I am so glad that we chose PetsBest insurance form the moment we brought our pups home. Our older girl is almost 14 and she has had just a few occassional accidents and illnesses, for her it's just peace of mind. Our little husky guy is another story. Just before he turned one he had his first seizure. Four years later we are still battling his epilepsy with his local vet, a neurologist, seven prescriptions (including his rescue protocols) and he's had several overnight ER hospital stays. PetsBest has never turned anything he has needed down. And that is a HUGE peace of mind.