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Pets Best Insurance Reviews

4.3 Rating 28,930 Reviews
80 %
of reviewers recommend Pets Best Insurance
4.3
Based on 28,930 reviews
Shipping & Delivery
Delivery Methods
Postal Service
Average Delivery Time
Next Day
Documents Delivered On-time
Greater than 86%
Customer Service
Communication Channels
Telephone, Email, Live Chat
Queries Resolved In
Under An Hour
Customer Service
4.4 out of 5
Cancellations & Refunds
Cancellation Process
Very Easy
Read Pets Best Insurance Reviews

About Pets Best Insurance:

At Pets Best, our mission is to end economic euthanasia by helping to ensure pet owners are financially prepared when their pets need unexpected veterinary care. We strive to give pet owners peace of mind by taking the financial worry out of owning a pet, so you can make the best decisions for your dog or cat.

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Phone:

1-877-738-7237

Anonymous
Anonymous  // 01/01/2019
Took way too long to process claims, considering that all documents were provided the same day claims were received.
Helpful Report
Posted 2 years ago
Hi William, thanks for your time and feedback. Rest assured, we’re continually focused on enhancing efficiency and reducing the time it takes to process claims. Claims are processed in the order they’re received. Claims take an average of up to 15 days to be completed. However, more complex cases, depending on if additional information is needed, take up to 42 days currently. We apologize for any inconvenience this may have caused and thank you for your patience. We hope you have a good day. – PF
Posted 2 years ago
the Insurance portion is good, albeit pricey. It saved us when our, then 4-year-old, German Shepherd had his accident. It was a huge help with those bills. The annual coverage is not as good as we expected. The limits do not cover the full cost of annual checkups or vaccines and tests for the dogs, as needed. We have a higher coverage percentage which is a plus from time to time. I am not sure that the yearly cost of almost $2K is warranted though. Our dogs are fairly healthy so they don't require much "extra care" outside the normal day-to-day. We do have 3 dogs and 1 cat on the policy, and I just reduced the coverage on two of the animals due to an increase in the cost of the insurance.
Helpful Report
Posted 2 years ago
Hi Dawn, thanks for your time and feedback. We're glad to hear that we were a huge help when your 4-year old German Shepherd had his accident. Our Wellness Endorsements are a set schedule of benefits that are not subject to a deductible or co-pay. Each line item on the schedule is the maximum the policy will pay for that line item for your pet in a policy year. Unfortunately, your pet may use up the benefits quickly depending on what your veterinarian charges for their services. To keep the additional premium for the Wellness Endorsements reasonable for our Policyholders, they are not designed to fully cover all your wellness needs, but to assist you with the financial burden of your pet’s annual wellness care by providing some reimbursement of what you paid to your veterinarian for their services. You can find your Wellness Schedule under Documents and Forms in your account on our website. Policyholders can request to change or remove the wellness endorsement within 30 days prior to their renewal (anniversary date with us) for the effective date of their renewal, or within 30 days after their renewal for the effective date of their renewal, as long as they haven’t taken their pet to the veterinarian from their renewal date to the date they make the request. Premium increases happen at your renewal or your anniversary date with us. That’s when we consider your pets to be a year older. The premium at renewal is not based on the claims you’ve submitted, but it is based on your pet’s age, breed, and the cost of veterinary care in your local zip code area. As pets age, their odds of needing medical care increase, as do the odds this care will be more expensive. Premium changes occur annually at renewal to balance these age-related health risks with rising medical care needs. If you’d like, we’d be happy to go over your concerns with you. You can contact our Customer Care Team by calling (877) 738-7237. Our phone hours are Monday through Friday from 6:00 a.m. to 7:00 p.m. MT and Saturday from 6:00 a.m. to 2:00 p.m. MT. Another available option is to chat with an agent by logging into our website at www.petsbest.com and clicking on the blue speaking icon. Our chat hours are Monday through Friday from 7:00 a.m. to 6:00 p.m. MT and Saturday from 7:00 a.m. to 2:00 p.m. MT. We look forward to hearing from you if we can be of assistance and hope you have a good day. – PF
Posted 2 years ago
Very long turnaround time for reimbursement. Rates have gone up, might be looking for another insurance company.
Helpful Report
Posted 2 years ago
Hi Karen, thank you for your time and feedback. We regret to hear you might be looking for another insurance company for your pet’s insurance. Rest assured, we’re continually focused on enhancing efficiency and reducing the time it takes to process claims. Claims are processed in the order they’re received. Claims take an average of up to 15 days to be completed. However, more complex cases, depending on if additional information is needed, take up to 42 days currently. We apologize for any inconvenience this may cause and thank you for your patience. Premium increases happen at your renewal or your anniversary date with us. That’s when we consider your pet to be a year older. The premium at renewal is not based on the claims you’ve submitted, but it is based on your pet’s age, breed, and the cost of veterinary care in your local zip code area. As pets age, their odds of needing medical care increase, as do the odds this care will be more expensive. Premium changes occur annually at renewal to balance these age-related health risks with rising medical care needs. You can review the options to reduce your premium by logging into your account on our website and going to the Benefits button under your pet’s name. If you’d like, we’d be happy to go over the options to reduce your premium with you. You can contact our Customer Care Team by calling (877) 738-7237. Our phone hours are Monday through Friday from 6:00 a.m. to 7:00 p.m. MT and Saturday from 6:00 a.m. to 2:00 p.m. MT. Another available option is to chat with an agent by logging into our website at www.petsbest.com and clicking on the blue speaking icon. Our chat hours are Monday through Friday from 7:00 a.m. to 6:00 p.m. MT and Saturday from 7:00 a.m. to 2:00 p.m. MT. We look forward to hearing from you if we can be of assistance and hope you have a good day. – PF
Posted 2 years ago
I’ve had this insurance for several years. It is getting extremely expensive for my dog that’s aging but has no health issues. I have another dog that I use the insurance for frequently due to allergies and sometimes the payouts take a very long time. I may not be able to afford it any longer for my older dog without issues so I’m going with three stars.
Helpful Report
Posted 2 years ago
Hi Alexandra, thank you for your time and feedback. We’re happy to hear that you’ve been with us for several years, as we appreciate your loyalty. Rest assured, we’re continually focused on enhancing efficiency and reducing the time it takes to process claims. Claims are processed in the order they’re received. Claims take an average of up to 15 days to be completed. However, more complex cases, depending on if additional information is needed, take up to 42 days currently. We apologize for any inconvenience this may have caused and thank you for your patience. Premium increases happen at your renewal or your anniversary date with us. That’s when we consider your pet to be a year older. The premium at renewal is not based on the claims you’ve submitted, but it is based on your pet’s age, breed, and the cost of veterinary care in your local zip code area. As pets age, their odds of needing medical care increase, as do the odds this care will be more expensive. Premium changes occur annually at renewal to balance these age-related health risks with rising medical care needs. You can review the options to reduce your premium by logging into your account on our website and going to the Benefits button under your pet’s name. If you’d like, we’d be happy to go over the options to reduce your premium with you. You can contact our Customer Care Team by calling (877) 738-7237. Our phone hours are Monday through Friday from 6:00 a.m. to 7:00 p.m. MT and Saturday from 6:00 a.m. to 2:00 p.m. MT. Another available option is to chat with an agent by logging into our website at www.petsbest.com and clicking on the blue speaking icon. Our chat hours are Monday through Friday from 7:00 a.m. to 6:00 p.m. MT and Saturday from 7:00 a.m. to 2:00 p.m. MT. We look forward to hearing from you if we can be of assistance and hope you have a good day. – PF
Posted 2 years ago
I am disappointed with this company. Procedures recommended by my vet for my dog's wellness and safety, a Gastroplexy procedure to prevent stomach torsion in Setters, for which I submitted documentation in support of a Gastroplexy for my English setter. There was no documentation as to why the procedure was not covered when I received the notice of payment email.
Helpful Report
Posted 2 years ago
Hi Katherine, thanks for your time and feedback. We regret to hear that you’re disappointed with us. Unfortunately, Gastropexy for the prevention of stomach torsion is not covered by any of our policies, as it’s an elective and preventative procedure, which is excluded. You can find your Policy Information under Documents and Forms in your account on our website. If you have any further questions, our Customer Care Team would be happy to assist you. You can contact Customer Care by calling (877) 738-7237. Our phone hours are Monday through Friday from 6:00 a.m. to 7:00 p.m. MT and Saturday from 6:00 a.m. to 2:00 p.m. MT. Another available option is to chat with an agent by logging into our website at www.petsbest.com and clicking on the blue speaking icon. Our chat hours are Monday through Friday from 7:00 a.m. to 6:00 p.m. MT and Saturday from 7:00 a.m. to 2:00 p.m. MT. We look forward to hearing from you if we can be of assistance and hope you have a good day. – PF
Posted 2 years ago
It is easy to use but I'm not sure I'm getting enough value out of my plan.
Helpful Report
Posted 2 years ago
Hi Holly, thanks for reaching out to us. If you’d like, we’d be happy to go over your claims and coverage concerns with you. You can contact our Customer Care Team by calling (877) 738-7237. Our phone hours are Monday through Friday from 6:00 a.m. to 7:00 p.m. MT and Saturday from 6:00 a.m. to 2:00 p.m. MT. Another available option is to chat with an agent by logging into our website at www.petsbest.com and clicking on the blue speaking icon. Our chat hours are Monday through Friday from 7:00 a.m. to 6:00 p.m. MT and Saturday from 7:00 a.m. to 2:00 p.m. We look forward to hearing from you if we can be of assistance and hope you have a good day. – PF
Posted 2 years ago
I really wish pets Best didn’t have such a long review period. Because of the review period, it makes me second guess getting them as an insurance provider and not considering them for my other three pets.
Helpful Report
Posted 2 years ago
Hi Briana, thank you for your thoughts, as they are important to us. We regret to hear that you’re not considering us for your other three pet’s insurance. Rest assured, we’re continually focused on enhancing efficiency and reducing the time it takes to process claims. Claims are processed in the order they’re received. Claims take an average of up to 15 days to be completed. However, more complex cases, depending on if additional information is needed, take up to 42 days currently. We apologize for any inconvenience this may cause and thank you for your patience. We hope you have a good day. – PF
Posted 2 years ago
Took a very long time to process a simple claim. Unhappy with price increase for insurance too,
Helpful Report
Posted 2 years ago
Hi Denise, thanks for your time and feedback. Rest assured, we’re continually focused on enhancing efficiency and reducing the time it takes to process claims. Claims are processed in the order they’re received. Claims take an average of up to 15 days to be completed. However, more complex cases, depending on if additional information is needed, take up to 42 days currently. We apologize for any inconvenience this may have caused and thank you for your patience. Premium increases happened at your renewal or your anniversary date with us. That’s when we considered your pet to be a year older. The premium at renewal is not based on the claims you’d submitted, but it was based on your pet’s age, breed, and the cost of veterinary care in your local zip code area. As pets age, their odds of needing medical care increase, as do the odds this care will be more expensive. Premium changes occur annually at renewal to balance these age-related health risks with rising medical care needs. You can review the options to reduce your premium by logging into your account on our website and going to the Benefits button under your pet’s name. If you’d like, we’d be happy to go over the options to reduce your premium with you. You can contact our Customer Care Team by calling (877) 738-7237. Our phone hours are Monday through Friday from 6:00 a.m. to 7:00 p.m. MT and Saturday from 6:00 a.m. to 2:00 p.m. MT. Another available option is to chat with an agent by logging into our website at www.petsbest.com and clicking on the blue speaking icon. Our chat hours are Monday through Friday from 7:00 a.m. to 6:00 p.m. MT and Saturday from 7:00 a.m. to 2:00 p.m. MT. We look forward to hearing from you if we can be of assistance and hope you have a good day. – PF
Posted 2 years ago
I have some outstanding submissions that have been waiting on review for over a month and one that I just submitted that I have already had approved. I feel it would be beneficial to have the customer be able to put in the amounts of what is wanting to be claimed. That would save you from having to figure it all out. For example: I could enter that I need reimbursement for an office visit but not a preexisting issue. Or, if I have meds that are not covered I could enter the office visit but not the medications.
Helpful Report
Posted 2 years ago
Hi Jane, thank you for your thoughts, as they are important to us. Rest assured, we’re continually focused on enhancing efficiency and reducing the time it takes to process claims. Claims are processed in the order they’re received. Claims take an average of up to 15 days to be completed. However, more complex cases, depending on if additional information is needed, take up to 42 days currently. We apologize for any inconvenience this may cause and thank you for your patience. If you’d like, we’d be happy to go over your claim concerns and suggestions with you. However, you’ll need to contact us by phone or chat so we can verify your information on a recorded line. You can contact our Customer Care Team by calling (877) 738-7237. Our phone hours are Monday through Friday from 6:00 a.m. to 7:00 p.m. MT and Saturday from 6:00 a.m. to 2:00 p.m. MT. Another available option is to chat with an agent by logging into our website at www.petsbest.com and clicking on the blue speaking icon. Our chat hours are Monday through Friday from 7:00 a.m. to 6:00 p.m. MT and Saturday from 7:00 a.m. to 2:00 p.m. We look forward to hearing from you if we can be of assistance and hope you have a good day. – PF
Posted 2 years ago
They processed my claims in a timely matter and kept me posted of progress of claim via email. Sent out an EOB explaining what was billed what was allowed what went to deductable and what co pay was. When I called with questions they did there best to answer them for me!
Helpful Report
Posted 2 years ago
Hi Paul, thanks for your thoughts as they are important to us. If you have any claims or coverage concerns, we’d be happy to go over them with you. You can contact our Customer Care Team by calling (877) 738-7237. Our phone hours are Monday through Friday from 6:00 a.m. to 7:00 p.m. MT and Saturday from 6:00 a.m. to 2:00 p.m. MT. Another available option is to chat with an agent by logging into our website at www.petsbest.com and clicking on the blue speaking icon. Our chat hours are Monday through Friday from 7:00 a.m. to 6:00 p.m. MT and Saturday from 7:00 a.m. to 2:00 p.m. MT. We look forward to hearing from you if we can be of assistance and hope you have a good day. – PF
Posted 2 years ago
While I enjoy having insurance for my dogs the premiums are set high with high deductibles. The app doesn’t always work and the claims take extremely long to be processed. I will be looking for new insurance when I have the time.
Helpful Report
Posted 2 years ago
Hi Christopher, thanks for your time and feedback. We regret to hear that you’ll be looking for new insurance when you have the time. If you’d like, we’d be happy to go over all of your concerns with you. You can contact our Customer Care Team by calling (877) 738-7237. Our phone hours are Monday through Friday from 6:00 a.m. to 7:00 p.m. MT and Saturday from 6:00 a.m. to 2:00 p.m. MT. Another available option is to chat with an agent by logging into our website at www.petsbest.com and clicking on the blue speaking icon. Our chat hours are Monday through Friday from 7:00 a.m. to 6:00 p.m. MT and Saturday from 7:00 a.m. to 2:00 p.m. We look forward to hearing from you if we can be of assistance and hope you have a good day. – PF
Posted 2 years ago
I feel deductibles are very high plus co-pays and premiums makes it very expensive annually.
Helpful Report
Posted 2 years ago
Hi Joan, thanks for your time and feedback. When you’ve received an Accident and Illness claim Explanation of Benefits from us, if any of the processing went toward the co-pay or deductible, that means the claimed condition was coverable. If a claim was denied or ineligible for coverage the amount would be in the ineligible column, and the Explanation section would show why it was denied. Keep in mind all Accident and Illness policies have a Policyholder chosen per pet co-pay and deductible that must be met before reimbursing on eligible claims. Premium increases happened at your renewal or your anniversary date with us. That’s when we considered your pet to be a year older. The premium at renewal is not based on the claims you’d submitted, but it was based on your pet’s age, breed, and the cost of veterinary care in your local zip code area. As pets age, their odds of needing medical care increase, as do the odds this care will be more expensive. Premium changes occur annually at renewal to balance these age-related health risks with rising medical care needs. You’re always welcome to reach out to us if we can be of assistance, as we’d be happy to help. You can contact our Customer Care Team by calling (877) 738-7237. Our phone hours are Monday through Friday from 6:00 a.m. to 7:00 p.m. MT and Saturday from 6:00 a.m. to 2:00 p.m. MT. Another available option is to chat with an agent by logging into our website at www.petsbest.com and clicking on the blue speaking icon. Our chat hours are Monday through Friday from 7:00 a.m. to 6:00 p.m. MT and Saturday from 7:00 a.m. to 2:00 p.m. We look forward to hearing from you if we can be of assistance and hope you have a good day. – PF
Posted 2 years ago
We pay over 800 dollars a year and our Bulldog only goes to the vet once a year and it cost us a little over 200. And when we submit a claim we only get maybe 50 back. That is a big difference. I understand that it helps cover major stuff but our bulldog is only going on 3. By the time something major happen we would have paid a fortune on insurance. I'm trying to understand the benefits of having the insurance
Helpful Report
Posted 2 years ago
Hi Lindsay, thanks for your time and feedback. If you’d like, we’d be happy to go over your claims and coverage concerns with you. You can contact our Customer Care Team by calling (877) 738-7237. Our phone hours are Monday through Friday from 6:00 a.m. to 7:00 p.m. MT and Saturday from 6:00 a.m. to 2:00 p.m. MT. Another available option is to chat with an agent by logging into our website at www.petsbest.com and clicking on the blue speaking icon. Our chat hours are Monday through Friday from 7:00 a.m. to 6:00 p.m. MT and Saturday from 7:00 a.m. to 2:00 p.m. We look forward to hearing from you if we can be of assistance and hope you have a good day. – PF
Posted 2 years ago
I pay a lot every month and it seems that every time I put in a claim, I’m told it isn’t covered..
Helpful Report
Posted 2 years ago
Hi Judith, thanks for your time and feedback. When you receive an Accident and Illness claim Explanation of Benefits from us, if any of the processing went toward the co-pay or deductible, that means the claimed condition was coverable. If a claim is denied or ineligible for coverage the amount would be in the ineligible column, and the Explanation section would show why it was denied. Keep in mind all Accident and Illness policies have a Policyholder chosen per pet co-pay and deductible that must be met before reimbursing on eligible claims. Unfortunately, we cannot guarantee specific claims outcomes, or the payment of a claim, until all information has been received and reviewed. Our Wellness Endorsements are a set schedule of benefits that are not subject to a deductible or co-pay. Each line item on the schedule is the maximum the policy will pay for that line item for your pet in a policy year. Unfortunately, your pet may use up the benefits quickly depending on what your veterinarian charges for their services. To keep the additional premium for the Wellness Endorsements reasonable for our Policyholders, they are not designed to fully cover all your wellness needs, but to assist you with the financial burden of your pet’s annual wellness care by providing some reimbursement of what you paid to your veterinarian for their services. You can find your Declarations Page, Policy Information, and Wellness Schedule under Documents and Forms in your account on our website. If you’d like, we’d be happy to go over your claims and coverage concerns with you. You can contact our Customer Care Team by calling (877) 738-7237. Our phone hours are Monday through Friday from 6:00 a.m. to 7:00 p.m. MT and Saturday from 6:00 a.m. to 2:00 p.m. MT. Another available option is to chat with an agent by logging into our website at www.petsbest.com and clicking on the blue speaking icon. Our chat hours are Monday through Friday from 7:00 a.m. to 6:00 p.m. MT and Saturday from 7:00 a.m. to 2:00 p.m. We look forward to hearing from you if we can be of assistance and hope you have a good day. – PF
Posted 2 years ago
My dog has allergies and every month I send in the same prescription. It seems that it is taking longer to handle the same issue and sometimes it is rejected. I think it takes too long to process the same information every month.
Helpful Report
Posted 2 years ago
Hi Valerie, thanks for your time and feedback. Rest assured, we’re continually focused on enhancing efficiency and reducing the time it takes to process claims. Claims are processed in the order they’re received. Claims take an average of up to 15 days to be completed. However, more complex cases, depending on if additional information is needed, take up to 42 days currently. We apologize for any inconvenience this may cause and thank you for your patience. If you’d like, we’d be happy to go over your claim concerns with you. You can contact our Customer Care Team by calling (877) 738-7237. Our phone hours are Monday through Friday from 6:00 a.m. to 7:00 p.m. MT and Saturday from 6:00 a.m. to 2:00 p.m. MT. Another available option is to chat with an agent by logging into our website at www.petsbest.com and clicking on the blue speaking icon. Our chat hours are Monday through Friday from 7:00 a.m. to 6:00 p.m. MT and Saturday from 7:00 a.m. to 2:00 p.m. MT. We look forward to hearing from you if we can be of assistance and hope you have a good day. – PF
Posted 2 years ago
Claim took 60+ days to process because of errors on adjuster's part. Poor customer service-most recent CSR continued to speak over me instead of listening to my concerns and issues and really just was not pleasant to talk to. *First CSR I spoke with was lovely* I would give her 5*. 2nd CSR gets 1*
Helpful Report
Posted 2 years ago
Hi Andrea, thanks for your time and feedback. We’re glad to hear you feel that the first agent you spoke with was lovely. We strive to deliver the best customer service experience and apologize if any of your experiences with us have fallen short of that. When we receive an Accident and Illness claim, we may need to establish the pet’s medical history, so it is normal for us to request all the pet’s medical records and veterinarian exam notes from all treating veterinarians for at least 12 months prior to the policy start to present. Each pet’s medical history is unique, so sometimes we need to find out when the pet was obtained, and acquire the names of all treating veterinarians to determine if we have all the medical records that exist for the pet during the required time frame. If we don’t receive all the pet’s medical records in a timely manner, we close the claim until we receive the required medical records. Once we receive the required information, we open a new resubmit claim and attach the all invoices from the closed claim(s) to it for processing. Resubmit claim processing time is based off the date we are able to open a new resubmit claim with the required information, as they are processed within 30 days from that date currently. We apologize for any inconvenience and frustration this may have caused and thank you for your patience. We hope you have a good day. – PF
Posted 2 years ago
The coverage is so strange how it says i am covered 100 percent wellness then i’m actually not and paying so much money per month to not have my vet bills covered.
Helpful Report
Posted 2 years ago
Hi Anna, thanks for your time and feedback. Our Wellness Endorsements are a set schedule of benefits that are not subject to a deductible or co-pay. Each line item on the schedule is the maximum the policy will pay for that line item for your pet in a policy year. Unfortunately, your pet may use up the benefits quickly depending on what your veterinarian charges for their services. To keep the additional premium for the Wellness Endorsements reasonable for our Policyholders, they are not designed to fully cover all your wellness needs, but to assist you with the financial burden of your pet’s annual wellness care by providing some reimbursement of what you paid to your veterinarian for their services. You can find your Wellness Schedule under Documents and Forms in your account on our website. If you’d like, we’d be happy to go over your claims and coverage concerns with you. You can contact our Customer Care Team by calling (877) 738-7237. Our phone hours are Monday through Friday from 6:00 a.m. to 7:00 p.m. MT and Saturday from 6:00 a.m. to 2:00 p.m. MT. Another available option is to chat with an agent by logging into our website at www.petsbest.com and clicking on the blue speaking icon. Our chat hours are Monday through Friday from 7:00 a.m. to 6:00 p.m. MT and Saturday from 7:00 a.m. to 2:00 p.m. We look forward to hearing from you if we can be of assistance and hope you have a good day. – PF
Posted 2 years ago
im new here and on my firt bill they do not cover as they said... but ill keep trying . i claimed an eye regular check . i paid 250 they cover only 50
Helpful Report
Posted 2 years ago
Hi Marianela, thanks for your time and feedback. Our Wellness Endorsements are a set schedule of benefits that are not subject to a deductible or co-pay. Each line item on the schedule is the maximum the policy will pay for that line item for your pet in a policy year. Unfortunately, your pet may use up the benefits quickly depending on what your veterinarian charges for their services. To keep the additional premium for the Wellness Endorsements reasonable for our Policyholders, they are not designed to fully cover all your wellness needs, but to assist you with the financial burden of your pet’s annual wellness care by providing some reimbursement of what you paid to your veterinarian for their services. You can find your Wellness Schedule under Documents and Forms in your account on our website. If you’d like, we’d be happy to go over your claim and coverage concerns with you. You can contact our Customer Care Team by calling (877) 738-7237. Our phone hours are Monday through Friday from 6:00 a.m. to 7:00 p.m. MT and Saturday from 6:00 a.m. to 2:00 p.m. MT. Another available option is to chat with an agent by logging into our website at www.petsbest.com and clicking on the blue speaking icon. Our chat hours are Monday through Friday from 7:00 a.m. to 6:00 p.m. MT and Saturday from 7:00 a.m. to 2:00 p.m. We look forward to hearing from you if we can be of assistance and hope you have a good day. – PF
Posted 2 years ago
It's still hard for me to understand the EOB.
Helpful Report
Posted 2 years ago
Hi Richard, thanks for your time and feedback. When you receive an Accident and Illness claim Explanation of Benefits from us, if any of the processing went toward the co-pay or deductible, that means the claimed condition was coverable. If a claim is denied or ineligible for coverage the amount would be in the ineligible column, and the Explanation section would show why it was denied. Keep in mind all Accident and Illness policies have a Policyholder chosen per pet co-pay and deductible that must be met before reimbursing on eligible claims. Unfortunately, we cannot guarantee specific claims outcomes, or the payment of a claim, until all information has been received and reviewed. You can find your Declarations Page and Policy Information under Documents and Forms in your account on our website. If you’d like, we’d be happy to go over your Explanation of Benefits (EOB) with you. You can contact our Customer Care Team by calling (877) 738-7237. Our phone hours are Monday through Friday from 6:00 a.m. to 7:00 p.m. MT and Saturday from 6:00 a.m. to 2:00 p.m. MT. Another available option is to chat with an agent by logging into our website at www.petsbest.com and clicking on the blue speaking icon. Our chat hours are Monday through Friday from 7:00 a.m. to 6:00 p.m. MT and Saturday from 7:00 a.m. to 2:00 p.m. We look forward to hearing from you if we can be of assistance and hope you have a good day. – PF
Posted 2 years ago
The process of paying my claim takes way to long. This should be a 2-3 days turn around for paymy.
Helpful Report
Posted 2 years ago
Hi Deb, thanks for your time and feedback. Rest assured, we’re continually focused on enhancing efficiency and reducing the time it takes to process claims. Claims are processed in the order they’re received. Claims take an average of up to 15 days to be completed. However, more complex cases, depending on if additional information is needed, take up to 42 days currently. When we send out an Explanation of Benefits, if it shows a reimbursement for the claim, the first page of the Explanation of Benefits advises how the reimbursement will be sent, via claim check or direct deposit. The Explanation of Benefits also advises to allow 5 to 7 days for a claim check to arrive, or if the Policyholder has signed up for direct deposit to allow 5 to 7 days for bank processing time. We apologize for any inconvenience this may have caused and thank you for your patience. If you’d like to receive updates on your phone regarding your claims, you can sign up to receive push notifications on our app under the More menu. We hope you have a good day. – PF
Posted 2 years ago
Pets Best Insurance is rated 4.3 based on 28,930 reviews