Lloyds Bank Reviews

Name: Lloyds Bank
Rating: 2.49

2.5 Rating 1,262 Reviews

37 %

of reviewers recommend Lloyds Bank

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2.5

Based on 1,262 reviews

Shipping & Delivery
Delivery Methods	Postal Service
Customer Service
Communication Channels	Telephone, Email, Live Chat
Queries Resolved In	Over A Week

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Lloyds Bank 1 star review on 4th July 2026

Anonymous

Anonymous // 01/01/2019

Sort by: Most Recent Most Recent Highest Rated Filter: None None 5 Stars 4 Stars 3 Stars 2 Stars 1 Stars Helpful

“Please note this was the 2nd time I had chance to deal with Lloyd for my car insurance I found their service so good in every way the customer service is very helpful and always do their best to provide all the information I must say very happy will deal with them again”

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(Car Insurance) - Posted 5 years ago

“Amazing and friendly staff, very easy to talk to.”

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Posted 5 years ago

“😡 Very disappointed with Lloyds services! Business account was hacked, new business debit card was requested (by fraudulent) and collected from one of the Lloyds branches. Money was withdrawn on 8 occasions in two weeks. We spent so far 7 days and many hours on the phone with Lloyds bank representatives, reporting, repeating same story all over again. Few of them were so unprofessional, they made us feel like we are wasting their time. After second phone call, we were reassured that all cards and account is blocked, but in reality another 7 episodes happened.”

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Posted 5 years ago

“Impossible to contact or work with. Utter contempt for the customer, useless and unhelpful tech. You can NEVER speak to anyone.”

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Posted 5 years ago

“Lied to, abused, 4 months money not given back, bereavement team terrible, made a bad time much worse.”

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Posted 5 years ago

“It's the most corrupt bank I have ever known. Avoid.”

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Posted 5 years ago

“Glad I was with Lloyds through the pandemic. They always had a branch open in manchester and always had staff on hand to help. Felt reassured when staff from my local branch were at the only open branch and they recognised me.”

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Posted 5 years ago

“Will never come back to this company”

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(Car Insurance) - Posted 5 years ago

“Hannah in the credit card department went above and beyond to help me with my query. I could not fault her efforts and customer service. It was a really lovely interaction.”

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Posted 5 years ago

“Opened a new business. I had to wait for a new account more than one month. After I received a bank account another two months more for a visa card. How to do a business with my customers?”

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Posted 5 years ago

“Good customer service”

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Posted 5 years ago

“Good lord. They don’t answer your call. When they do, you have to wait for 50 minutes! And they had to direct me to another staff which again made me wait for x minutes l I really didn’t know how long as my mobile credit ran out! When you go to the bank, they then chase you away and suggested me to call. It’s a vicious cycle. In short, VERY POOR CUSTOMER SUPPORT”

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Posted 5 years ago

“waited for over an hour to talk to someone to approve of a payment and issues with my card, so they had to send two other cards over, absolutely ridiculous and will be moving banks instantly.”

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Posted 5 years ago

“Interesting that the insurance was actually with LV but cheaper”

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(Car Insurance) - Posted 5 years ago

“Very poor internet service. Always having problems with 4-digit password that is supposed to be sent to my mobile phone. Today I phoned via landline and gave all info requested and then passed to someone who can't help and then transferred to someone else with a waiting time of one hour. I am exploring if it is better to close Lloyds account and open a new account with other bank.”

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Posted 5 years ago

“I have never seen such worst staff in a bank branch ever. I had bad experiences with online customer support but face to face it was my worst experience so far where i was seeing how bluntly the staff was lying. It happened at their New Malden Branch in London. Two female cashiers and the branch manager are either totally unqualified or dont know how to behave with customers. My wife and I was discriminated by two female cashiers, and ewere given wrong information. I then wanted to speak with manager to complaint about the staff and you know what happened? the manager started shouting on me without even listening to me, because the cashier lady who gave me wrong info despite me telling her i have already spoken with Lloyds customer support team on phone and that they are wrong. She then went into the manager's office and told him lies, and later on i proved it to manager that she was lying and manager started justifying that he saw tears in her eyes etc etc . I bet LLoyds team have access to cctv recordings and audio converation we had on cashiers windowto see what happened that day, and can see how their staff is behaving with clients. The manager also refused to register complaint and told me to do it online or by phone. I have already reported it and will update once i have the feedback from LLoyds complaints department and after that i may also name the staff. I have been with Lloyds for over 8 years, only one issue that i had in Worcestor park London branch where manager refused to accept my Id card as a proof of identification, but i didnt report that time, but this branch is full of raciest people to be frank. Complaint register with the department and also closing my account with Lloyds once the complaint is resolved.”

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Posted 5 years ago

“Very efficient all aspects of their businesses,it is carried out with the utmost professionalism . They do what is says on the policy.”

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(Car Insurance) - Posted 5 years ago

“Lloyds do not ever answer the phone - I know we're going through a pandemic, but this should not impact Lloyds to the extent whereby they have become completely useless to assist. (p.s I know there are good people at Lloyds, this review is more focused at those at the top making the decisions - pull your finger out, help your customers and your staff who are on the ground trying their best!) Every single month I recieve a letter containing 8 pieces of paper, stating that I owe a small amount of money on my Club Lloyds account (monthly account fees). 10+ calls later, tweets & attempts to pass recovery screens and I'm still sitting here unable to move forward with this - I just want to close the account and NEVER have to deal with a high street bank again. Furthermore, a negative credit entry has been published to my credit record every single month for the past 8 months, and I have absolutely no way of correcting this - this has had a dire impact on my ability to apply for a mortgage or credit options, and at 25 years old, this is appalling. Update: Today I FINALLY got through to someone, a nice lady who did their best to assist me, unfortunately they couldn't take payment from me because my account had been referred to the collections team. The lady made 5 attempts to phone various different numbers, however all of these numbers were closed, so despite the lady trying her best to help, she was powerless in the matter and so I'm still at square 1. My average working day starts at 8am and ends at 8pm, I don't have time to call Lloyds and wait in ridiculously long call queues. I'm extremely disappointed, and quite frankly if a debt collector turns up at my door for what will no doubt be £30, I will literally make my crappy Lloyds card ricochet off their vehicle. Thanks for nothing, you're not a bank that cares. Oh and btw the reward that SHOULD come with the card never got sent to me - The gourmet society card.. haha... Update 01/03/2021: A member of staff at one of the branches was able to provide me with sort code and account number, alongside a reference for the collections department, so I hope that this is my last ever interaction with this bank. I'm still very bitter towards this situation because the member of staff at the branch initially told me that the account had no negative charges on it, and had to make several calls to move this forward. Right now, I have a bad credit score which is going to take many many months to improve, in addition the Lloyds benefit which I should have been sent earlier in the year did not ever make its way to me, so I've effectively been paying for a sub-par service. The amount of £12 was referred to your collections team!! Seriously, £12!! You bloody spent more than that in paper lol, think of those poor trees that are getting cut down just so you can tell me that I owe a lousy £12... You literally ruined my credit score for what is the equivalent of 2 sirloin steaks in a supermarket. Conclusion: I don't think I'd ever bank with Lloyds again - I'm appalled by how bad your phone's are managed - there is a pandemic for goodness sake, why is the service so bad to the extent whereby ones only option is to visit a store!! No one wants to sit on the phone for 30+ minutes, it's ridiculous. First direct are a great bank, who go out of their way to provide an amazing service, I've never had to wait longer than 3 minutes to speak to someone - take a leaf out of their book, they are doing banking right! You'll probably never respond to this review but hey, I hope it helps someone in their pursuit to pick a good bank :)”

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Posted 5 years ago

“Lloyds bank employees(particularly Southampton -above bar branch )are very professional and helpful. Today I had an amazing experience meeting Rashida Khan. She was very responsive to all my requests regarding my personal account and she help me to resolve all my requests. Thank you very much Rashida and team. Catalin”

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Posted 5 years ago

“Easy to setup , great price . No nonsense company good name .”

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(Car Insurance) - Posted 5 years ago

Lloyds Bank is rated 2.5 based on 1,262 reviews