I've had Pets Best Pet Health Insurance for my yorkie dog for 5 years and it's the best thing we could've done. They really help to cover the costs of the vet bills, especially the unforeseen ones. I've had 2 big procedures with my dog under their insurance and they covered so much both times. The first time was a dental cleaning with many extractions which ran me around $800. They covered more than half the bill. More recently my dog had an injury on her leg that needed to be stapled closed. They covered much of that procedure. It didn't heal properly and she needed a full surgery to remove the growth that it created. The surgery including pre op was almost $2,000. This insurane covered over $1,700. I couldn't belive it. If you have a pet you must get this insurance and keep it throughout the life of your pet. For my first dog I had a different pet health care plan for her and after 2 years she didn't use it much and we canceled it. Big mistake. Over the course of her life she needed 2 ACL replacements ($5,000 a piece) and many cardiologist appointments that ran $1,000 a visit. I can only imagine how much of that would've been covered had we been under Pets Best Insurance. I'll never make that mistake again. You won't be disappointed by their service and coverage. It can take 2-4 weeks to get reimbursed but it's worth the wait.