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Lloyds Bank Reviews

2.5 Rating 1,246 Reviews
38 %
of reviewers recommend Lloyds Bank
2.5
Based on 1,246 reviews
Shipping & Delivery
Delivery Methods
Postal Service
Customer Service
Communication Channels
Telephone, Email, Live Chat
Queries Resolved In
Over A Week

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Lloyds Bank 1 star review on 6th March 2026
Richard Wilson
Lloyds Bank 1 star review on 18th January 2026
Tony Moore
Lloyds Bank 1 star review on 24th October 2025
Joshua Thompson
Lloyds Bank 1 star review on 17th October 2025
Fellaini
Lloyds Bank 1 star review on 9th October 2025
Lisa
Lloyds Bank 1 star review on 12th September 2025
Smith
Lloyds Bank 1 star review on 29th June 2025
Stumbled Upon ‎(+ 1 3 2 6 2 09 03 2 5) When I Thought My Scammed Crypto Was Gone For Good.
33
Anonymous
Anonymous  // 01/01/2019
I strongly advise you to avoid this firm's insurance arm if you lead a normal life Their way of discouraging claims is never answering the phone! It is torally shameful.
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Posted 9 years ago
I have a car insurance policy with lloyds. Someone rear ended my car this week (not my fault). I made a big mistake of phoning Lloyds to make a claim. I assumed as it was 3rd party fault I wouldn't be penalised. Little did I realise my excess would be payable and I was at risk of losing my no claims discount. I phoned up within 24 hours to cancel the claim as the 3rd party insurer was more than happy to help. Much more helpful than Lloyds to be honest. Today I received a phone call from Enterprise on instruction from Lloyd's offering me a car while my goes in at TWK Thomas in Swansea, as far as I was concerned the claim had been shut down, clearly not. My online service centre also shows a claim logged against me as well. It is not a claim, it is a notification. Lloyds Bank car insurance have done nothing and paid no money to anybody. I have been trying all week to get this removed, customer services pass me back and forth to AXA and the claims department. Nobody at Lloyds Bank car insurance seems to know what they are doing. I'm sick to the back teeth will never use any of Lloyds services again. I last spoke to Olivia in the claims team, who said that the claim hadn’t been changed to a notification only despite my several phone calls throughout the week to both customer services and the claims department. She advised me to speak to customer services to get the claim removed from my self service centre. Something I have already done and nobody has bothered to resolve or action. Quick enough to try and pass you on to a personal injury department, they are very enthusiastic about that matter, Staff are incompetent, Not Helpful and will pass the buck to another department wherever possible
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Posted 9 years ago
Having been on the phone for 2 hours 20mins tonight, I have still not got through to your fraud team! Spent an hour on hold to finally hear a voice to be told I had been put through to the wrong dept! Another hour on hold to your fraud team and now I've had to hang up as 2 hours on hold is ridiculous and I have to sleep. I will be changing banks at the earliest opportunity. Absolutely disgusted
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Posted 9 years ago
Id rang a few times to disbute a transaction. They were no help what so ever as they asked for lots of information that was time wasting to get for them as id cancelled an order but never got a refund. I emailed as they asked and got a reply 5 days later after emailing numerous of timea to get through to them. Its terrible I dont know how they get paid they dont do there job correctly or even answer to emails on time. So when they got back to me I had already sent them proof of purchase and other picture attachments to prove what I needed too. So they asked me for this again and just didn't sound helpfull at all. I sent it all again and never got a reply. Im on the 8th day and just no help further. And the attitude from a foreign women on the phone the first time was diacusting made me feel I was in the wrong. When in FACT I wanted MY money back from a transaction from aliexpress!
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Posted 9 years ago
Bad customer service - diabutes team
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Posted 9 years ago
It just insurance isn't it. Attractive because of the £50 refund, but like most insurances there are more things NOT covered than those that are covered. Will probably renew if the price has not increased too much because of the floods. Its too much hassle to compare all the small print when comparing offers from various insurers.
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(Home Insurance) - Posted 9 years ago
When I opened my bank account I specifically said that I don't want any over draft facilities. I have since then moved from the UK to the USA and have not kept an eye on the balance of the account. I made an order online using my Lloyds account, assuming that I had cash in there, the payment went through no problemo. 3 months later I check the account to find that on that payment (which was a birthday Cake for my gran- the name on the payment was CAKES) I had overdrawn by 47.25! I was shocked to find my account in debt as I was under the impression that that wasn't possible and I had not received any communication from the bank (I was not at the address specified and my mobile number had changed, but surely when they realized this they should have tried email?- they cannot say that they exhausted all communication channels! and even so, if they couldn't reach me, why did they allow the transaction to go through?). So, I phoned Lloyds and asked who allowed the transaction to go though and the response was comical, "Well Miss, we never know whether its an emergency so we let it go through a reviewing process and then accept or decline if we think its an emergency or not". Surely "CAKES" doesn't sound like an emergency? Since going into "Unplanned Over Draft" of 47.25 pounds, I have now had to pay 250.59 pounds with all the "fees" that come along with unplanned over draft. Needless to say I have pulled the plug with Lloyds and shall not recommend them to anyone as I would never want someone who isn't able to pay off the debt, to get into a situation like this. Lloyds, you are a company that is willingly helping our country and people run into Debt that is beyond reparable. LLoyds, I'm disappointed and disgusted
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Posted 9 years ago
I found the price for my car insurance was very reasonable and will going back again at end of year when it finishes as long as there are no big changes in there prices
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(Car Insurance) - Posted 9 years ago
I tried to phone Lloyds Car Insurance and had to phone them. There was a lengthy and most ridiculous announcement, and I really mean lengthy, lasting several minutes babbling along and wasting my time. What kind of Customer Service is this, making your Customers listen to such a long message before you even get a choice which department you need?
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Posted 9 years ago
I would have liked to have had my policy sent to me in a hard copy via the post not all done online. I only done it this way as it was cheaper, but don't think I'll do it this way again as I wasn't comfortable with the process.
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(Car Insurance) - Posted 9 years ago
Will not be renewing through Lloyds
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(Car Insurance) - Posted 9 years ago
very good and easy to get cover
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(Car Insurance) - Posted 9 years ago
Absolutely fantastic service. I had an incident with account fraud I discovered today. I phoned them up and I was instantly refunded an investigation was launched and the police where involved. I was given advice about keeping my account safe and the customer service was brilliant. I'm an extremely happy customer!!
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Posted 9 years ago
The services you supply is very good
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(Car Insurance) - Posted 9 years ago
I was dealt with quickly and efficiently when I changed to Lloyds.
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(Car Insurance) - Posted 9 years ago
This policy is much the same as the one I had previously but much cheaper.
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(Car Insurance) - Posted 9 years ago
I changed my information twice. Wasn't sure if I wanted to get the car I eventually decided on. Must have been a pain for the guys but they were really helpful and sorted things out , no problem. Recommended !!
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(Car Insurance) - Posted 9 years ago
This policy suited my requirements .
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(Car Insurance) - Posted 9 years ago
Before I purchased I rang to ask about business insurance I was told that I did not need it but my employers insisted when I rang them back they told I would have to pay another 40 pounds. Other insurance companies did not chare fir business use
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(Car Insurance) - Posted 9 years ago
Easy to access website, competitive quotes but cannot cope with multiple drivers in terms of NCD. Stayed with original insurer. Disappointed.
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Posted 9 years ago
Lloyds Bank is rated 2.5 based on 1,246 reviews