsmen or relevant institute, assuming you get any they have a tendency to hold onto documents.”

Posted 5 years ago

“Just from curiosity after having been seduced by Lancaster's low lead in insurance quote three years ago I googled to see if they were still trading. It seems so, and people continue to suffer at the hands of this cavalier company from all the complaints I am reading. I threatened them with a very big legal stick once alerted by DVLA my insurance cover was not adequate. I was like a dog with a bone and pestered all the head office numbers I could find before a supervisor saw sense and refunded my payment in full. It is time this cowboy outfit were closed down. Write to your MP. As for putting any money the way of this boiler room operation NEVER CONSIDER DEALING WITH THIS COMPANY.”

Posted 5 years ago

“What a con they automatically renew your policy. Use a fraud signture and hand wrting keep the date from the last year . Take my money ignore my emails They have no rights in renewing your insurance it is not there choice .”

Posted 5 years ago

“Avoid I regret insuring with them. Very poor customer service. I requested my insurance to be cancelled mid last year and I could not due to to charges. I asked for it not to be renewed in sept 2018 because I did not call within their thirty day window I again got a fine for cancelling. They automatically renewed the policy. No amount of conversations with them on the phone persuades them other wise because I did not follow their policy. Within ten days of cancelling despite me setting up a payment plan they sent a letter stating that they were passing my details to a credit reference agency even though they had on file I was paying monthly. The letter was not accurate it said that they had made previous attempts to contact me. I asked twice to speak to a manager they are never available. During the insurance it was no good as well my car is a classic it had a fire and they would not pay out. I was insured with them many years longer than I actually wanted due to the black mail situation of cancelling. My father has four classic cars one insured with Lancaster I have it logged now to call within the 30 day window to cancel he will not be continuing with them and his three other classic cars these will be insured else where. Lancaster are to big and no personal service. Conversations I had with them were contradictory as well they did say they would remove the fine if I proved I sold my car I proved this the garage who brought the vehicle contacted them and this was still not accepted. I advise anyone to avoid this company in future I will be insuring with a smaller company who respect their customers.”

Posted 5 years ago

“Company did not tell me that my policy had been cancelled!!! I was unaware that there was a problem with the NCD notice, and they cancelled my policy. They send lots of emails, that simply say "here are documents that apply to your policy", at the bottom, tucked away in the attachments (that don't always open properly on a smartphone) here you will find a document that says they have cancelled your insurance!!! I don't know why the don't actually tell you in the subject line of the email "Your policy has been cancelled"?? Its certainly not due to any legal reason, as the DVLA will send you emails saying your car is not taxed... And they want to apply a £100 cost to stop the £250 policy 2 months in. So it will have cost me £200 for 2 months insurance! Then, when I want them to sort it out and re-insure me, they have the cheek to ask for an "arrangement fee" for the new policy. This is very sharp practice from a very poor company. I would avoid them - they go out of their way to deliberately entrap you... I'll be going to the ombudsman and lodging a formal complaint.”

Posted 5 years ago

“Almost impossible to get through on the phone,Still waiting for Documents dont know if I am insured or not Did manage to get through on phone on one occasion to cancel and no one was available on the cancellation line”

Posted 5 years ago

“Poor customer service was sent a letter asking for some information Tried calling them six times to discuss. Was on hold for between 45 minutes and on my final attempt 1 hour 20 minutes Only to be told they had cancelled my policy 4 days prior As said this was my sixth attempt calling There is only so long you can wait for a phone to be answered each day They had completely ignored all my emails prior to this Shameless”

Posted 5 years ago

“Sold our car, and the charges for cancelling the policy are ludicrous, BEWARE”

Posted 5 years ago

“£150 pound cancellation fee on a policy that cost £200 what a absolute joke would not recommend to anyone wouldn't let the policy run because I sold the car and all I got off the lady on the phone is " we have this problem alot customers complaints about the charge " well to me that means there is a problem with how they are selling insurance do not use this company (my opinion)”

Posted 5 years ago

“Attempting to cancel a policy I've had with Lancaster, quoted £140 to cancel a policy I'm only paying £27 a month on.. (5months worth of insurance to cancel!) worked out it's almost more beneficial to keep the policy running to gain a years no claims and discount on a new policy than to cancel. I appreciate there will be a cancellation fee but they really take the biscuit with the money they charge and abuse their position as a insurance company. Lesson learnt the hard way, will not use again!”

Posted 5 years ago

“Longest wait I’ve ever been in over 45 minutes just to speak to someone who tells me that I have to pay the full amount if I wish to cancel the policy, no policy cancellation fee just the full amount, wish I never insured through Lancaster, also spent 40 minutes on the phone yesterday on hold and gave up in the end”

Posted 5 years ago

“Used a price comparison site and answered all questions honestly, Lancaster came back cheapest price and took out cover online Wednesday evening, paid 2 months instalments as deposit. Received phone call from Lancaster Monday afternoon to say they couldn't insure my car as my other vehicle is a company car even though I selected this in the quote process. Advisor very condescending and patronising, almost to the point of arrogant suggesting that I lied on the quote request!! 5 days into the policy and within 14 day cooling off period I was charged £47. Very disappointing service, discourteous & disingenuous and left a bad taste. Case passed to financial ombudsman. TERRIBLE AND AVOID!!!”

Posted 5 years ago

“They will not answer the phone and you keep getting the same rubbish answer (due to high customer demand we are unable unable to speak to you”

Posted 5 years ago

“Waited 45 mins on hold before having to end the call. Emailed mileage form 4 times to them, each time getting an acknowledgement auto reply and yet nothing done with the form by the office workers. Understaffed and unprofessional in this age. Stay clear!”

Posted 5 years ago

“Extremely unhappy with this company. I requested to cancel my insurance due to no longer having the vehicle. I was insured for a total of 21 days. My premium was £330 and I paid an upfront fee of £69 leaving £261 left to pay subject to interest for the monthly instalments. I received a bill for £159 to leave. This also included legal protection of which I never added on at the beginning. It looks as though they have added as much as possible. I have used many classic insurance companies over the years and never had this problem Lancaster Insurance are a bunch of rogues. If I remember I had a problem many years ago with this company and this has just reminded me. The reviews they have on their website is not actually a real review panel as I cant find access to leave on on there. Also check out their score on trustpilot.”

Posted 5 years ago

“My experience with this company is not good.. the quote I had from money supermarket was good yet they came back to me for all my documents and quickly ramped the price up even though one small bump that was listed on my account with money supermarket at a cost of ver minimum & covered by my excess twice over, I asked to cancel because other quotes would have been better & I’d only had this 2days & they wanted a ridiculous charge for admin.. they said I should have read the small print! Funny enough I didn’t get the small print until after I paid & wasn’t expecting the price to differ so drastically .. I past my test 34yrs ago & have never had a fault accident & drove for a living for over 12yrs clocking up 40,000 miles a year.. of experienced drivers like me have these issues then I hate to think how others manage”

Posted 6 years ago

“Terrible, stay away, forced to pay the full year insurance up front if i wanted to cancel.”

Posted 6 years ago

“Nightmare to deal with. Very very poor customer service. If you get through to them you would have wished you didn't. Quoted £4000 to change the policy to the same car with a difference engine. Insured with footman james for £290 fully comp. Tried to cancel my Policy and they are asking for £300 for this. That would mean I've paid £700 of a total of a £900 policy for 140 days insurance. Will never ever return and join the other reviewers on here to say AVOID AT ALL COSTS.”

Posted 6 years ago

“I took out a policy on the web with lancaster for a classic car I had in the garage and which had not been insured for many years. I reads through their questions thoroughly and answered them all fully. They appeared to be the cheapest so I bought a policy. However on receiving the conditions (which you get after buying) it was clear I would only get that price if I surrended a policy on that car for no claims bonus (regardless of the many years I have not claimed off any car insurer). When I enquired they said the policy then would credit no years no claims bonus and would be significantly higher. I immediately cancelled and they charged me a significant admin fee. I would never ever recommend buying a poilicy of the Lancaster website. If the price looks good call their call centre and calrify all points first.”

Posted 6 years ago

“Dreadful Company. They give a quote then renege on it and charge a policy amendment fee. Please bear in mind they also use Kinetic Insurance Brokers with Allianz , who will also charge you a brokerage fee. Go to a reputable Insurance Company direct and save unnecessary fees and commissions.”

Posted 6 years ago

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Lancaster Insurance is rated 1.9 based on 220 reviews