MCE Insurance Reviews

Name: MCE Insurance
Rating: 3.97

4.0 Rating 5,344 Reviews

73 %

of reviewers recommend MCE Insurance

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4.0

Based on 5,344 reviews

Shipping & Delivery
Delivery Methods	Postal Service
Customer Service
Communication Channels	Telephone, Live Chat, Email
Queries Resolved In	Under An Hour
Customer Service	4 out of 5

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MCE Insurance 1 star review on 26th June 2025

Email (Francisolivia771 AT Gmail.com) They Helped Me Recover What I Thought Was Impossible.

MCE Insurance 1 star review on 23rd May 2025

Fredmercy347 At Gmail.com

MCE Insurance 2 star review on 15th May 2025

Anonymous

Anonymous // 01/01/2019

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Helpful Report

(Car Insurance) - Posted 9 years ago

“Thanks to go compare I had the best deal with this insurance company for my motorbike. (High risk motorbike)”

Helpful Report

(Motorbike Insurance) - Posted 9 years ago

“Poor company, lock you into a sneaky year long contract and class it similar to a finance package!”

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Posted 9 years ago

“Have you noticed that all of the bad reviews stem from people who've actually had to involve MCE in a particular incident? They're great until you need to speak to them about ANYTHING. I had to cancel my policy after 2 months because I ended up selling my bike. I paid £437 up front, 2 months payment should equate to about £73 in total. The total amount they've told me they'd refund me is £197 - So that's an additional £170 worth of charges and % fees on top of what I've already paid for the 2 months insurance that I've used. In addition to this, I had to hold on the line multiple times for up to an hour just to cancel my policy. They even attempted to charge me for 3 months of my policy because I called up a day after a full 2 months, but luckily I sent an email the day before so they let it slide. I've received no email confirmation of my cancellation or refund so I'll probably have to ring them back to make sure it has actually gone through; and I'll probably have to endure another 40 minute holding time. All insurance companies bend you over, but I feel well and truly screwed by MCE. Stay away.”

Helpful Report

Posted 9 years ago

“Nightmare company to deal with in the unfortunate event of making a claim!! MCE do not honor their written documentation, or their verbal word. Ended up dealing with Insurance Ombersman for resolution, process delayed/stalled by MCE for over 3months. They just add additional excesses to the policy not described in their PDS. MCE will scalp you wherever possible. Look elsewhere as you do not want the timely stress and headaches. Amateurs!”

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(Motorbike Insurance) - Posted 9 years ago

“Everything went wrong. They are young people answering the phone.. Can never get through - spoke to 20 different people in one day.. Absolute waste of time. How can they be the No.1 Motorbike insurer... Terrible experience, and weve only just taken the policy out...”

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Posted 9 years ago

“cheap and very easy to get insured with and also insured me for everything i wanted”

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(Motorbike Insurance) - Posted 9 years ago

“Bike got stolen 6 mouths ago ant still no pay out very poor never herd of them in about 3 months”

Helpful Report

Posted 9 years ago

“Bike got stolen waiting for payout that's when it all goes wrong waiting waiting oh and waiting it's been 3 months and still waiting phone them 1 - 2 times a day but still no payments”

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Posted 9 years ago

“Great for first insurance rates are good”

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(Motorbike Insurance) - Posted 9 years ago

“mce are the worst insurance provider I have used in 45 years of motorcycles . it took them 6 months to pay out my claim .that was after I got a solicitor involved..”

Helpful Report

(Motorbike Insurance) - Posted 9 years ago

“took 5 days to send docs ,that i had had to chase them up and then they put down no reg ,so had to chase up again ,im still waiting for docs”

Helpful Report

(Motorbike Insurance) - Posted 9 years ago

“All insurance companies should be able to adjust the compulsory price”

Helpful Report

(Motorbike Insurance) - Posted 9 years ago

“bunch of jokers who take your money and dont email you documents.I'll never use these crook's again.Tried to flog me total crap excuses regarding there email server.”

Helpful Report

Posted 9 years ago

“MCE IS CRAP, ROGUES, SCOUNDRELS, AVOID THEM LIKE HELL!!! WHEN MY MOTORBIKE GOT STOLEN, THOSE PEOPLE TURNED MY LIFE INTO A LIVING HELL AND RIPPED ME OFF EVEN FURTHER INSTEAD OF ANY HELP!!! DOING IT OPENLY, ARROGANTLY, LAUGHING AT MY FACE!!! ********************************************************************* When I signed up to MCE, I took their TOP COMPREHENSIVE plan for a motorbike, which included theft insurance. There came a day when my motorbike was STOLEN. I declared the theft to the police and to MCE. The woman from MCE I talked to told me that I had to wait two weeks in case the motorbike would be found. She said that if the motorbike was not found, MCE would pay me the price of a new one. Indeed, my motorbike was found by the police within 2 weeks. It was abandoned by the thieves, badly damaged and half-destroyed. The police sent me a letter stating that the vehicle was at the Police Pond and needed to be collected within 10 days, and that they were charging me a daily fee for the storage. I called MCE, and they reassured me that because I was paying the comprehensive plan including theft protection, they would collect the motorbike from the Police Pond themselves, have it repaired and deliver it back to me at no cost. That day, it sounded like paradise. I was not even realising that the real HELL was only starting. Weeks were passing, but nobody was collecting my motorbike from the Police Pond. I started calling MCE to get some news, but the Christmas period was approaching, and one would need up to an hour or two now just to get through to them, let alone the horrendous number of options to type (press #1, press #5, press #3... you know the drill). Five or six times I called MCE would tell me that my motorbike would be collected "tomorrow", but then absolutely no news again. After two weeks I called the Police Pond, who told me that MCE had shown up once, but had the wrong van and equipment on them (like they did not know which motorbike make it was), so they gave up and left without any further notice. MCE finally collected my motorbike about three weeks later, without providing me with any updates, and by now forcing me to call them almost every day, wasting up to an hour to reach them. EVEN THEN, THE HELL WAS ONLY STARTING. About three weeks later, MCE contacted me with a quote for the repairs of the damaged vehicle. Their quote came to £2,000, and then they nicely informed me that despite my "top comprehensive" insurance plan I had an excess policy of £1,900... so they would expect me to pay £1,900 and they would pay £100. Astonished to find out about that excess policy (that nobody had even mentioned to me when I was setting up my insurance plan), I went back to my contract with MCE to try to find where it was stated, and after going through all of their documents finally found one small line "MCE1 - £1900.00,MCE6,MCE7,MCE9,MCE14,MCE15,MCE16,MCE106 (see table below)". That's all. IT ALL CLEARLY LOOKED LIKE MCE WERE BRINGING BUSINESS TO THEIR BUDDIES. As my confidence in MCE started dropping, I asked them for a document describing the damage to the motorbike, so that I could ask for a quote from another repair shop. It took me another two weeks and a dozen of new phone calls (each on average a half-an-hour to get through) to finally get such a document out of them. My own dealer gave me a quote of £1,200 for the repairs (compared to the £2,000 quote from MCE), so I called MCE to say that I would prefer to have the bike repaired by another shop. MCE told me that in that case I would have to cancel the claim with them, pay them claim cancellation fees (about £400), pay for the 3 weeks of storage fees at the police pond, make all arrangements myself to collect the motorbike back from Bedfordshire where they had taken the bike, and have it delivered back to London at my own expense. AT THAT POINT THE WOMAN FROM MCE (NICKY) WAS PRACTICALLY LAUGHING AT MY FACE, REMINDING ME THAT WHICHEVER OPTION I TAKE, THEY WOULD RIP ME OFF ANYWAY NOW. I tried to reach their line managers several times to complain. That only resulted in an extra 3 weeks of my case being "studied by the management". Three more weeks during which they would never give me any updates, and it would take up to an hour every time to reach them on the phone again. After three weeks, I finally managed to negotiate at least the pond fees and to have the bike delivered back from Bedfordshire to London. THEY STILL MADE ME PAY ABOUT £400 TO CANCEL THE CLAIM. Someone called me to collect the payment (when it comes to collecting payments, MCE are really efficient) and told me to wait for the news from their delivery service. Needless to say, I had to call again several times to get any news from the delivery service. ANOTHER HELL STARTED FROM THAT DAY. I kept calling to get any updates on the delivery date, but they were only telling me that now that my claim was cancelled, the delivery was handled by their partner, and they were assuming no responsibility over it. When I was trying to reach their partner (several times getting hanged up upon), they could barely speak any English, and always promised me "tomorrow"... yet nothing would happen "tomorrow". I would call back again and again, and they would promise "tomorrow" again and again. THAT KEPT GOING ON FOR ANOTHER MONTH. ********************************************************************** IN TOTAL: - MCE HAVE KEPT MY VEHICLE FOR 4 MONTHS - HAD ME CALL THEM DOZENS OF TIMES GOING THROUGH HELL TO GET THROUGH - MADE ME WASTE DOZENS OF HOURS OR DAYS ARGUING WITH THEM - LAUGHED AT MY FACE AND BLACKMAILED ME - MADE ME PAY THEM £400 - DID NOT HELP ME OUT WITH A PENNY ********************************************************************** If you want the same thing to happen to you, then MCE is your choice.”

Helpful Report

Posted 9 years ago

“Out standing been with them 2 years now and have not had no problems”

Helpful Report

(Motorbike Insurance) - Posted 9 years ago

“Worst Insurance company ever... my car was hit from back, bumper and rear door with lights smashed.. hire vehicle was promised on day 1 but not been provided as of yet.. today is 9th day since accident and no one has ever rang me to arrange a car assessment, no hire vehicle provided and the worst thing is no one ever calls u back.. I have to keep on calling them and never get any satisfactory reply to any of my queries.. all they promise is a call back which never happens... Basically this company is a fraud and doesn't give a damn about their clients.. Never ever go with them..”

Helpful Report

Posted 9 years ago

“Called up customer services at 20 to 5 (closing time) as that's the earliest I can do after work and I simply asked how my claim was going which would have taken minutes to answer but nope I was put on hold for 15 minutes till 5pm where the phone was put down... shocking customer service... I only called because I've had no update in 3 months not a single email or phone call... steer clear!! My old insurance bikesure were amazing I'd recommend them and I will be returning back to them next time I'm insured.”

Helpful Report

Posted 9 years ago

“Phoned them to see if i was insured to ride other bikes, was put on hold for 20 minuites, in the end i put the phone down!”

Helpful Report

Posted 9 years ago

“Cancellation policy is very poor. Refund is not based on pro rata but instead on percentages they have chosen. After 5 months, I am being returned 10% of the original fee.”

Helpful Report

Posted 9 years ago

MCE Insurance is rated 4.0 based on 5,344 reviews