I am extremely impressed with Pets Best Insurance. I signed up when my dog was a healthy puppy. I did stop the health maintenance and vaccination coverage because of the added Premium costs and still did wonder if we were paying too much. I now see, seven years later, that it is worth it. My dog has needed two surgeries related to cancer and has developed other chronic conditions. Almost everything has been covered, saving us literally thousands and thousands of dollars. Whe we get our next dog I will purchase this same policy again. I highly recommend this company because of the speed and efficiency in processing the claims.