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Lloyds Bank Reviews

2.5 Rating 1,246 Reviews
38 %
of reviewers recommend Lloyds Bank
2.5
Based on 1,246 reviews
Shipping & Delivery
Delivery Methods
Postal Service
Customer Service
Communication Channels
Telephone, Email, Live Chat
Queries Resolved In
Over A Week

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Lloyds Bank 1 star review on 6th March 2026
Richard Wilson
Lloyds Bank 1 star review on 18th January 2026
Tony Moore
Lloyds Bank 1 star review on 24th October 2025
Joshua Thompson
Lloyds Bank 1 star review on 17th October 2025
Fellaini
Lloyds Bank 1 star review on 9th October 2025
Lisa
Lloyds Bank 1 star review on 12th September 2025
Smith
Lloyds Bank 1 star review on 29th June 2025
Stumbled Upon ‎(+ 1 3 2 6 2 09 03 2 5) When I Thought My Scammed Crypto Was Gone For Good.
33
Anonymous
Anonymous  // 01/01/2019
My son had a flood in his house They wriggled out of paying him He had paid all his premiums up to date
Helpful Report
Posted 9 years ago
All depends on which Lloyds you go! My local Kidlington branch one staff was appalling and rude so I complained and wrote to Lloyds head office. Within two days, I had an apology letter with a little reward to say thank you for bringing up the issue. I went into another branch of Lloyds today, received great welcome by the pleasant team of staff in the Summertown branch. Staff so patient and welcoming so here I am opening my account with them! I love the way I have been treated in general.
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Posted 9 years ago
Bank has refused to act on written instruction from 95 year old great grandmother to simply move funds between her Lloyds accounts. In addition also refused to certify a birth certificate for 1 week old baby to enable a financial product to be opened. Top bank serving the needs of families......not!!
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Posted 9 years ago
Ive noticed in my bank statement i was charged for something i havent paid myself. I called the bank and spoke with 2 lovely ladies who helped me a lot and They were so friendly and helpful. Ive received my money back the same day. Im very happy with the service i got, I dont remember the ladys name i spoke to, she helped me a lot her name was starting with N. I wish to thank her again she made my day better as i was upset about the money. Thank you! Waiting time was max 1 min so it was an exceptional service for me.. Thanks again!!!
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Posted 9 years ago
One individual who's name I didn't catch was helpful beyond he's job expectations for that reason I rate lloyds bank service and hard work 10/10
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Posted 9 years ago
Very Disappointing,I speaking about Grays Branch Mr. Ross, I want to open a simply account, they ask my a letter from employer, i lost 2 hours to do this, after not was a headed paper, after they told my i have an appointment on Wednesday when i get in, they told my they don't know nothing about my appointment, after 30 minute He (Ross) told me they can't do nothing come next Wednesday... I don't know how many Wednesdays i will need to do this account.
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Posted 9 years ago
Insured my new Mercedes Benz C Class last year based on a clean licence held for 13 years with 13 years no claims bonus for £700. My renewal came through a few days ago for £1521, almost double. Also I noticed on the renewal they had put my occupation as a Marine Electrician when I actually work as a Maintenance Engineer. I called up to to correct their mistake and also decline the renewal unless they could offer me anything close to the £750 quotes I have been getting on comparison sites. To my surprise, they said they would immediately have to cancel the remaining 3 weeks insurance I have left unless they corrected my occupation. Right. Ok. Requote for 3 weeks, that will be an extra £1000 to pay. This is absolutely ridiculous bearing in mind it was their mistake and even more worrying, if I would have had to make a claim they could have potentially not have paid out. I have now lost a Years no claims bonus for ending early, not that a year would make any difference to my 13 years I have already but it's besides the point, I've lost 3 weeks cover. I went with Lloyds bank car insurance as they were the cheapest. I will never take out cover using any of their products again. Shocking service. Darren. S
Helpful Report
Posted 9 years ago
As mentioned earlier. Proving no claims was impossible - spent two weeks being sent automated emails with infuriating "NCD not accepted' and a list of what they accept. Not much better when you call, vague responses and no commitment. It takes 3 - 5 days to review every submission, so you're never sure if covered until the computer says no. Ended up taking the £55 cancellation hit afte they doubled the premium and went with a proper insurance company . . . I've banked with Lloyds for nearly 30 years. . .will spend some time looking at alternatives. . very poor.
Helpful Report
Posted 9 years ago
Home Emergency Cover NOT WORTH THE PAPER IT IS WRITTEN ON! Phoned for help twice during the year that I held the cover and was refused without any explanation.
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Posted 9 years ago
Worst car insurance experience I've had in ten years of driving. Trying to prove no claims discount seems an impossible task. My old insurer explained my renewal notice would be sufficient as that is what all insurance companies accept. But they agreed to also send me an email to confirm my no claims dicount, both which i uploaded to lloyds and they have not accepted. Last year I was with Sheila's wheels and they confirmed it without me having to do anything! Wish i had stayed with them. When i explained the problem to my old insurers they sighed and said im not sure what more evidence lloyds want there's nothing else we can give you. I suspect this happens to a lot of people and is probably a cunning way to get yet more money out of people. I wouldn't recommend this service to anyone.
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Posted 9 years ago
Left me high and dry in France without money because they cancelled my cards when it was their mistake. They wouldn't help me so I had to use my return air ticket to come back to the UK and sort the problem out. They offered me £50 compensation for the trouble. First Direct are excellent, use them.
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Posted 9 years ago
Employee told me her neice the same age as me died of cancer and that it could happen to me so I would but one of their insurance policies.
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Posted 9 years ago
Disrespectful, unprofessional and immoral. That's coming from a Customer with 26 years of experience with them!
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Posted 9 years ago
If i could, I would give even more starts to Lloyds Bank. I am with Lloyds Bank more than 5 years and i would not change my bank ever. Always kind, always very helpful and their customer service is absolutely excellent. Fraud or dispute with a supplier....Lloyds Bank was always here for me to help and they never let me down. Dear Lloyds Bank i am your massive fan!!
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Posted 9 years ago
Just after a year ago i purchased insurance from lloyds thinking this would be a good move as I bank with them how wrong was I.at first it was fine until I changed my car when I phoned them they made me cancel the policy I had and open another one which cost me another £300 it was only because I was in a hurry I went with it.Do not use this company .I have now cancelled my policy .and will never go back.JUST DO NOT GO WITH THEM
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Posted 9 years ago
Reasonably priced compared to other companies.
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(Car Insurance) - Posted 9 years ago
Very easy to obtain cover on line
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(Car Insurance) - Posted 9 years ago
AVOID AT ALL COSTS!!! Worst insurance company I have ever used. Enterprise is the insurance they use and I am so disappointed. After an accident in my car I was called by my insurance to tell me that my car was being picked up by Co-Part. I assumed that they were taking the car to a garage to get it fixed. I didn't realise that the Co-Part were a Salvage Company and that the car was going to be written off. Thank goodness I had the sense to call Co-Part to double check this. They advised that my insurers had advised them that the car was a write off!!! Lloyds did not advise me of my options. Lloyds advised that an email would be sent to me and my Underwriters and I received nothing until I contacted the Underwriters. I am having to do all the telephone calls and I feel that I have not been treated with respect what so ever. Very disappointed. I would not recommend and I will not be using them again
Helpful Report
Posted 9 years ago
I had an £150 claims excess fee which was fine but I found out through my renewal letter that for drivers under 21 there is an additional £400 on top of that! Nowhere was this information available to me until I got this letter...thank goodness I didn't have to claim!
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Posted 9 years ago
Absolutely useless. Just get passed around from department to department. No communication from then and had to do all the running around for them!
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Posted 9 years ago
Lloyds Bank is rated 2.5 based on 1,246 reviews