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RAC Insurance Reviews

2.2 Rating 1,246 Reviews
29 %
of reviewers recommend RAC Insurance
2.2
Based on 1,246 reviews
Shipping & Delivery
Delivery Methods
Own Driver
Customer Service
Communication Channels
Telephone, Live Chat, Email
Queries Resolved In
Under An Hour
Customer Service
1.4 out of 5
Cancellations & Refunds
Cancellation Process
Difficult

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RAC Insurance 1 star review on 24th December 2024
Andrew
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 27th August 2024
Yeb De Jong
RAC Insurance 1 star review on 1st December 2023
John
RAC Insurance 1 star review on 23rd December 2022
Marie Robinson
2
Anonymous
Anonymous  // 01/01/2019
Admiral insurance just gave my wife (and all their customers) a £25 refund due to their claims being lower than usual in lockdown. When I asked RAC to cancel my insurance I was charged £40. I was told this was completely unavoidable. I know where I will be going next time.
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Posted 5 years ago
RAC provides me with car insurance from 2018 to 2019. I have the maximum no claims. I do little mileage. Live in an exceedingly good area. Am 66 years old. Have very good financial status. Have no driving endorsements. I’m ringing around for new annual quotations. Turned down flat for renewal. No quote available. No reason why. The girl on the phone cannot refer to a manager or to the underwriters has no one at all she can ask why. She cannot give me a contact number. The computer says no, and that’s it! Game over! How completely bizarre for a company who you would think was a major UK player, but in reality is refusing clients for no apparent reason and there is no process in place for their own employees to speak to a human being about the situation! Poor show RAC and Janine in your call centre was as helpless as I was to provide a solution! Sheer madness!
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Posted 5 years ago
After I took out car insurance with RAC, the earliest they could come and fit the black box was 21 days later, but they state that if you haven't had the black box fitted within 14 days, your policy will be cancelled. They were due to come on 2/4/20 but did not come nor did they let me know. Now they won't fit it because of Covid 19. I receive a letter on a Thursday afternoon telling me I would receive the black box to fit myself and if I did not feel comfortable doing this, they would cancel my policy without fees. However, i would still have to pay the £34.64 no claims bonus protection because it was over 14 days and that's their policy because it's an "add-on". Then they decided that because of my age, I would not want to fit it myself (and basically people of my age do not normally want a black box insurance) so they were going to cancel it anyway, leaving with me no choice. I have just spent 45 mins on the phone trying to sort this and it is still not resolved. The young agent I spoke to kept repeating information he had already given, and was patronising. He also did not listen very well. I now have to wait for someone to phone me back. What an utter waste of time!!
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Posted 5 years ago
I brought an Audi A4 convertible 4/4/2020 £3900 I spent £600 service timing belt and rust on arch getting resprayed the car was mint a girl crashed into the back of me causing it to be wrote off after 10 days of having the car Rac insurance expect you to do all the phoning around yourself to sought the problems it’s shambolic and then have the audacity to offer you £3060 I wouldn’t use these again and I would have give them zero stars if I could avoid these at all costs
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Posted 5 years ago
Rang an idvisor a week or so ago to explain that because of my own personal circumstances during the covid pandemic that I would be doing 6000 miles less this year. I would be doing 4 miles a week rather than 500 miles a week. When she had done the calculations it ended up I'd be paying and extra £4.00 a month direct debit. So had to keep my full ins which also includes buisiness mileage that I obviously don't need being house bound for 3 months. I knew this would be a fatal mistake confusing the breakdown cover service, and then taking out rac ins because of the service, and then finding the same old ins practices as all the rest. I've just noticed admiral are giving their customers a £25.00 refund. I didn't even get a response from the rac to my last post on trust pilot. Well I know where I'll be heading in Sept when my renewal is up. Mark Blaxland
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Posted 5 years ago
DO NOT sign up to the Black box insurance, these are cowboys who really should be ashamed of themselves for how not only they do business, but also in terms of how they treat their customers! These need to be reported to Watchdog.
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Posted 5 years ago
Disgusted at the way my mother has been treated with her RAC car insurance. Took out a few months ago then had a letter so say there was a problem with her policy and need to ring to sort it. Rang RAC car insurance to be told dont worry theres nothing on the system and no problem with the insurance. She was told to "ignore the letters" then has a letter to say her insurance will be cancelled in the next couple of days. Again, another phone call which they say she put in a claim in 2016 but they couldn't tell her what it was for so said she will have to ring her insurance for the year 2016 bearing in mind shes had no problem in the years after 2016. Rang her old insurance which they have no record of a claim because it never happened. They have said they will over ride the insurance cancellation but will have to pay £300 to keep the policy which will be refunded if she can prove there was no claim. So meanwhile I am sorting the paper work out from her old insurance to send to RAC to prove this! Shocking customer service and really don't care about the customer.
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Posted 5 years ago
I have insured the car after a week they have cancelled my Insurance it's been a week and no refund on my account don't recommend them .
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Posted 5 years ago
We are unhappy with one claim on windscreen change, after it was changed, the techicians was cut the rainsensor cables and the plug is missing and traction control light is on, service light is on. Before to change the windscreen the car was all right. After this happen we called many times to RAC customer servise to complain, but no results the car still has this problems.
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Posted 5 years ago
dreadfull experience with rac insurance services ,theyre all brain dead ,so avoid these bums ,they dont appear to read emails and letters ..
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Posted 5 years ago
Paid for insurance for my niece, but emailed them within the 14 day grace period to cancel. This was due to the fact we had to cancel our trip due to the corona virus. Even though I have emailed them 4 times, and repeatedly tried to phone them (30 minutes + on hold each time and never answered), I have had no reply from them. I understand this is a difficult time for all, but their customer service is extremely poor. I feel that they are just waiting for me to give up then they keep my money. Would not recommend them at all and still not got any money back.
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Posted 5 years ago
Only out to get as much money as they can, and can never get trough to them by phone always telling to email them and never put money back into your bank ASAP when you cancel,but take it out right away
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Posted 5 years ago
DONT WASTE YOUR MONEY! Most unhelpful company in the world. Me and my partner got stuck in a foreign country due to Covid19 and we traveled before there where any travel restrictions made. They still haven’t even responded till this day we have been home now over a week and had to pay everything out of our own pocket couldn’t get hold of them I think there insurance is a SCAM!
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Posted 5 years ago
My husband has been stuck on the a12 for 5 and half hours. After he dropped medicine to his dad. The RAC have been absolutely appalling. We were meant to be priority at 9.10 as my daughter was in car. Nope. Duty of care as gone out the window with the company.
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Posted 5 years ago
Terrible DO NOT USE. After i had my black box fitted the car would not start and was completely immobilized I rang the insurance company they told me to ring the installers who told me to ring the insurers after 2 hours they said I would have to wait 2 days for someone to come back out.
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Posted 5 years ago
Waited over an hour and never got through listened to the stupid music then at 7pm got cut off I've got breakdown cover with these people I will be cancelling it first thing Monday morning and going with the AA at least they answer the phone when you ring I would of given no stars if I could avoid
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Posted 5 years ago
Got hit by a tree and had to make a claim. Made the call and was then given a ref number and a phone number of co op insurance who were my insures not RAC. Lots call and messing about on a 0345 number which is a premium number 9p a min. First few mins were of cause press 1 and so on . Got paid out no probs less the £350 excess. Didnt replace the car but because it was my fault the tree hit my car and they paid out it meant i had to pay the full years policy. No goodwill please come back or any thing . 1 call was the entire effort RAC put into my policy so wont be back and i would urge u to look elsewere. Hope the breakdown service i have isnt as bad
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Posted 5 years ago
Just been on the phone for 40 mins waiting to renew my holiday insurance without success. Come on RAC get a grip your losses some one else gain
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Posted 5 years ago
20 mins on phone yesterday. no answer!!! today so far 30 mins and the next person who is free will take my call. I will cancel not only insurance but breakdown cover as well . terrible service, don't have anything to do with this appalling company
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Posted 5 years ago
The worst car insurance I've ever had in my 15 years of driving
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Posted 5 years ago
RAC Insurance is rated 2.2 based on 1,246 reviews