Capitec Bank Reviews

Name: Capitec Bank
Rating: 1.92

1.9 Rating 333 Reviews

22 %

of reviewers recommend Capitec Bank

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1.9

Based on 333 reviews

Shipping & Delivery
Delivery Methods	Own Driver, Courier
On-time Delivery	Greater than 27%
Customer Service
Communication Channels	Telephone, Live Chat, Email
Queries Resolved In	Over A Week
Customer Service	2 out of 5

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Capitec Bank 3 star review on 26th June 2025

Ayesha

Capitec Bank 2 star review on 12th June 2025

Owen Carleton

Capitec Bank 1 star review on 2nd June 2025

WhatsApp Number (+ 4 4 73 88 6 97 9 58.) Help Me When I Was Deceived By Online Investment Company

Capitec Bank 1 star review on 20th May 2025

Anonymous

Anonymous // 01/01/2019

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“I just recently called capitec online fraud contact, from the start, they took long to answer my call , and they transferred me to another customer assistant who couldn’t help me at all , today I just found out that someone used my bank details to subscribe to some online thing , it deducted my money today, I had no idea who was it , because I know it was not me , they told me to go find out from all the people who have access to my card , The reason i called them is because I needed help , I took my time and airtime trying to find answers, asking how I can stop the proceedings transactions because I’m not sure who and when is this person is going to access my card and take more money, they couldn’t even access at list time the transactions ocurred, all they could tell is San Francisco is a company , but I have never subscribe to such things , all they told me Is cancel your card and go make another one and some terms and conditions I couldn’t understand, the assistant was very rude , I asked that they explain to me those terms and conditions in simple words, she responded to me she can’t , she read them the way they are , all I have to say is agree or disagree, if it was an adult! If is someone who doesn’t understand English, i mean you need to understand before agreeing to terms and conditions, all she wanted was to get the job done and read terms and conditions, and all I have to say is yes without even understanding. Capitec bank service is bad , especially when it comes to fraud, they don’t have answers for anything, they will loose customers because their customer service is really bad. I’m so disappointed, I used to hear from people, but today I experienced it myself.”

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Posted 2 years ago

“I've used capitec from 2014 but this is the very first time that I'm receiving such bad service from them.. on the 29/11/2022 I bought airtime via cellphone banking , it was successful on their side but I never received the airtime. So since I didn't get the airtime I went on my WhatsApp to chat to an agent and they said I failed the verification process I must wait 24 hours before contacting them again....fine! So I waited and today I call and this useless call centre agent named Amelia the first thing she asked is" so you only calling today ?" Really and when I tell her that I did try to get help via WhatsApp she doesn't apologies she just move along with the call....if these are the kind of people you hire to do customer service you are going to loose clients....I'm Andile Bhengu 0676204132”

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Posted 2 years ago

“Excellent service offered by Nobuhle , the service was great and efficient , she helped me with an app and helped me with the stop order.”

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Posted 2 years ago

“Hi! I went to Killarney mall capitec, I was assisted by a great n humble gentleman by the name of Koketso. He helped me with registering cell phone banking, and I had no Capitec card but he helped with it. I just wanna thank him for good and complete service he gave me.”

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Posted 2 years ago

“My son bank card is with me and the App limit is set so zero, but for the 4th time was fraud transactions done and we need to replace the card and pay R70 each time. Its a joke that something like this happened non-stop. Why do you have an option to block any online purchase if its not working 100% and why must a client pay the fee if the problem is with Capitec. I really think it time we close our accounts and moev to a different bank. Clearly is Capitec working well with scammers and thiefs. No refund yet received from Capitec on fraud reported items. Well done on be useless.”

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Posted 2 years ago

“i dislike the fact that there are 2 payment types on the app, “Pay” and “emediate pay” there should only be one option. who waits 9-24 hours for a payment.”

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Posted 2 years ago

“Capitec Bank uploaded a tax certificate to SARS for my 86 year old mother for allegedly working for them for the tax period 2022. Try getting hold of them to solve this, is proving impossible. My mother now has to open a case of identity theft with SAPS. How is it that it becomes her problem when Capitec clearly has a fraud problem in their HR department??”

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Posted 2 years ago

“Capital app sucks big time,👎👎. They are always down that transacting is next to impossible. How do u trust an inconsistent bank when everything is done digital nowadays. I am starting to hate it. I even removed my debit orders elsewhere because they are not trustworthy especially at the end of the month, it is when they suck the most. If money is kept in savings and debit orders are due, then u are in a big mess because their app shuts down just when debit orders are due. How is that? They should close down u til they sort their problem out or hire new people to deal with tech staff.”

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Posted 2 years ago

“Why bank with a bank that gives you 0 options to reverse a double payment? The just "advise" you it is a civil matter now . Truly pathetic ...changing banks as soon as posdible”

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Posted 2 years ago

“Second month in a row now were wages have not been released. Phoned the bank Saturday morning 24 September 2022 they very quick to say its not there fault but service is defiantly becoming worse, I work for a large company all wages were paid on Friday everybody received there pay from different banks including Tyme bank that only started yesterday. Weekly wages that get paid on a Friday always used to reflect for the guys same day usually no later that 20H00 now it only reflects on the Saterday,Capitec there is a problem do something about it.I will be contacting standard bank today and have all wages changed for the guys transferred to standard bank”

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Posted 2 years ago

“I was at Capitec Bank Stone Ridge yesterday at about 17h45, Thankyou so much to Daisy and Kay for being so patient with me and their service was warm and friendly All the questions that I asked they answered me and we just had a good time. It was pleasing to deal with them. Thank you Thato”

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Posted 2 years ago

“Oparating while the is load shedding, Lebo offered me a good customer service”

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Posted 2 years ago

“Service was very good”

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Posted 2 years ago

“They are good on their services, and helping people.”

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Posted 2 years ago

“I'm satisfied”

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Posted 2 years ago

“Good day...I just received the best service ever. I visited Capitec Bank at Colombine square, Jhb south earlier on and was assisted by Shelton... a very friendly consultant who helped me with my loan application. He showed so much interest in his job. Thank you for your services...”

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Posted 2 years ago

“Very terrible service at capitec, I can hear lot of people give praises to this terrible bank, wait until you get scammed, I have been waiting for 3 months now, nobody is taking my case serious.”

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Posted 2 years ago

“Good day...I just received the best service champion ever. I visited Capitec Bank Pretoria Andries earlier on and was assisted by Lucia...a very friendly consultant who helped me with my loan application and i must admit all the consultants where quite friendly, Thank you for your services...”

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Posted 2 years ago

“I am currently overseas Capitec informed me to get a new card and an internet dongle for internet banking. Anyway so they debit my account block my previous card and tell me that you now have a new card and you may send somebody to collect your card just send an the person's Identity document. hahaha guess what my sister went today to collect my card just then being refused to collect it how crazy is that? Very very very bad service at Capitec they dnt even deserve a one star rating they should get half a star”

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Posted 2 years ago

“I visited Capitec Forest Hill yesterday, where I received an excellent, memorable, TP Kekana unforgettable service, attended by a Lady with the name Mamiki on her name tag, she explained exactly what i needed and sent me to the guy on Teller number 9, who was equally excellent. In less than few minutes all I wanted was done. I was overjoyed I even forgot to check the Teller's name. All my previous doubts and frustrations with Capitec were gone. Thanx to those two. 083 684 2777”

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Posted 2 years ago

Capitec Bank is rated 1.9 based on 333 reviews