Capitec Bank Reviews

Name: Capitec Bank
Rating: 1.92

1.9 Rating 332 Reviews

22 %

of reviewers recommend Capitec Bank

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1.9

Based on 332 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
On-time Delivery	Greater than 27%
Customer Service
Communication Channels	Telephone, Live Chat, Email
Queries Resolved In	Over A Week
Customer Service	2 out of 5

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Capitec Bank 3 star review on 26th June 2025

Ayesha

Capitec Bank 2 star review on 12th June 2025

Owen Carleton

Capitec Bank 1 star review on 2nd June 2025

WhatsApp Number (+ 4 4 73 88 6 97 9 58.) Help Me When I Was Deceived By Online Investment Company

Capitec Bank 1 star review on 20th May 2025

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“The capitec app always has these "planned maintenance" around 1am and 3am where the app is unavailable. It is very upsetting, because first of all, why isnt there any notificatio, email or pop up to say that the app will be offline... It just is off for no apparent reason, and most of the time there is little to no changes!”

Capitec Bank 1 star review on 29th May 2024

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Posted 1 year ago

“Their service is 💩💩💩💩, I wouldn't advise anyone to join this bank”

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Posted 1 year ago

“My account was blocked on Wednesday incident#**********35. I went to the bank only to be told that there was *****ulent money transferred into my bank account OK granted I adhered to all their demands where I needed to submit certified documents confirming that the money that came into my account was as a result of the car i sold. The issue is I now have to follow up with the bank regarding the status of my account, which has been unfruitful and had to deal with *********** employees at the branch in Protea Glen, only today I had a Lungi who took the initiative to call the forensic department to find out what could be the delay in their feedback seeing that all docs are submitted. They told her. PLEASE LISTEN TO THIS! "they are waiting for documents from the VICTIM meaning the dealership to also send their documents. My question was if they don't send these documents then what? At this point I have 3days without money, I cannot access my salary, my debit order can't go through. Who is going to pay for all these penalties? Who is going to refund me for the time I have wasted skipping work to do affidavits and certifying documents? Who will reinstate me at my job if I lose my job because of the time I'm beginning to take off from ,work unnecessarily. Why didn't capitec detact this *****ulent money before it came into my account? At this point I would like to move all my funds from this **** of a bank and by the way the dealership you are saying sent *****ulent funds is waiting for a letter confirming these allegations as this is defamation their business let's see how far you get with that. A case has been opened so far with the dealer and I will definitely get my lawyers to take up with the *********** forensic department but as for me I'm taking my money somewhere else.”

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Posted 1 year ago

“Sent money to the wrong account, the persons phone has been off ever since and my money is still on the account. All the tell me is they can't reverse it, I must open a case against the person they can't even provide me with their details, like there's no fraud happening here I just want my money back”

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Posted 1 year ago

“It's the worst experience of my life. Poor customer service coupled with no calls to update or respond to numerous calls. It's an insult to modern banking and the employees are poorly trained if at all and worst of all is there credit mobile service they never call u back and you need to spend a small fortune on airtime to get info and smallest amount of perspective. Avoid them at all cost ie Hershel Teeling the worst team leader and down right pathetic. Save yourself the frustration and bank elsewhere”

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Posted 1 year ago

“Dear CEO Gerrie Fourie and Capitec Forex Management, We urgently seek your assistance with a delayed international payment to our Capitec Bank account. Despite assurances of a 3-7 day processing time, it has been over 15 working days. As per Nedbank, they have released the funds on their side. This delay has caused immense hardship, jeopardizing our home payment and children's education. We've reached out multiple times for a resolution but to no avail. Our family is in distress, and we implore you to intervene promptly. Your swift action and empathy in this matter would be greatly appreciated. Thank you for your attention. Best Regards, Cohen contact number 0794177576”

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Posted 1 year ago

“I've now been in Port Elizabeth for over 24 months. The capitec ATM at the 5 Ways Center has NEVER BEEN IN WORKING ORDER. Really, sort it out”

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Posted 1 year ago

“Good capitec are excellent”

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Posted 1 year ago

“If the was a -10 I would give this bank, I queried the unauthorised Vodacom debit order and cancelled it about two months ago, they never bothered to get back to me nor action it. I guess it is mass banking hence the extremely poor service.”

Capitec Bank 1 star review on 30th April 2024

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Posted 1 year ago

“Was at the branch Sam Ntuli Mall Katlehong from 11h20 it's now 14h29 not assisted. Consultants are going in and out without attending clients. Other consultants are just stationed chit chatting”

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Posted 1 year ago

“This lady will take Capitec Business to new heights am telling you after 3months of not getting help nor any resolution, she came through WITH JUST ONE GO!!! Wow what an Intelligent young lady, you can feel her smile , willing to go an extra mile , and dedication to her work!! BEST OUT OF THE BEST... CAN YOU BE MY BANKER PLEASE? I WOULD LIKE TO HAVE A WORD WITH YOUR MANAGER WOW!! Mapho Machabe well done smart lady.”

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Posted 1 year ago

“Poor service, I got no help. The worst bank ever!!”

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Posted 1 year ago

“The lady at Capitec Branch Preller Walk,assisting my mother sorting out a eft payment error she made on a RCS account SLEPT infront of my mother while she was on the call with RCS. Never in my life had I seen that it is OK to sleep infront of a customer!!!”

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Posted 1 year ago

“Hi I'm nothando Lekgobotlio I came to Nigel branch I was assisted by Nthabiseng Mashaba and she gave me nice treatment and I would recommend everyone to this app”

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Posted 1 year ago

“I've received the best service from Nana at Hillbrow Elkam branch Thank you 😊 soo much 💖 u are the best Nana”

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Posted 1 year ago

“horrible online system. hardly ever works”

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Posted 1 year ago

“What ever you save on transaction cost and admin fees you will lose on Airtime when you want to query transactions etc. Turnaround time with feedback can take WEEKS. Rather bank with more professional banks.”

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Posted 1 year ago

“I just noticed that after my debit order goes off, the usual interest is added plus additional costs. But two days after more interest and costs are added. And this has been for months at a time.”

Capitec Bank 2 star review on 5th April 2024

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Posted 1 year ago

“Capitac bank its a nightmare they have too much hidden charges and if you go to ask about it oh god!! They know how to lie about it. WORSE BANK EVER!!!”

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Posted 1 year ago

“I’m so disappointed with Capitec I switched from Nedbank to you guys all most 3 months for my business I’m still waiting for the speed point when I open the account in Sandton the lady log a call in front of me to order the speed point the guy said his coming his working in Randburg area till today I’m still waiting the sad part is 90 percent of my customers are paying by card 😭😭😭I tried calling the 0860667706 they said I need to re apply I don’t understand it’s been three months Please help”

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Posted 1 year ago

Capitec Bank is rated 1.9 based on 332 reviews