Direct Line Reviews

2.14 Rating 74 Reviews
28 %
of reviewers recommend Direct Line
Merchant Metrics
Customer Service
Communication Channels
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Anonymous  // 01/01/2019
Disgusting insurance company have been with them for 28 years only made one small claim before. Had persistent rain fall for days had my boiler pour with water ceiling and electrics also damaged. Was told by arrogant adviser that we were not covered because they classed it as not a storm.Also have no hot water or heating for over two weeks. Direct line told us we have to pay for all works ourselves saying we were wrongly covered whilst happily taking our money each month .We are definitely moving companies also we would never recommend this company to anyone. So upset and struggling these things always seem to happen at already difficult times.
Posted 2 days ago
i would put zero star if there was an option to do so. just spoke to the person dealing with my claim Elizabeth Scherer utterly rude and awful customer service. my claim havent been sorted out and theres no clear evidence that a key was used to steal my car from the cctv footage i’ve seen. they will not help but say theres nothing more they can do. i leave my car in a car garage for some repairs and it gets stolen and now nothing is being done about it. she said the car was not hacked into. without any evidence. nowadays cars can easily be hacked into and stolen. now its been over 3 months and am still left without my car. what was the purpose of buying comprehensive cover? PLEASE STAY AWAY FROM THIS USELESS INSURANCE COMPANY.
Posted 5 days ago
They wanted to increase my premium even though I'd been an existing customer for 4 years and had 4 years no claims discount. Didn't want to leave but they wouldn't budge on the price and managed to get it much cheaper elsewhere. I've never had any problems with them and their customer service has been great so I would consider going back to them if they could be a bit more competitive with the pricing.
Posted 5 days ago
Our boiler has broke we pay extra for an emergency breakdown service..joke!! there’s no urgency on their part. We have now been without heating and hot water for seven days with no signs of it being fixed up to today. Trying to get through to speak to someone is a nightmare and when you do eventually get through..up to an hour later, they are a complete waste of time and have done absolutely nothing for us, they could not give two hoots. They have not chased up the parts we have been waiting for over a week now and expect us to do it. Avoid this company at all cost they’re advertising on the TV for emergency cover is false and a load of rubbish. Should report to trading standards we won’t be renewing our insurance policy with them in the future.
Posted 2 weeks ago
I had an at fault collision with another car on a roundabout which was technically my fault but direct line handled everything to a successful conclusion and saved me a lot of hasle
Posted 2 weeks ago
SHADY DIRECT LINE BAD CUSTOMER SERVICE After being with DL for years, never claiming, when we did the cold response was 'your not covered' even though it was DL Plus. Have to say, what we said to the DL rep was worded inaccurately by one word so instead of sending a professional to look at the situation instead of in our panic said the 'wrong word' is dismissive appalling and shady at best. Customers will panic at stressful times and DL first response should have been 'we will send a DL professional to assess' not a No. I'm 100% we would be covered now we have the full facts and engaged solicitors argued and complained but we are retired, disabled and can't cope with stress. but we will never use DIRECT LINE AGAIN.
Posted 3 weeks ago
A nightmare. Am still seeking answers from June as to why company sought to renew policy (despite cancellation); then sought to obtain money from bank (despite previous year's cancellation of automatic renewal). Spoke twice to the company. Asked for clarification of account. Confirmed money not owed. Never a proper answer to any query: just more templates from various departments. Patience running out !
Posted 1 month ago
Awful company they should actually be called DIRECT LIE not direct line. I would rate them as a zero for customer care and dishonesty. Nobody seems to be accountable and it feels as if they are all working in silos.

This company seriously let me down. Their mistakes allowed me to unwittingly drive uninsured, I only found out when I was stopped by the police resulting in consequences which will affect me for years. They are so incompetent that they even let me drive away from the police still uninsured, despite guaranteeing over the phone that I was covered.

This company will outright lie to you, they don't get back to you when they say they will, they just take your money then move on.

If you are a customer already, then I suggest keeping a note of and/or screen shotting any correspondence that you have with them. They will lie about any disputes which leave them accountable rather than owning up. If you are not a customer then avoid at all costs.
Posted 1 month ago
Dreadful and uncompetitive pricing. Changed car, and quote we were given was THREE times more expensive than going with the manufacturer's own policy, which has guaranteed same policy price for next three years, as well as guaranteed use of OEM parts and facilities in case of need for repair. Direct Line didn't get close, relying on the automatic renewal system to hope that customers stay 'loyal'. Shocking set up.
Posted 2 months ago
I spoke to a very helpful customer service young lady who provided me with a quote for car insurance, I decided to accept this but changed my original start date. She advised me it would cost me more as admin fees would be applied as I had changed the date. I'm perplexed! How can admin fees be added to a quote? I understand this is normal practice with quotes. Direct Line lost out as I went to Churchill instead! Very disappointed in Direct Line.
Posted 2 months ago
DO NOT EVER USE DIRECT LINE. I am a landlord and my Tennant left me with £2000+ in house repairs and rent arrears. I had legal cover to cover me for this event. When I claimed they sent my claim to DAS legal services who asked for mountains of information including receipts and statements. All this was provided. It took DAS 4 months to assess the claim. After which they accepted I had a claim. They then subcontracted legal services to Blake MORGAN who also dragged they heals as well and no action was taken. After another 4 months they decided not to continue with the claim so DAS then appointed another legal firm and surprise surprise they did nothing as well. I complained to DL numerous of times who were not interested and bypassed this back to DAS. So in the 10 months that have gone by zero action has been taken to claim my monies from Tennant. DL and DAS are sharks and got a reply them today saying I no longer have a valid claim. What a outfit. So as a matter of principle will be Going the Omudsman. Never experienced this total disregard and contempt for paying customers. Thanks
Posted 2 months ago
Awful company. Lied to by them. Told I had no outstanding payments due until this month but now they decided to cancel my policy for a missed payment. Out of order. Stranded at a hospital car park with my 11 month old baby. Drove my car uninsured as I wasn’t aware they cancelled it. Too scared to admit their own faults. Terrible. Don’t use direct line for ANYTHING. WASTE OF SPACE COMPANY. Wouldn’t trust anything they say. Gone a f’d us over basically. Anyway. Any ‘outstanding’ payments we might owe them they can go do one.
Posted 3 months ago
Only a few questions with multiple detailed answers for some of them.
Posted 5 months ago
Dont believe what they tell you on TV! They will try every way not to pay out.
My boiler has broken down, which I ended up with a £1600 bill that Direct Line didnt want to pay, as the water was merky in the boiler! They blamed that on a split Pressure Vessel! So Ive gone back to Towergate Insurance! So pleased I didnt move the rest of my portfolio over to DL!!!

Stay well away!
Posted 5 months ago
Used to think they were good but my insurance has gone up massively despite having 9 years no claims. I found another insurance company offered the same benefits for half the price
Posted 6 months ago
Absolutely dreadful experience getting a quote. Then finally after paying for insurance they added £103 as they said I had falsified information. Tried to explain over the phone about the misunderstanding but they weren't interested. Don't use them, ended up costing a fortune, they have you over a barrel once you have paid
Posted 7 months ago
Told on Monday l would receive £1200 for my car £950 paid into my account the next day.No correspondence from them to say why.
No contact from them regarding my injuries
No updates from claims department.
Never again
Posted 7 months ago
I can't give no stars but would if i could Mis Sold insurance for my van wanted social domestic & pleasure which i was quoted for only when van was broken in to did i find out that i was sold business insurance which they switch you to automatically once you have paid, (but don't tell you) because they don't do social domestic & pleasure for vans leaving you under insured. and laughed at, also been refused information when i requested it under the subject access request. DO NOT GO TO DIRECT LINE GO ANYWHERE ELSE you do actually get laughed at.
Posted 7 months ago
Their inibilty to support their customer when they are 100% not at fault and not even listen to evidence or acknowledge photographic evidence. A very poor claim structure and legal department.
Posted 8 months ago
Awful absolutely awful.
Posted 8 months ago
Direct Line is rated 2.14 based on 74 reviews