It's time to file a class action lawsuit against them? They mentioned I had outstanding bills (which were entirely unexpected and unbeknownst to me, I had actually already left the country). Tried to pay via credit card or transfer. Not possible. They suggested "asks a friend to pay in person". I said I don't have any contact in Malaysia to do this. I followed up asking to pay - I WANT TO PAY. Fast forward a year, I get an unexpected email mentioned I have been listed in an international credit score warning. What the actual **** !!! This is absolutely horrendous. Stay away, if you are an expat. I will explore legal actions. If there are any lawyers here, what's the the possibility of a class action lawsuits?