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Lloyds Bank Reviews

2.5 Rating 1,256 Reviews
37 %
of reviewers recommend Lloyds Bank
2.5
Based on 1,256 reviews
Shipping & Delivery
Delivery Methods
Postal Service
Customer Service
Communication Channels
Telephone, Email, Live Chat
Queries Resolved In
Over A Week

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Lloyds Bank 1 star review on 4th July 2026
Franziska Duerr
Lloyds Bank 1 star review on 6th March 2026
Richard Wilson
Lloyds Bank 1 star review on 18th January 2026
Tony Moore
Lloyds Bank 1 star review on 24th October 2025
Joshua Thompson
Lloyds Bank 1 star review on 17th October 2025
Fellaini
Lloyds Bank 1 star review on 9th October 2025
Lisa
Lloyds Bank 1 star review on 12th September 2025
Smith
34
Anonymous
Anonymous  // 01/01/2019
This bank is not to be trusted. I was defrauded out of £1500 and the bank helped the crook to my cash. Their fraud team is based off shore, they work from script, no sympathy, empathy or common sense. I will never forget how helpless I felt as my own bank worked tirelessly to basically aid and abet a theft and treat me with contempt. The UK staff were a lot friendlier and sympathetic but the approach was always hands off and I was never under any illusion that my money was gone and Lloyds were desperate to wash their hands off the outcome. If you want a bank that can be trusted with your money, Lloyds is not it, not in a million years.
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Posted 7 years ago
With Lloyds for 40 odd years had several loans , all paid back without fault ,never had bad debt ,still working , no mortgage ,but still turned down for a small loan, I guess a good credit rating and loyalty counts for nothing with this bank.
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Posted 7 years ago
This is the worst bank that I have ever used. They are laggy the customer interface is not intuitive. Simple things like making inter account transfers become extremely difficult because there a number of steps that they do not list instructions for on the website so you have to call a service agent to help you figure it out. Today I was kicked off the bank 4 times while trying to run my employee's payroll and each time it took 20 minutes before the bank would even let me try to log back in, it just displays the message "commercial banking temporarily unavailable". Our company will be taking it's business elsewhere very soon.
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Posted 7 years ago
I was at Lloyds Bank Gravesend Branch this afternoon. I was so impressed and very delighted of the service that the lady rendered. When I was about to enter the bank when she approached me with a professional manner with a smile. If I can rate the services the she gave me I will give her more than hundred percent of her customer service. Very straight forward transaction while explaining to me the changes of the services that the bank will implement very soon. I am very pleased today really! HATS OFF to you Lorraine PArker! YOU'RE a STAR!!!
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Posted 7 years ago
I questioned a transaction from my bank account. Both the company that the money went to and Lloyds bank were not able to help me. Lloyds claimed the money went to the company and the company claimed they did not receive the money. I was out of the country and not able to attend to this within 120 days so Lloyds advised me that their system only allows disputes to be logged up to 120 days back and that there was nothing they could do. I was very disappointed to find that Lloyds would not help me and that money was taken out of my account and there is nothing I can do about it. They said it was not fraud as I gave my details to the company, which was true but the company claim to not receive it. Seems like a serious issue to me that money can go 'missing' like that and I am the one that is paying for it.
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Posted 7 years ago
I bank with them too . So it’s was easy to have priemum come out..plus it’s the cheapest out the and I drive a14 plate kuga . Just hope priemium is same next year. And I will b staying with them
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(Car Insurance) - Posted 7 years ago
Totally rubbish, very poor customer service, not helpful. Never recommended .
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Posted 7 years ago
Awful customer service 1st My new credit card arrived with the incorrect name on I phoned customer services the lady laughed and said a new card would be sent I'm still waiting for that card and a pin number so currently can only use it for on line shopping!! 2nd I lost my debit card reported it and told a new card and pin would be sent within 7 to 10 days The card came after a few days the pin never did so called customer services who said it had been sent but would send another that took 2 weeks when I asked the advisor how I was supposed to get money out to live i was told sarcastically to go to a branch with ID I advised my working hours are the same as bank opening hours, his reply was you will just have to wait then. I would not recommend Lloyds bank to anyone.
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Posted 7 years ago
I apply a cridit card who give me a £4000 so i supposed to buy a new car with it which is help me so much for my new job unfurchinatly they took all mony back than they offer me £500 so not happy at all with this service
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Posted 7 years ago
I just want to say thank you to Lloyds Bank staff for helping with the fraud on my account. Really appreciate your help today!
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Posted 7 years ago
Absolutely disgusting service i had £5k transfered to my account and these losers decided to close my account over concerns for the amount paid in no explanation i went to the branch tp transfer the money to my other account as i had no access or online banking only to find they.d blocked the account and withheld my money until i could prove my entitlement to it.failing the proof they will end up keeping it is technically know as stealing.nice one Lloyds AVOID AT ALL COSTS
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Posted 7 years ago
At the Wimbledon branch the other day I was really helped by Mrs Emanuel okwera, he was fantastic professional, delivered a Brilliant costumer service. Thank you
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Posted 7 years ago
I authorised £32 for a ticket 11/05/18 for an online seller & £59 left my account & no ticket was sent to me. Contacted Lloyds by phone, told to go in branch. Went in branch, told to call Lloyds customer service. Who said they could do nothing & try the merchant. If I had not received ticket or refund in 14 days to contact them again. 6/6/18 I contacted Lloyds again as the merchant admitted they had no ticket & refused to refund me the money. Merchant was reported to the Marketing Authority & the police I might add. Both of whom said my bank would help. Lloyds saud 6/6/18 I would be refunded under their direct debit card protection scheme goods not received. 25/9/18 I still had not received refund or reimbursment. (Nor ticket). Called Lloyds again, who directed me to direct debit card disputes. Again, 13/11/18 I was told I would be reimbursed the £59 & I wasn't. Long story short: it's been 11 months & Lloyds still have not reimbursed me the £59; complaints case manager Jodie Bird does not return calls; I have closed my Lloyds account & involved the Financial Ombudsman. UK Financial Ombudsman contact number is 0800 023 4567; for those in a similar situation.
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Posted 7 years ago
very helpful company when I had an unexpected bounced bill they helped me and fully understood the circumstances
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(Car Insurance) - Posted 7 years ago
The Manager Marion at Billericay Branch is Brillant,she goes out of her way to deliver an efficient professional customer friendly service .Everytime I go into Branch I want to smile.
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Posted 7 years ago
Worst bank. I could not get a bank statement abroad and they blocked my account asking me to spend £2000 pounds to verify my identity after giving them every personal info over phone call to resolve 4k I have in my account. meaning I'll get just 2k after travelling. that's the worst math. 2nd time I could not get a bank statement abroad and could not apply for a Visa just cause they refused to release my account.
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Posted 7 years ago
Very easy to deal with.
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(Car Insurance) - Posted 7 years ago
Waiting for an online payment from a friend they say it takes 24 hours to set up????? my bank.... get a code and it's instant!!!
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Posted 7 years ago
The manager Mr Jason in firth park branch very helpful and customer focus
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Posted 7 years ago
Absolutely Rubbish Customer Services, I have a very high quote for a new car that's the same, but to cancel mid term they want another £120 just to cancel, when you call Customer Services, you can get put on hold for up to an hour, and still end up with useless information, I would never recommend LLoyds again, next step change Bank. been waiting for 4 day for Customer Services to call me.
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Posted 7 years ago
Lloyds Bank is rated 2.5 based on 1,256 reviews