I had two appointments, one for the initial look at my finances and my several pension savings, and the second for the recommendations after the advisor's investigations. The first went very well, taking about an hour, also assessing my risk-wiilingness. The second also took about an hour. and I was given a clear idea of my anticipated finances for the next six years before I retire, and the years after. My pension pots were all approved, and only needed a few tweaks, but it has given me peace of mind knowing that I should be reasonably secure for the foreseeable future. The advisor, Paul Grew, is very polite and easy to communicate with.