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Barclaycard Reviews

1.1 Rating 990 Reviews
3 %
of reviewers recommend Barclaycard

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Barclaycard 1 star review on 18th September 2025
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Barclaycard 1 star review on 23rd June 2025
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Barclaycard 1 star review on 2nd June 2025
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Barclaycard 1 star review on 28th May 2025
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Barclaycard 2 star review on 22nd May 2025
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Barclaycard 5 star review on 22nd May 2025
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Anonymous  // 01/01/2019
Barclays doesnot help their customers! Have gotten beter help from other banks and didnot expect such poor service from Barclays. Would not recommend!
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Posted 4 years ago
the banc did furnice anew card for the expire one to my wife i went to harborne branch i was told to ring the no. on the card i spent 8 hours on the phonewhen i got true i was asked for the sort code and account no. four times and i got cut off the worst experience of any organisation they diserv less than a zero
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Posted 4 years ago
Barclays is by far the worst credit card you can get. Literally if people die they don’t care. They are disgustingly greedy and vile. Don’t use this card and company. Spend as much money as possible to their competitors
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Posted 4 years ago
I am a former Woolwich customer who was auto transferred to Barclays when they took over Woolwich building society. I used to travel all over Asia without problems on my Woolwich card. As soon as I transferred to Barclays they blocked my card every time on my first ATM airport transaction in a new country. They belittled me as I had to ask each hotel I arrived at if I could use their phone to get through to Barclays and have my card unblocked before they took a deposit for my room. Consistently blocked for ten years so please do not use B/card as your main credit card when travelling abroad. Their computer system blocks and no amount of phone calls to customer service before you travel can alter the computer algorithm. Secondly, December 2021, they put my credit limit down from £11,500 to £1,400 and I have not missed a payment on over 400 accounts in my Experian account for the last 15 years having perfect credit for most of the time (855 presently which is fair). I closed my Barclaycard account and transferred the outstanding amount to a Zero % card today and I recommend you do the same also if you can. The nastiest of all the banks who really do not care how they treat even their best customers. Avoid them at all cost.
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Posted 4 years ago
37 years with Barclaycard, held a Platinum card with £10,000 plus credit available. never missed a payment, last payment in November over £4,000 ! I have assets of over £400,000. Received a letter on Xmas eve ( 24/12/21 ) Advising my credit limit had been reduced to £600 ! With effect from 22/12/21 ! To say I was upset is an understatement, I phoned Barclaycard and to my amazement eventually got through at 4:25pm Xmas eve. I spoke to a very polite guy called Nigel, who said he was going to speak with the decision team. He came back and said the decision to reduce the card stood ! It was not negotiable, and if I wanted to apply to have the limit increased I should contact them in 6 months time ! And I told him that would never happen. Pre Covid I have used the card all over the world. I only have the one card and the Barclays Bank account, both in force 37 years. I recently paid off my mortgage with Barclays Bank ( Oct 21 ) They held my former business account for 10 years. I have on deposit at Barclays Bank many times the card credit limit. I represent no risk to Barclaycard whatsoever ! Why the reduction? They have adversely affected my credit rating for what reason I do not know 🤷‍♂️ My advice is don’t bother with Barclaycard, ever. They are a joke company who have no idea about lending risk. If I were lending money I’d want my business 100%
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Posted 4 years ago
The bank closed my account, without warning and for no reason and this closure hurt my credit score. I did not owe them money, I was not late and I had not actually used the card in some time - which is the reason they gave me for the closure. When I called to get it reinstates so that my credit score would not be hurt by the loss of credit limit, they refused.
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Posted 4 years ago
For months I have been unable to exchange my points for travel credits. I have filed 3 complaints. They did manage to resolve one by awarding me the travel credit manually. I tried unsuccessfully to obtain a travel credit using a hotel stay. The points expired without my being able to use them. This dispute is endless. I just got a Capital One card and will cancel Barclays as soon as they resolve my disputes.
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Posted 4 years ago
Received a letter saying they had… Received a letter saying they had lowered my credit limit two days ago. Then ask me to call customer service to discuss waited for 25 mins to get through. Told that I would be put through to another department. Was cut off. Phoned again took 30 mins to get through, told they wouldn’t cut me off and said they would transfer me again. Got put through to an automated service. Waited about 30 mins again. When I got through I asked to speak to a manager. Was told that there were no managers available. I said you must have a supervisor or manager that I could speak to was told that there were none and that they were not allowed to give out managers details. I explained that I received a letter that Barclays were lowering my borrowing limit quite substantially. And they had done that two days ago and I only got the letter after they had done it. This has left me with no money to spend at Christmas. They say the change was because of missed payments credit ratings. I looked at my Experian account which was excellent and I have made all my payments. I asked to speak to a manager she said there were none available. I asked for details of someone to contact she said theirs no one to contact and Barclays will review in 4 months. I have been with barclaycard for over 21 years and never had such bad customer service and never have I had to complain. I was told that I was being awkward and that the employee was going to put the phone down on me of which she did! Worst customer service ever! I wasn’t rude in anyway just wanted answers and to speak to a manager.
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Posted 4 years ago
Customer service is absolutely the worst !! I don't usually say this in a review but...... These people r the worst ,they can't understand how to deal with a problem ,they keep asking the same questions ,it's obvious they don't have a clue what they r doing .at the end they told me to deal with the problem myself ,zero resolution ! It's a joke !!
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Posted 4 years ago
Worst credit card experience I have ever had. I had a fraudulent charge in Febryary 2021. Filed a dispute immediately in March 2021. First alarm was that they did not give me a credit for the charge in question. They said if I don't pay it I will get late fees. Checked back every month on the status, no progress! It is December 2021 now. Checked again, they told me last week they would elevate to urgent. Heard nothing. Called last night, was told to rather wait on hold I would get a return call within 2 hours from dispute department. No call. I am closing this card now. $90 down the drain but so be it.
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Posted 4 years ago
TLDR review: EW (yuck!) Words cannot describe how bad their customer service and web interface is. They had reasonable rewards on the Uber card until they transferred the points over without really announcing it except in some weird thing in the mail with no details... well basically it reduced your rewards to nothing if you didn't spend them before the switch over. Never really liked them for the past few years but found that really over the top. Also 20+ minute wait times and the one time I had to dispute a charge they did it via mail and it was a vastly inferior experience to what I had at Capital One which isn't exactly a rich person fancy bank. Absolutely no reason to use their credit cards.
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Posted 4 years ago
Rewards offered via postcard don't exist, instead once in site it baits&switches my rewards . After 5 attempt to reset password i finally gave up, calling the 24 hour number is a 2 hr. waste of time- put on hold. This is why I shredded the card after 1 month.
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Posted 4 years ago
Believe the reviews these guys have the worst customer service ever. Phone support is a joke, evidently it’s been totally outsourced offshore to folks who only give scripted replies you can barely understand. Asking for a supervisor is futile as no one answers the phone.
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Posted 4 years ago
I am bitterly disappointed by Barclaycard, their service and their staff. I am a pensioner who while on a recent trip abroad to visit my son, used my credit card to pay £800 for a service. This company then went against their own terms when I cancelled within 24-hours, and kept my money. I used my credit card to protect myself. I have called Barclaycard to help me a number of times. No one has offered any support, or kindness, just referred to me the financial ombudsman. I feel so so let down. This is an amount of money that impacts my life and my future. Do not choose Barclaycard for your credit, don’t make the same mistake I did.
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Posted 4 years ago
I have had trouble with Barclaycard allowing fraudulent debits from MELODYWAYS.COM for almost TWO years. Despite my telling them to block this company, many times, Bcd always allow them to, & reverse the debit within 7 days. That does not solve the interest problem, nor the abrupt fall in available funds. Barclaycard also LIE to me regarding their accessibility online. Below, two screen pics within an hour ago showing first their lie that services were down, then, immediately thereafter, their own Web report showing that their services are working! Seeing is believing - Barclaycard LIE to their customers!
Barclaycard 1 star review on 9th November 2021
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Posted 4 years ago
Well, after being an excellent customer for several years now, recently they just took my credit line down several thousand dollars which made my credit score go down by many points. It was very upsetting. I have never been late with them. It took going to the top person after several months trying to get fraudulent charges and interest off my bill. I had written 2 letters-heard back nothing. Finally the lady at the top got it straightened around. It was 2-3 months before I got back all the interest due me, but she got it straightened out, finally. I think they are ticked because I have made no new charges for several billing periods. I want to get their card payed off, as it is my highest interest card.
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Posted 4 years ago
Have not since April 2020 been able to get resolution on credit card dispute. Not because of complexity but because Barclay has not started investigation into dispute. Impossible to talk with someone that can make discussions. Always told someone will contact you next 7-14 days. Company is a joke.
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Posted 4 years ago
I have an 800+ credit rating and after switching from Chase, stupid Barclays gave me a freak*ing 16% rate!!! Idiots. they just lost a customer. Plus their phone call in for account info and help is a huge problem. Bye bye Barclays
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Posted 4 years ago
It is impossible to speak to someone on line. I have spent an hour calling all the telephone numbers they offer and even pressing the button to report a lost card doesn t put you through to a person. Which means my only option is to write a letter.
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Posted 4 years ago
There was a charge on my Barclay card in August that I paid in full on time. However, unbeknownst to me, they kept charging interest and reported me to the credit bureau, which produce a drastic increase in my credit score
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Posted 4 years ago
Barclaycard is rated 1.1 based on 990 reviews