Got out this insurance in February 2016, as it was the cheapest one for me as a first time driver. After purchasing the insurance I started to read reviews and really should have listened to them but chose to see how my own experience with them would be. All I can say is don't! First of all, the preference of you not to use your car after 10 is not a preference, it affects your score massively, and it feels like I have my mother in the car with me at all times, cutting social events short because I have to be home before 10! (The reason I wanted a car was for my own independence, and that's gone out of the window!!) Also, the clutch went on my car last month, meaning in the run up to that happening my car's accelleration was very high for a few weeks. Therefore my score for the accelleration has gone down to below average. After ringing the company to explain my situation to see if the score could be undone at all (even willing to provide the supporting evidence), they turned around and told me nothing could be done, the score is based on my driving and that was my driving at the time. If you're thinking of going with this insurance please don't make the same mistake as me and others, spend that little extra on a better insurer.