If you believe there is the potential you may change address during the term of your policy, I would strongly advise that you DO NOT opt to use 1st Central for car insurance. I took out a comprehensive car insurance policy with 1st Central Insurance in March 2018, for a price of around £750. This week I have moved into a new flat and therefore went to change my address online, expecting to have to pay an administration fee anywhere up to £50. Instead I was informed it was cost me £809 simply to change my address, more than the price of my original policy! I rang up customer services as I didn't think this could be possible, only to be informed my postcode was a greater risk, so this was the correct price. I was informed that as I had submitted the change online, I had to pay £809 by the 16th May or my policy will be cancelled for me at cost to myself. I have had to accept a partial refund to cancel my policy immediately as I cannot accept being made to pay such an extortionate amount of money for a simple administrative change. I could have accepted having to pay more than an administration fee due to the property (with a private car park) being at an apparent higher insurance risk, but £809 is a disgraceful amount to demand and I have come out of this at a significant financial deficit. I have since switched to Admiral who provided me with a quote for a year's comprehensive insurance which is less than the amount 1st Central wanted me to pay for a change of address!