NFU Mutual Insurance Reviews

2.2 Rating 41 Reviews
27 %
of reviewers recommend NFU Mutual Insurance

Write Your review

Tell us how NFU Mutual Insurance made you happy
Help future customers by talking about customer service, price, delivery, returns & refunds.
Minimum 10 characters
Would you like to add a photos or videos?
Strengthen your review by uploading photos & videos.
Drag files here or browse
(Supported files: jpg, png, mpeg, ogg, mp4 & webm)
What's your name?
Leave this blank if you'd like to publish your review anonymously.
(Optional)
What's your email?
We need your email address to verify that your review is genuine
Please note that we may share your email with the company to verify your order.
Anonymous
Anonymous  // 01/01/2019
We found the whole experience regarding an easement in our deeds totally distressing . It appears a neighbour can have a key to your property . The deeds state right of way on foot for her only suddenly it’s open season every man and his dog . I present my case but they tell me based on probability I don’t have one . So roll over please and give in to your vindictive neighbour is the answer otherwise DAS will take you to court to recover £25,000 plus interest and expenses . Two years later the incompetence of this company is astounding . Will not recommend this company and sadly will be moving my insurance cover to a reputable broker . The bullying tactics are another story as is there complaints dept utter waste time . To note I have been insured for 15 yrs with no claims they are loosing a loyal customer great way to kill your business!So the question remains when is a front door not a front door ?
Helpful Report
Posted 5 months ago
They are bullies and will try to do you out of your money, 7 months and they did me out of 2k! their complaints department are useless and will not look into your complaint, stick to your guns get what is rightfully yours and leave them. I was intimated, bullied and told i was a hassle!!! They will lie to you then deny everything,
Helpful Report
Posted 5 months ago
Refused to quote me because I live in a city. Said they only quote more rural locations. Not made clear on any advertising I've seen.
Helpful Report
Posted 6 months ago
Spoke to a very nice gentleman a few days ago who arranged a telephone appointment with one of his colleagues, agreed the day and time. I made sure I was back home ready for the call with all the info needed for a house insurance quote……. I am still waiting for the call! Not a good start and a terrible first impression if this is how they treat customers and the standard of their customer service, think I will stay with my current insurer John Lewis. Thanks NFU.
Helpful Report
Posted 8 months ago
Spent ages waiting to get connected, then went through the quote only to be told that they did not cover my post code in a major city!! They are running what I assume is a National TV advertising campaign, so what is the point as it does not state limited geographical coverage. So will not bother to contact them again for ANY quotes and shall inform friends not to bother.
Helpful Report
Posted 9 months ago
They missold insurance, and covered it up for 3 years. They are being sued for breach of contract in an eye-watering class action. The senior executives deliberately bullied a disabled person to a dangerous degree. There are reports of bullying inside. The business is deplorable
Helpful Report
Posted 9 months ago
NFU refused a storm damage claim to a farm building. Said the mett office claimed there was no wind that day. An arrogant firm not to be trusted
Helpful Report
Posted 10 months ago
They will not insure you as depends on where you live which i find i was discriminated and will inform family and friends what this company is like.
Helpful Report
Posted 11 months ago
I'm taking them to the small claims court to get money back owing. A bullshitting money grabbing company, who employ like minded bullshitting money grabbing cun*s.
Helpful Report
Posted 11 months ago
DON'T BELIEVE THE ADVERTS! I have been dealing with this company for 6 months as a third-party customer because one of their drivers has hit into my vehicle. It has been a terrible experience they still have not settled the claim after admitting fault. I am now without a credit hire vehicle due to them and they are trying to blame me for delays. BE VERY CAREFUL WITH THIS COMPANY THEY WILL MAKE YOUR LIFE HELL. Never have I had an insurance company cause me this much stress, inconvenience and be a total pain.
Helpful Report
Posted 1 year ago
I insured with the NFU as I believed they were leading in their field. After 7 years I brought an issue to them to which I was told I had no cover, whats worse is they claimed it was impossible cover to get - another firm offered me cover instantly. The agency admitted the had given me poor advice, however the claims department (after 8 months) refused to help at all. I feel entirely let down and would never insure with the NFU again.
Helpful Report
Posted 1 year ago
Careful...underwriters need to agree b4 paying Spent over 20 mins going thru the details...given a quote and then when I tried to pay, was refused as their underwriters wouldn't accept the insurance. No details whether it was the car or the drivers. High end car with all 3 drivers over 50 and no claims/convictions/etc and over 15 years no claims discount. Date of experience: 07 March 2023
Helpful Report
Posted 1 year ago
Left my car to go abroad for a few months in a lower crime area and on a drive. This increased my premium. Even staff could not explain it but obliged to follow the computer figure. Time to change. Not driving with NFU increases your premiums I found.
Helpful Report
Posted 1 year ago
I have two vehicles insured with them. I replaced one of those vehicles with a Wheelchair Accessible Vehicle (WAV) on the 12th September as my daughter requirements have changed to needing to travel in a wheelchair. Spent over an 1 hour and a half on the telephone being passed from pillar to post, Eventually promised a call "first thing the following morning". No Phone call. Eventually received an e mail late afternoon on the 13/09/2022 to say they had been unable to contact me. Transpires when I call them that they had written the phone number down incorrectly. If they had looked at out car insurance policy then our contact details are on those documents. They were going to ring first thing this morning (14/09/2022) and as I type this at 10:15 I have not received a call. I have a £ 50,000:00 vehicle currently uninsured due to their incompetence and inept way of dealing with their customers due to their own in house but ultimately lack of thought, planning or training of their staff in how they alter or change vehicles on the policy. I further suspect I am still paying for a vehicle that they know I have sold. The manager was made aware on the 12th of my dissatisfaction and concerns over the lack of insurance cover for my WAV but have not heard from him or her either. Currently stressed out waiting on NFU Mutual. Due to the necessity of my daughter needing a wheelchair vehicle we are currently prisoners in our own home and my daughter is missing her second day at the "Day Center" due to NFU Mutual staff and their continued incompetence.
Helpful Report
Posted 1 year ago
Devastated by DAS absolute bad company who will come up with every excuse to not help. We took on solicitors to help us with our land issues, charged us nearly £8000 to send applications to land Registry, highways and cease and desist letters to the opposition. They did nothing. We went to the Legal ombudsman and they upheld our case against them and they said that because not legally binding we could still take them to court because we only got back £800 out of nearly £8000, it no where near compensated and we have been left in a terrible situation by these solicitors. We have NFU mutual who released the money but DAS are just as bad as these solicitors because they said that we do not have a case, for professional negligence and dismissed us. Again back in the same position. One word to summarise CORRUPTION!!!!
Helpful Report
Posted 1 year ago
II had the worst experience with the NFU insurance, My policy states very clearly legal expensenses covered, they did everything possible to not pay with very weak excuses Could have be proven if they had gone to professionals who would have agreed with my claim. Their legal underwriter is DAS see their reviews should be struck off. DO NOT USE. We have been with them for 15years and will be not renewing our policy .Mr and Mrs p
Helpful Report
Posted 1 year ago
My Insurance Policy stated that anything to do with the use or driving a motor vehicle, I made a claim because I had been charged with a fictitious incident WHEN USING AND DRIVING A MOTOR VEHICLE, DAS THE CORRUPT LEGAL EXPENSES COMPANY NFU MUTUAL USE asked me if I would use one of its pannel Solicitors, I said yes, I asked for the names of these companies, I contacted them, one was in Northern Ireland and did not do work in Scotland where I am, the two in Scotland stated they did not do Criminal Work, this was a charge with using a vehicle, So they had no Solicitors that could do the work I had paid Legal Expenses for with NFU Mutual, then a company in Glasgow called Jackson Boyd stated that this was not a Road Traffic Offence. But I am insured for WHEN USING AND DRIVING A MOTORISED VEHICLE. So another useless Solicitor, they also stated that they do not do criminal work, which they allege this is being a motoring incident. But another Legal Expenses Company I use sent a claim to them and they said that my Insurance does not cover criminal offences, again this was an alleged Criminal Offence, my Insurance then had to get back to Jackson Boyd who did all their work and told them that I was covered for this other alleged criminal case, But I decided to move it from Jackson Boyd as they appear to be totally incompetent. I got my own Soliciotor and my Legal Expenses Company funded this other fictitious case. So I have had to complain about NFU Mutual, they appear to be and I believe are involved is selling FICTITIOUS POLICIES, WITH FICTITIOUS LEGAL EXPENSES COVER, Which I believe is the Proceeds of Crime and Money Laundering. Keep clear of NFU Mutual, they will use the Legal Expenses Company DAS, to defeat your claim, DAS will use Jackson Boyd to help them defeat your claim, I BELIEVE THIS IS JUST A CRIMINAL CABLE DEFRAUDING PEOPLE WITH FICTITIOUS INSURANCE POLICIES. DREADFUL INSURANCE COMPANY.
Helpful Report
Posted 1 year ago
No customer service whatsoever charge over 3X the price of other major companies
Helpful Report
Posted 2 years ago
Shocking customer service I had van insurance with this company 3 years. Was sent a renewal form so called to renew onto a new vehicle spent an hour on the phone before being cutoff. Called back and the operator said they would call me back in 5 minutes and they still had all the information so I wouldn’t have to go through quote again. They never called back. I called them back next day all the information from the quote lost and started the process again. After going through the whole quote they then said they could not insure my postcode even though the week previous they sent renewal forms to said postcode? I’ve never written a poor review in my life but I’m absolutely disgusted by my treatment here as an existing customer. Time wasters and very disingenuous. I’m happy I didn’t have to make any claims whilst I was with them as I can only imagine how difficult they would make. Strongly advise staying away from them and I will be moving my income protection insurance from them at earliest convenience.
Helpful Report
Posted 2 years ago
In May 2020 I discovered damp patches from a leak that was coming from my en suite shower through the ceiling to the study below. The damage was extensive and NFU contracted the repair work out to C. Hanlon, a trades company. Work began on 24th June 2020 and for ther next 5 months my house was in total upheaval. I never knew if/when workmen would turn up. There were frequent, lengthy delays when they were sent off to other jobs and communication was sparse. The shower room and adjoining bedroom were gutted, the shower, wash basin and toilet were dismantled, carpets and floor boards were ripped up, the bedroom furniture was sent to storage, the ceiling and wallpaper in the study below where the water had leaked through had to be replaced. At one point when the workmen had left for the weekend, I found that they had left a pipe dripping which caused another leak through the ceiling below. By mid-October, the work was finally completed...or so I thought, but in February this year I noticed that the vinyl floor in the shower room had started lifting and suspected that the shower was still leaking. The NFU Claims Adjuster came out, gave a cursory look around and concluded that there was not a problem. However, when I lifted the vinyl I found that the floor boards were soaking. The leak is coming from under the shower tray. So now I am back to where I was in May 2020, with apparently no redress forthcoming. My calls are met with vague promises of future action which has so far not materialised. I wrote to NFU Customer Relations requesting that my claim be prioritised in view of the fact that their subcontractor's incompetence has caused this situation. Their response was that it takes 40 days to resolve a complaint, so clearly I am wasting my time with them.
Helpful Report
Posted 2 years ago
NFU Mutual Insurance is rated 2.2 based on 41 reviews