This review is for Home Depot/Citibank credit review. I got an email today my Home Depot account that had a Zero balance was closed due to inactivity! They didn't even have the decency to send me something saying "hey you haven't used your card in awhile" I would have bought some air filters for my house. Had my bill been late or delinquent I would have been notified. They just close your account that has no balance with no notice. Just found out my credit score went from 646 to 630!! I am livid. Don't use Citibank or get a Home Depot card. They DO NOT value their paying customers if they close your account because you haven't used it since you paid it off!