It looks like Hastings Direct Smart Miles have changed their policy name to You Drive to leave behind the thousands of negative reviews made about their Tab telematics system and particularly regarding braking. I’m sure there will soon be thousands more under this name. The tab is completely inaccurate for braking and has driven me mad trying to resolve. Anything other than a perfect chauffeur stop will be marked down and sometimes even then. Crawling along in traffic and stopping from just 1 to 2mph will get you marked down. Stopping at the top of a hill will get you marked down. I have even been marked down for braking while parking. I have checked my camera footage several times to see if I’m in the wrong and nope, no evidence of hard braking at all - except for a couple of occasions involving things like a pheasant, a cyclist and an idiot pulling out on me so those are fair enough. But my general driving I absolutely do not accept and nor do passengers who I have become neurotic enough to ask. Also, although I am apparently a maniac on the brakes, it seems that my acceleration and cornering is just fine. That just doesn’t make sense. I think I’d rather pay a higher premium than go through all this stress.