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RAC Insurance Reviews

2.2 Rating 1,251 Reviews
29 %
of reviewers recommend RAC Insurance
2.2
Based on 1,251 reviews
Shipping & Delivery
Delivery Methods
Own Driver
Customer Service
Communication Channels
Telephone, Live Chat, Email
Queries Resolved In
Under An Hour
Customer Service
1.4 out of 5
Cancellations & Refunds
Cancellation Process
Difficult

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RAC Insurance 1 star review on 24th December 2024
Andrew
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 4th December 2024
Usman Darr
RAC Insurance 1 star review on 27th August 2024
Yeb De Jong
RAC Insurance 1 star review on 1st December 2023
John
RAC Insurance 1 star review on 23rd December 2022
Marie Robinson
2
Anonymous
Anonymous  // 01/01/2019
The worst insurance brokers I have had to deal with. Very bad experience. If the unfortunate happens to you, they will rip you off and kick you while you’re down. Insurance policy goes up from £60 to £130 a month. More than double.
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Posted 7 years ago
Have been insured with RAC for a year. They sent me a letter with a renewal price of £457 but the letter said I had to call to renew. I did not call. In the middle of the night my bank's fraud team rang to say RAC were trying to steal £2600 from my account! When I spoke to them they apologised, admitted the mistake but said that renewal was now £2200. When I said I didn't want to pay that they cancelled my insurance with immediate effect even though they knew I hadn't had a chance to arrange alternative insurance and I had asked for it to continue until midnight. When I complained about that they said the only option was to reinstate the insurance, committing me to the £2200 charge. Appalling service. AVOID!
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Posted 7 years ago
They do not operate on bank holidays?! You pay over a thousand as a young driver a year. For them not to turn up when you need them. Absolutely appalling. Was on hold for 2 hours stuck on the road side as my car was not able to move. Do not insure with this company if you even want the bare minimum of service. Usually one for being lenient with reviews and trying to find good but this is a joke. Writing this at 10 past 3 in the morning having waited since 11pm. Still no answer or reply. Complete joke.
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Posted 7 years ago
I insured my car with RAC and was required to pay a deposit. A few days after I found a cheaper insurance so I decided to cancel my insurance policy with RAC within the 14 day cooling off period. RAC has failed to refund my deposit and have lied numerous times saying that the money had not come through (even though it had). I have had to get my bank involved to help me sort out the situation. I cancelled my policy on the 11th April and I still have not received my deposit. This is unacceptable, for a well-known reputatable company I am suprised that this situation has arisen.
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Posted 7 years ago
I had a crack on my back mud guard after an accident which the third party admitted fault and paid out. The bike was considered a cat N loss which means it wasn't structural and just cosmetic damage. due to this they cancelled my insurance. 3 months in after I paid for the year. I would advise against anyone using this service as it is a scam with a big name.
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Posted 7 years ago
what have I got insured with you?
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(Home Insurance) - Posted 7 years ago
Crooks, hit buy it now and they changed their prices and took more money...thought I had accidentally signed up to a Nigerian bank...
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Posted 7 years ago
Awful car insurer especially as a first year driver, MASSIVE CON!!!
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Posted 7 years ago
My date of birth came up as Jan instead of June and they tried to up my insurance by £140 ,at over 50 I don't think a few month either makes you a safer or unsafer driver,so cancelled,and they had the cheek to rip me off for £25 admin fee even though it was well within the cooling off period .Is this even legal ?
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Posted 7 years ago
BE CAREFUL - BUYER BEWARE - if you cancel your insurance they charge you £55 (as an Admin fee). I asked the guy what the £55 is for, he said he had no idea.
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Posted 7 years ago
I have received a terrible service from this insurer provider which cost me in my premium increase above 50% during renewal period. Non fault scratch to my stationary car become my fault as they did not follow my claim in professional manner-in fact as they admitted they "forgot to reclaim the cost from 3rd party". Never mind that person (3rd party admitted the fault which I have confirm with copy of the messages exchanged with the driver). Shame that for "ohhh we forgot reclaim the money" is paying a customer whom they really dont care about. Be careful when choosing Rac as they allocating you with them partners in my case it was Liverpool Victoria.
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Posted 7 years ago
STEER CLEAR, CROOKS WHO WILL GIVE A CHEAP QUOTE AND THEN CHANGE THINGS, YOU HAVE BEEN WARNED
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Posted 7 years ago
Bought my insurance through Quidco and they refused to honor their cashback. Won't be buying anything off the RAC again. Nice way to try to make yourself seem cheaper than the competition.
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Posted 7 years ago
Never again!
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Posted 7 years ago
Absolutely abysmal company, my insurance came with a years free breakdown and recovery, in the small print it says only 10 miles local recovery, so i was 200 miles away from home when my Vauxhall decided to blow a turbo and was only made aware of this at the side of the road, misleading to say the least, then i had to have my vehicle towed from a main road to a supermarket car park to await rescue from my Dad with a trailer, now with a vehicle that is unable to drive i decided to sell the vehicle after the insurance renewed and i phoned to cancel the policy. The bloke on the phone said i was actually due a refund of a small amount after cancellation fee's were taken off the payment i had just made, then a few weeks later i get bombarded with emails and phonecalls saying that i was now due them £100odd for another months insurance on a car i no longer owned? I since paid the outstanding balance they claimed i owed them to get them off my back, now 3 and a half months later i have received correspondence from a company entitled "cars" which is essentially a debt recovery company claiming that i am due them a further £25 for their services? Absolutely horrendous service, unorganized company and not able to get through to anybody on the phone. I would avoid at all costs and have since reported to the Financial Conduct Authority.
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Posted 7 years ago
My wife and I are severely disabled boiler packed up been waiting Nearly two hours on hold for an emergency call out.
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Posted 7 years ago
I was paying 50 quid a month. I added my brother to it ( same experience, no car accidents etc) and it went up to 72 quid ( not to mention admin fees I paid). Now I want to take my brother off from the insurance and they told me it will go up to 92 quid if I want to keep it solo!! Now I have to wait for a contract to finish before I can leave those thiefs otherwise they would rob me of cancelation fee. Scammers. Worst car insurance in UK. Avoid like fire.
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Posted 7 years ago
I had a claim being struck by a lorry no fault to me at all the driver admitted liability whilst making a claim I was asked on the phone link 1) Do you want to keep your protected no claim bonus 2) Do you want to keep your access, obviously this is the case in a no fault accident, then you end up with a car rental "partner" company that will lend me a car and send mine to a breakers not happy, it took me 11 phone calls to actually contact the insurance underwriter direct and they sorted out my claim and repairs. Absolutely disgusting customer service. When renewal came up I was told my policy had gone up by over £100 owing to my accident when i rang up the idiot at the other end said that the accident was down to me and that was that, I actually contacted the underwriters directly AGAIN and they sent me a copy of the third party resolved claim for my records. What an absolute waste of space,
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Posted 7 years ago
Spoke to an RAC representative about my policy as I had moved to a new address . Five mins away from my previous address. They managed to bump up my policy cost by an extra £14 pounds a month . Charge me a 25.00 admin fee and re-charge me interest for the new policy even though my existing policy was due to end in two months. Needless to say I will not be renewing with them in March . Nothing more off putting than being ripped off.
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Posted 7 years ago
I have listened to the blurb twice and it does not allow you to enter a quote reference number
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Posted 7 years ago
RAC Insurance is rated 2.2 based on 1,251 reviews