Tom and the team at Negative Equity simply helped me solve my situation in the best way possible for me. It began with an assessment by Tom of my financial situation and what I hoped to achieve. I was advised of the options available to me to help me achieve my goal. As soon as I had decided how to progress, then Tom and the team guided me through the system they know inside out, as they work with these financial companies on a daily basis and know exactly how they think and act. Without Tom's wise counsel and understanding of these matters I would possibly still be siting wondering when and what to do. For me, the estate agents/auctioneers and the legal representatives recommended by Tom was invaluable. I have no hesitation in recommending the highly professional services offered by the Negative Equity team.