Lloyds Bank Reviews

Name: Lloyds Bank
Rating: 2.55

2.6 Rating 1,186 Reviews

39 %

of reviewers recommend Lloyds Bank

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2.6

Based on 1,186 reviews

Shipping & Delivery
Delivery Methods	Postal Service
Customer Service
Communication Channels	Telephone, Email, Live Chat
Queries Resolved In	Over A Week

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Lloyds Bank 1 star review on 10th May 2025

Marian

Lloyds Bank 1 star review on 6th May 2025

FrancisOlivia 771 At Gmail. Com

Lloyds Bank 1 star review on 5th May 2025

Anonymous

Anonymous // 01/01/2019

Filter: Rated 1 None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Duck in useless website a total waste of time”

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Posted 6 years ago

“spend ages on the phone because the automatic voice is ineffective. thy didn't write my postcode properly so I waited more 15 days to get a new debit card. some of their call centre are in scotland so the reception is bad and I cant understand anything with a scottish accent.they don't have enough employees so you wait way too long in the queue.”

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Posted 6 years ago

“Having been a company business customer of Lloyds since the 1940’s (not me personally) We were informed that our account charges were doubling in June by a mail shot. And that any local agreement would be cancelled! We contacted our business Manager to express our concerns who said he was not interested in helping reference the charges. On being informed we would be moving banks, he stated “That’s Banking” How arrogant....”

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Posted 7 years ago

“Useless OLD FARTS! The worst customer service ever! Feel like they are making you a favor while making money or your savings! The one in HERNE BAY Uk are the worst!!! Someone should replace them asap!🤬🤯🤮 WHAT A BAD ADVERTISEMENT FOR A BANK!”

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Posted 7 years ago

“I took out car Insurance in February 2018 which at the time was a reasonable price for Comprehensive cover. However, after three months we decided to change car from a 2.0ltr Alfa Romeo to a Hyundai Tuscan Diesel. Lloyds wanted to charge me £75 admin to change and the monthly repayment option was more than double. It really was cheaper to keep the Alfa insurance and take out a new policy for the Hyundai and save £12 per month! How on earth can this be possible????”

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Posted 7 years ago

“I made a mistake to join this bank so you don't. The staff is so unhelpful, it has been 3 weeks I have moved to another adress, and they still won't chang my address telling me I need to call them from their app which I did. The staff is so inconsistent with their info it just makes you mad.”

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Posted 7 years ago

“I have had the worst banking experience ever with this bank. I applied for a year loan of 3k but I ended up paying back more than 4,5k with the interest fees. Thats almost 50% interest fees. When they asked me to sign the loan of 30% APR I wasn't explained correctly the fees I'd be charged off and the senior of Oxford street branch told me they will decrease my interest fees due of been too high but they never did. Avoid at any cost this bank! 30% APR that supposed to be plus other hidden interest fees my one year loan ended up paying back around 50% interest fees on top. For a £3,000 loan paid in total £4,380 :((((( Also dont trust the positive reviews here as they have been written by Lloyds staff. For legit reviews about Lloyds bank check trustpilot website which Lloyds bank has 1 star out of 5 from more than 500 reviewers. I hope this bank close down very quick for ripping people off.”

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Posted 7 years ago

“Twice spoken to Lloyds regarding cancelling my motor policy, not once was mentioned about a cancellation fee, or the time used. So rang the other insurance and paid the £45 instalment. Only to ring LLoyds back up for them to tell me you now owe us £50 cancellation fee, also an extra £22 shortfall fee. Said my fault I should have read the documents. I rang for your advice, no mention of fees. otherwise why would I start a new policy up knowing I still owe you £22. I would have waited. be warned if starting a new policy before getting stung.....”

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Posted 7 years ago

“Lloyds bank motor insurance covered my car for a year. When that was up, I found a cheaper provider for the next year. On the day my insurance expired, I received an email telling me my Lloyds insurance had automatically renewed. I rang them to discuss and was told my policy had been cancelled and a full refund would be forthcoming 5 days later. A week later, my refund still hasn't arrived. I call again - guess what, the refund hasn't been processed yet. I am assured it will be processed today but could take another 10 days. I am overdrawn, for which I will be charged, not due to be paid for another week and the refund is not coming for the insurance I didn't agree to purchase for another 10 days. I have lodged a complaint, asked for a goodwill payment to cover my costs and will never buy anything from Lloyds again.”

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Posted 7 years ago

“I've had an account in credit for them for years, One day I decided to make them my main account. As soon as they realised that I didn't want to close my old account, they hung up! Cheeky A holes!”

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Posted 7 years ago

“How the face of insurance has changed. There was a time when you could go to an insurer when you changed your car and it took five minutes to make an adjustment and they were happy to do this. Having changed my car recently for a smaller one with lower fuel consumption and less car tax I rang up my insurers, LLOYDS and asked them to change the car over for me only to be told that they couldn't do that. I would have to cancel my present insurance and start afresh. Get this though my new car was, despite being smaller in every way going to cost me more than the original one. Having gone to AVIVA for a quote they are prepared to cover the same car for nearly half the price. I have now had to cancel my LLOYDS policy at a cost of £48 and still I am saving money by going to AVIVA. We are frequently told about insurance cheats who make life very difficult for insurance companies but this works both ways. Will I ever go back to LLOYDS? Of course not! Do they care? I doubt that very much.”

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Posted 7 years ago

“Terrible experience! My wife's car was hit by an articulated lorry whilst stationary, the driver hadn't seen the car (as his cab was so high) and his company filed a report to their insurers within a few days admitting liability. We were passed to a company called 'Enterprise' by Lloyds and they told us it could take up to 4 weeks for them to even make contact with the other parties insurer! Despite us calling Lloyds / Enterprise on numerous ocassions the car has still not been repaired 2 months after the accident. We complained and received a letter of apology from Lloyds Car Insurance and £50 in compensation, they then doubled my wife's insurance premium as her insurance was due to renew and she had an 'unsettled claim' (which they know is a 'non fault' claim!). The reason there was an 'unsettled claim' at the renewal date was due to the delays we suffered at the hands of Lloyds / Enterprise (for which they sent a letter of apology) however they refused to lower the renewal premium! My car insurance has also renewed recently and I am now also paying more as my wife is a named driver on my policy! Needless to say I'm NOT HAPPY AT ALL and wouldn't recommend Lloyds Car Insurance to anyone!...”

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Posted 7 years ago

“Do not use this insurance policy.... Pay cheap get cheap. Ive had a calim ongoing for 4 weeks now. Some one drove into the back of me while I was stationary . Lloyds refuse to help and have passed me onto 4 other people. I have had to re report my incident to an underwriter 4 weeks on. Do not use if you have a expensive vehicle you want to protect.”

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Posted 7 years ago

“Dreadful service, no reply to our letter of complaint. Made to feel like fraudsters when we made a small claim on our contents insurance. They are happy to take the monthly premium but adopt the attitude that it only covers "piece of mind" rather than anything else. Policy duly cancelled.”

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Posted 7 years ago

“worst bank ever-arbitrary closure of accounts ...missing funds...unauthorized transactions thanx to criminal insiders in the bank etc....”

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Posted 7 years ago

“I was shoulder surfed by a fraudster who obtained my card and pin. Lloyds bank suspected fraudulent activity yet still let the thief make 9 transactions from my account, The last two transactions in LLOYDS BANK, no checks made just handed over the balance in my account. Bank think they have done nothing wrong and blame me for "gross negligence". One would think with CCTV being available at all 9 locations, thief would be caught. Bank deem it a "criminal act" and a police matter, Police are too busy to look into it and review CCTV.”

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Posted 7 years ago

“Gave lloyds bank a cheque for £30,000 and they lost it. Bankers”

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Posted 7 years ago

“Nothing went wrong - it was just Lloyds sheer GREED. They raise the price by £140 to a total of £458.88, but are prepared to drop it to £358.46 when I tell them that is the price offered to me by AGE CONCERN.”

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Posted 7 years ago

“Terrible customer service. Wouldn't allow me to add a car for a day when mine was in the garage. Automated answer when you call. Won't let you stop auto renew online.”

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Posted 7 years ago

“Lloyds Banking is, without a question, the worst bank I have ever had the displeasure of interacting with. I have put £500,000+ into the bank this year and, yet, despite being abroad due to illness, have been treated like absolute sh*t. From their enormous ‘foreign transaction fees’, to their ‘customer service’ and their ridiculous (and to my mind) criminal currency exchange fees, I have NEVER encountered such wanton incompetence and such a thieving, self serving attitude. STAY AWAY- or change to a decent bank like METRO (who I have no affiliation with) but are fair and upfront (as much as a bank can be).”

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Posted 7 years ago

Lloyds Bank is rated 2.6 based on 1,186 reviews