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RAC Insurance Reviews

2.2 Rating 1,246 Reviews
29 %
of reviewers recommend RAC Insurance
2.2
Based on 1,246 reviews
Shipping & Delivery
Delivery Methods
Own Driver
Customer Service
Communication Channels
Telephone, Live Chat, Email
Queries Resolved In
Under An Hour
Customer Service
1.4 out of 5
Cancellations & Refunds
Cancellation Process
Difficult

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RAC Insurance 1 star review on 24th December 2024
Andrew
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 27th August 2024
Yeb De Jong
RAC Insurance 1 star review on 1st December 2023
John
RAC Insurance 1 star review on 23rd December 2022
Marie Robinson
2
Anonymous
Anonymous  // 01/01/2019
They seemed to offer a really good company at first but wanting to add or remove something off your policy is next to impossible I need business insurance for work they have told me my payment has gone from £137 to £334 a month which is disgusting and then told me my 7 month no claims bonus will start again it doesn’t count. So because this is no good to me they are requesting over £100 to cancel my insurance I have never missed a payment and had perfect score on my black box and now I need help they are basically telling me they is nothing they can do unless I pay out money I don’t have I would not recommend this insurance company
Helpful Report
Posted 6 years ago
Awful customer service, originally quoted £30 a month, went upto £60 as my husband had claims against him, charged £25 amendment fee, then charged another amendment fee of £25 to remove him off the policy. Car insurance alone was still £45 a month, to cancel it's £55 + the rest of the month, and would still have to pay amendment fees. They wrote to me 3 weeks later so after cooling period had ended. They are theives, avoid at all costs. Plus the fact I was put on hold for 15 minutes. Complete joke of a company.
Helpful Report
Posted 6 years ago
This company is an absolute joke tried to get extra money out me because they said my NCB was not received I had posted and emailed it and they still said it had not been received and £55 charge would be put in place on top or cancelled Would never use them again
Helpful Report
Posted 6 years ago
Upon being charged more for my insurance the originally quoted I immediately cancelled my insurance with them and requested a refund, I was reinsured that everything was cancelled and that the refund was processed and will take between 3-10 days to come back in, not trusting online companies after 5 days I contacted them again to make sure the refund had been processed as i was previously told turns out it hadn't and that i would have to wait up to a further 8 days to get this refund afterwards i reached out to them on twitter to 100% confirm i was getting my refund i was told to DM them my details and they would get back to me and surprise surprise they never did i can't believe how useless and uncaring they are when it comes to giving people their money back. if you have recently cancelled i would advise chasing them or they will all be having a nice holiday in our expense
Helpful Report
Posted 6 years ago
Got charged extra for an "information only " comment posted by previous company on claim site. RIP off company who appear to extort extra money where possible. Cancelled immediately and went to a more reputable company.
Helpful Report
Posted 6 years ago
I am already with RAC & bought a 2nd car. As a customer with 7-years protected no-claims bonus & 55 years old, I called them for a quote after buying a convertible Mercedes. They quoted me £1100 plus. I went to Confused.com & quotes started from £252. Do not trust these jokers. They will take advantage of ongoing clients. This quote was without a 7-year no claims bonus as it can only be used on one car.
Helpful Report
Posted 6 years ago
RAC car insurance sucks. The customer care sucks! RAC don’t actually offer car insurance, they are a broker! We sadly had to make a claim as some9ne hit my wife’s car. RAC passed the claim to a claims management company, who in turn passed the claim to another. The claim was never resolved. I could have contacted a no win no fee claims management company, I didn’t insure with the RAC for them to simply pass off my claim, I expected them to manage it. The RAC is a joke, you might as well not be insured!
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Posted 6 years ago
My building insurance was set to automatically renew. I specifically asked this not to happen....The race have looked into it... And claim it's my fault... Beware of the fact and there underhand tactics .
Helpful Report
Posted 6 years ago
Automatic recharging for home building insurance....Even through you don't want it .Very sharp practices ... Steer well clear .....
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Posted 6 years ago
Auto recharged my credit card when I didn't explicitly confirm for a recharge. Now I am dealing with getting back the insurance I did not want to buy!!
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Posted 6 years ago
Telephoning Rac is a nightmare. You have to listen to all the jargon for 10 minutes before you are placed in a queue for the next available adviser. I accepted an online quote from them. Due to start in over 7 days I asked for docs in the post. Never got them. Said it would take 7 days. I paid a deposit up front of £40 so I cancelled before policy seven started they then deducted a 25 pound admin fee. RIP off company don't touch them.
Helpful Report
Posted 6 years ago
I would not recommend RAC to anyone. They are an absolute rip off. They took unauthorised money from our account for reasons which other insurance companies agree with me is ridiculous & unfair and now I have to go to the time and trouble to go to the financial ombudsman to try & resolve this. Don't make the same mistake as we did, steer clear of these
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Posted 6 years ago
They refused to transfer my policy with 8 months to run. THEY ONLY WOULD SELL ME A NEW POLICY. TERRIBLE COMPANY.
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Posted 6 years ago
Absolutely awful. I have a drone and an electric skateboard. Both of which are not covered for theft from my home, by my home contents insurance. Need to change to ‘Aviva’,
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(Home Insurance) - Posted 6 years ago
Cancelled Van insurance due to selling the Van still had six months left to run on the insurance has i had paid this upfront was told they would charge me a fee of £75 for cancellation and also the broker they had arrange my insurance through would also charge me a fee of £25. They said "We'll be in touch again within the next 7 days to give you a breakdown of anything that you owe us, or any refunds that we owe you". 14 days later and after a reminder phone call to them after 10 days that they had not been in touch i am still waiting, definitely would not recommend.
Helpful Report
Posted 6 years ago
Terrible! Constant hurdles so they can double the cost of insurance. Do not use, much better deals and customer service available. They purposely deceive the customer. Poor business practice and they do not deserve the business.
Helpful Report
Posted 6 years ago
DO NOT RECOMMEND RAC car insurance. Paid for annual car insurance from RAC. They required proof of no claims. Sent 4 emails with copies of no claims after being giving different contacts by customer services. Had no reply. Made 8 phone calls and still no confirmation. Agents were not reading documents of evidence. Last agent told me that they could not confirm my documentation and insurance would be cancelled. Clearly RAC didn't want to accept the proof of no claims as they could then double the price of insurance.
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Posted 6 years ago
What went wrong? What's gone right! My partner was in an accident in August an uninsured driver hit him. Reported the accident at the time to RAC. Was told he would receive a call next day to see how he was. Still waiting. He had to make all calls to find out what was happening. Then they say his insurance didn't cover him for commuting to work. (Standard on all insurance companies I've ever dealt with). He had paid insurance upfront so this was additional payment to be made. This was made and now he has received a letter saying his insurance is being cancelled because that payment has not been made. RAC you are a disgrace and I would not recommend you to anyone.
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Posted 6 years ago
Got a quote online ... So after declaring my wife’s 2 claims in 5 years and other relevant details...it was 339 fully comp ....so went for it Then got a letter 3 weeks later upping the original quote to 439 as the claims declared were a few days out Then another week later I got another letter stating they had found another claim I hadn’t declared and were upping the quote again by another £300 plus £25 administration charge for the change ( odd how they never charged before as I would call that a change too) I know nothing of this claim and would have declared it at the time of the finding a quote So now from my original quote ... what I’m being quoted now has more than doubled in 4 weeks ... so I have cancelled my policy at a cost of £55 cancellation fee So I suggest RAC... you stick to what you know (breakdowns) ....and leave insurance to the experts
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Posted 6 years ago
It's a shame you can't give no stars. I sort out the insurance for both my wife and myself. Her insurance was due to renew. The quote came through and it was pretty competitive. I told her to ring and accept the quote (about £430). After spending ages on told me she eventually got through. She was told that they no longer use the underwtmriter where her quote came from and the new quote was £730. She cancelled it. She was told that had she not called to cancel, rac would have debited my card for £730 even though they never once notified us of this almost doubling of the price. Surely this is illegal! You can't give customers a comparative quote and then almost double it and bill the customer without notifying them.
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Posted 6 years ago
RAC Insurance is rated 2.2 based on 1,246 reviews